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IF Stock Chart & Stats
€14.91
€0.26(1.74%)
At close: 4:00 PM EDT
€14.91
€0.26(1.74%)
Day’s Range― - ―
52-Week Range€12.02 - €27.72
Previous CloseN/A
Volume284.23K
Average Volume (3M)145.18K
Market Cap
€889.45M
Enterprise Value€9.38K
Total Cash (Recent Filing)€508.04M
Total Debt (Recent Filing)€4.72B
Price to Earnings (P/E)3.0
Beta1.12
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield14.37%
Share Statistics
EPS (TTM)4.94
Shares Outstanding61,540,455
10 Day Avg. Volume166,734
30 Day Avg. Volume145,175
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.55Price Target Upside4.29% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.01
Revenue Forecast (FY)€787.96M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And MarginsA material increase in net income and a large margin expansion indicate stronger underlying earnings power and operating leverage. Sustained higher margins improve internal capital generation and resilience to cyclical shocks, supporting reinvestment, provisioning capacity and long-term profitability.
Diversified Specialist Business ModelThe combination of SME-focused factoring and NPE/distressed-credit servicing provides complementary, structurally different revenue streams. Factoring delivers recurring interest and fees while NPE returns come from recoveries and servicing fees, reducing single-cycle dependence and providing cross-selling and scale benefits over time.
Stronger Returns And Balance-sheet ScaleImproved return on equity and asset growth reflect better capital efficiency and profitable deployment of capital. If durable, higher ROE enhances the bank's ability to rebuild capital buffers organically, support dividend capacity and fund growth without relying solely on external capital.
Bears Say
Sharply Higher Leverage And Debt LoadA large increase in leverage materially raises funding, refinancing and solvency risk if credit conditions worsen. Higher debt amplifies sensitivity to interest-rate moves and limits strategic flexibility, constraining the bank's ability to absorb NPE volatility or pursue growth without raising costly capital.
Weak Cash Generation (sustained Negatives)Two consecutive years of negative operating and free cash flow undermine the quality of reported profits and suggest reliance on non-cash gains or external funding. Persistent cash deficits can force asset sales, increased borrowing or slower reinvestment, eroding long-term sustainability of earnings and dividend capacity.
Top-line Stagnation And Recovery DependenceFlat revenue growth means profits rely heavily on margin expansion and recovery performance from NPE portfolios. That concentration makes earnings vulnerable to margin compression, slower collections or weaker recoveries; without steady origination or fee growth, profitability may reverse if conditions deteriorate.
IF FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €12.02 and its highest was €27.72 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €889.45M.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Aug 04, 2026 which is tomorrow.
How were Banca Ifis SPA’s earnings last quarter?
Currently, no data Available
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Undervalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA pays a Semiannually dividend of €0.92 which represents an annual dividend yield of 14.37%. See more information on Banca Ifis SPA dividends here
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in IT:IF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
IF Stock 12 Month Forecast
Average Price Target
€15.55
▲(4.29% Upside)
Technical Analysis
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