Banca Generali SpA (IT:BGN)
:BGN
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BGN Stock Chart & Stats
€56.65
-€0.10(-0.22%)
At close: 4:00 PM EST
€56.65
-€0.10(-0.22%)
Day’s Range― - ―
52-Week Range€45.48 - €60.90
Previous CloseN/A
Volume205.45K
Average Volume (3M)205.05K
Market Cap
€6.94B
Enterprise Value€6.82B
Total Cash (Recent Filing)€1.01B
Total Debt (Recent Filing)€438.00M
Price to Earnings (P/E)15.4
Beta0.90
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.75%
Share Statistics
EPS (TTM)3.44
Shares Outstanding116,851,640
10 Day Avg. Volume152,172
30 Day Avg. Volume205,053
Financial Highlights & Ratios
PEG Ratio4.25
Price to Book (P/B)4.45
Price to Sales (P/S)3.95
P/FCF Ratio13.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€67.33Price Target Upside18.86% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.59
Revenue Forecast (FY)€1.05B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue MomentumA clear multi-year acceleration in revenue (2023–2025, ~30% YoY in 2025) indicates durable growth in fee-earning business and product uptake. This strengthens recurring fee streams tied to assets under management and supports long-term top-line resilience beyond short market moves.
High Profitability And ROEVery strong ROE (around 20%–30%, ~30% in 2025) and consistently healthy net margins show efficient use of capital and profitable operations. High returns provide capacity for dividends, reinvestment and absorb shocks, supporting durable shareholder value creation.
Marked Improvement In LeverageA sharp reduction in leverage to a conservative ~0.28–0.31x materially improves financial flexibility and lowers solvency risk. This stronger capital structure supports ongoing business operations, potential capital returns and resilience through market cycles.
Bears Say
Historical Cash-Flow VolatilityAlthough operating and free cash flow recovered in 2023–2025, historical volatility including negative cash flow in 2022 undermines confidence in consistent cash generation. That variability can constrain capital allocation, stress dividends or force funding actions in downturns.
Margin Compression From Peak LevelsA meaningful decline from peak net margins (~40% in 2021 to ~27% in 2025) signals structural pressure on profitability, whether from mix shifts, competitive fee pressure, or higher costs. Persistent compression would limit earnings leverage from revenue growth.
Revenue Sensitivity To AUM And Advisor NetworkThe business model is structurally tied to assets under management and the advisor network. This creates durable exposure to market swings, net flows and advisor retention risk, making revenues and fees sensitive to macro markets and distribution effectiveness over time.
Banca Generali SpA News
BGN FAQ
What was Banca Generali SpA’s price range in the past 12 months?
Banca Generali SpA lowest stock price was €45.48 and its highest was €60.90 in the past 12 months.
What is Banca Generali SpA’s market cap?
Banca Generali SpA’s market cap is €6.94B.
When is Banca Generali SpA’s upcoming earnings report date?
Banca Generali SpA’s upcoming earnings report date is Jul 29, 2026 which is in 44 days.
How were Banca Generali SpA’s earnings last quarter?
Banca Generali SpA released its earnings results on May 06, 2026. The company reported €1.11 earnings per share for the quarter, beating the consensus estimate of N/A by €1.11.
Is Banca Generali SpA overvalued?
According to Wall Street analysts Banca Generali SpA’s price is currently Undervalued.
Does Banca Generali SpA pay dividends?
Banca Generali SpA pays a Semiannually dividend of €0.701 which represents an annual dividend yield of 4.75%. See more information on Banca Generali SpA dividends here
What is Banca Generali SpA’s EPS estimate?
Banca Generali SpA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Generali SpA have?
Banca Generali SpA has 116,851,640 shares outstanding.
What happened to Banca Generali SpA’s price movement after its last earnings report?
Banca Generali SpA reported an EPS of €1.11 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.647%.
Which hedge fund is a major shareholder of Banca Generali SpA?
Currently, no hedge funds are holding shares in IT:BGN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Generali SpA
Banca Generali S.p.A., founded in 1997 and headquartered in Trieste, Italy, focuses on providing a wide array of financial products and services. The firm primarily caters to affluent and high-net-worth clients within Italy, distributing its offerings through a dedicated network of financial advisors. Its operational structure is divided into two main segments: Wealth Management and Private Banking. The company's extensive service portfolio includes asset management solutions such as personalized portfolio management, investment advisory, and the administration of mutual funds. It also offers sophisticated managed solutions, which encompass various funds, SICAVs, and both financial and insurance-linked wrapper products. Additionally, Banca Generali delivers traditional banking and insurance services, alongside specialized trade finance solutions. The company maintains a significant physical presence, operating 218 bank branches and financial advisor offices.
BGN Stock 12 Month Forecast
Average Price Target
€67.33
▲(18.86% Upside)
Technical Analysis
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Options Prices
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