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Banco di Desio e Della Brianza SPA (IT:BDB)
:BDB
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Banco di Desio e Della Brianza SPA (BDB) Price & Analysis

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BDB Stock Chart & Stats

€9.28
€0.26(3.62%)
At close: 4:00 PM EST
€9.28
€0.26(3.62%)

Bulls Say, Bears Say

Bulls Say
Profitability MarginsSustained high net and EBIT margins indicate the bank generates healthy earnings on its core lending and fee activities. Durable margins provide internal earnings retention to fund growth and capital, cushioning the franchise through cyclical revenue swings and supporting long-term profitability.
Strengthening Capital BaseSteady equity growth over multiple years strengthens loss-absorbing capacity and regulatory buffers, improving resilience to credit stress. A larger capital base supports lending capacity and strategic investments, reducing reliance on external recapitalisation during adverse conditions.
Retail & SME FranchiseA diversified retail and SME customer base and branch distribution create stable deposit funding and recurring fee income. This relationship-driven model fosters stickiness, predictable net interest income and cross-sell opportunities, supporting steady core revenues over the medium term.
Bears Say
Cash Flow WeaknessRecent negative operating and free cash flows indicate the bank is not consistently converting accounting profits into cash. Persistent cash generation shortfalls can force reliance on wholesale funding or asset sales, constrain loan growth, dividend capacity and capital planning, and raise refinancing risk.
Sharp 2025 Revenue DeclineA marked revenue drop signals volatility in the revenue base or sizable one-off impacts. Such an abrupt fall undermines earnings sustainability, complicates multi-year planning and may mask underlying franchise or market issues that could persist absent structural remediation.
Elevated LeverageAlthough leverage has improved, remaining elevated debt-to-equity ratios reduce buffer against credit or funding shocks and limit strategic flexibility. Higher leverage increases sensitivity to rising funding costs and regulatory capital pressures, constraining risk appetite and growth execution.

Banco di Desio e Della Brianza SPA News

BDB FAQ

What was Banco di Desio e Della Brianza SPA’s price range in the past 12 months?
Banco di Desio e Della Brianza SPA lowest stock price was €6.78 and its highest was €15.70 in the past 12 months.
    What is Banco di Desio e Della Brianza SPA’s market cap?
    Banco di Desio e Della Brianza SPA’s market cap is €2.03B.
      When is Banco di Desio e Della Brianza SPA’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Banco di Desio e Della Brianza SPA’s earnings last quarter?
      Currently, no data Available
      Is Banco di Desio e Della Brianza SPA overvalued?
      According to Wall Street analysts Banco di Desio e Della Brianza SPA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Banco di Desio e Della Brianza SPA pay dividends?
        Banco di Desio e Della Brianza SPA pays a Annually dividend of €0.51 which represents an annual dividend yield of 3.32%. See more information on Banco di Desio e Della Brianza SPA dividends here
          What is Banco di Desio e Della Brianza SPA’s EPS estimate?
          Banco di Desio e Della Brianza SPA’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Banco di Desio e Della Brianza SPA have?
          Banco di Desio e Della Brianza SPA has 131,474,810 shares outstanding.
            What happened to Banco di Desio e Della Brianza SPA’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Banco di Desio e Della Brianza SPA?
            Currently, no hedge funds are holding shares in IT:BDB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Banco di Desio e Della Brianza SPA

              Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers current and deposit accounts; and debit and credit cards. It also provides financing products and mortgages; insurance and social security services; investments and saving products, insurance investment products, and funds and SICAVs; POS solutions; business partnerships services, such as corporate advisory and private debt, and energy self-sufficiency solutions; and financing products for the international market, risk coverage solutions, and international bank guarantees. In addition, the company offers asset management; DesioValue and titles; and internet banking services. The company was incorporated in 1909 and is headquartered in Desio, Italy. Banco di Desio e della Brianza S.p.A. is a subsidiary of Brianza Unione di Luigi Gavazzi e Stefano Lado S.A.p.A.

              Banco di Desio e Della Brianza SPA (BDB) Earnings & Revenues

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