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SOUTHBANK Stock Chart & Stats
₹46.30
₹1.38(2.97%)
At close: 4:00 PM EDT
₹46.30
₹1.38(2.97%)
Day’s Range― - ―
52-Week Range₹33.40 - ₹57.25
Previous CloseN/A
Volume15.75M
Average Volume (3M)1.31M
Market Cap
₹145.43B
Enterprise Value₹13.49B
Total Cash (Recent Filing)₹150.20B
Total Debt (Recent Filing)₹36.81B
Price to Earnings (P/E)9.2
Beta0.95
Next Earnings
Jan 21, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.81%
Share Statistics
EPS (TTM)6.06
Shares Outstanding2,619,503,700
10 Day Avg. Volume1,743,241
30 Day Avg. Volume1,312,413
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)0.78
Price to Sales (P/S)0.76
P/FCF Ratio4.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.7
Revenue Forecast (FY)₹62.76B
Bulls Say, Bears Say
Bulls Say
Profitability ExpansionThe substantial improvement in net income and margins indicates a stronger earnings base than in the earlier period. If maintained, higher profitability can support internal capital generation, fund continued expansion, and improve resilience across the next several quarters.
Asset-Quality ImprovementLower gross and net NPAs, combined with much higher provision coverage, materially reduce the immediate burden of stressed assets on earnings. Stronger credit quality should support more predictable profitability and give the bank a healthier platform for loan growth.
Capital And Balance-Sheet StrengthThe lower leverage ratio alongside expanding equity and assets points to a materially stronger balance sheet than in prior years. This provides greater capacity to absorb credit losses, meet regulatory needs, and support measured growth without immediate dependence on fresh capital.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow reduce confidence in the consistency of internally generated funds, even though positive periods broadly track earnings. This volatility can complicate capital allocation and make funding growth or absorbing shocks less predictable.
Operating-Cost PressureExpansion investments can strengthen distribution and capabilities, but higher staffing and branch costs create an ongoing execution requirement. If revenue or productivity gains lag the investment pace, operating leverage and the expected improvement toward a 50% cost-to-income ratio could be delayed.
Gradual Portfolio RebalancingThe slower shift toward retail, agricultural, and MSME lending means the targeted portfolio mix has not yet been achieved. Continued reliance on corporate and gold-loan growth may delay the intended diversification and requires disciplined execution to reach the 35% corporate objective.
South Indian Bank Limited News
SOUTHBANK FAQ
What was South Indian Bank Limited’s price range in the past 12 months?
South Indian Bank Limited lowest stock price was ₹33.40 and its highest was ₹57.25 in the past 12 months.
What is South Indian Bank Limited’s market cap?
South Indian Bank Limited’s market cap is ₹145.43B.
When is South Indian Bank Limited’s upcoming earnings report date?
South Indian Bank Limited’s upcoming earnings report date is Jan 21, 2027 which is in 82 days.
How were South Indian Bank Limited’s earnings last quarter?
South Indian Bank Limited released its earnings results on Oct 15, 2026. The company reported ₹1.6 earnings per share for the quarter.
Is South Indian Bank Limited overvalued?
According to Wall Street analysts South Indian Bank Limited’s price is currently Overvalued.
Does South Indian Bank Limited pay dividends?
South Indian Bank Limited pays a Annually dividend of ₹0.45 which represents an annual dividend yield of 0.81%. See more information on South Indian Bank Limited dividends here
What is South Indian Bank Limited’s EPS estimate?
South Indian Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does South Indian Bank Limited have?
South Indian Bank Limited has 2,619,503,700 shares outstanding.
What happened to South Indian Bank Limited’s price movement after its last earnings report?
South Indian Bank Limited reported an EPS of ₹1.6 in its last earnings report. Following the earnings report the stock price went up 3.668%.
Which hedge fund is a major shareholder of South Indian Bank Limited?
Currently, no hedge funds are holding shares in IN:SOUTHBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
South Indian Bank Limited
The South Indian Bank Limited, an established financial institution in India, delivers a comprehensive array of banking products and services across the nation. Its operations are strategically divided into four primary segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. For individual clients, the bank offers a broad spectrum of services, including various deposit options such as savings, current, term, and unclaimed/inoperative accounts. Its lending solutions encompass personal, car, home, gold, educational, and property-backed loans. Notably, it also provides a unique one-time settlement scheme designed for micro and small enterprises. Investment opportunities are available through mutual funds. Beyond traditional banking, the bank provides diverse insurance products, covering life, health, and credit risks, alongside a range of general insurance policies for fire, liability, marine, motor, personal accident, and travel. The South Indian Bank further enhances its customer experience with extensive digital and value-added services. These include robust mobile and internet banking platforms, demat accounts, and online trading facilities. Clients benefit from a variety of card products (credit, debit, ATM cum shopping), money transfer services, and specialized programs like NETC FASTag, SIB Rewardz, and SIB e-Academia. Additional offerings span KYC certification for mutual fund investors, green pin, branch banking, FX-retail, sovereign gold bonds, pension systems, SIB Collect, PAN service agency, cash management, travel cards, direct debit, tax payment and savings investments, and safe deposit locker services. Furthermore, the bank actively distributes capital gain and tax-free bonds. Non-Resident Indian (NRI) customers are catered to with NRE and NRO rupee accounts, foreign currency deposit options, and portfolio investment schemes. For its business clientele, the bank supplies various current accounts, such as normal, premium, SIB Merchant Plus, and Trader Smart. Business financing extends to working capital, long-term, non-fund-based, supply chain, and SIB commercial vehicle loans, supplemented by international finance, mortgage, and general business loans. Merchant acquiring services are also a key part of its commercial solutions. As of March 31, 2022, The South Indian Bank Limited maintained a significant physical presence, boasting 935 branches and a network of 1270 ATMs/CRMs. The bank was founded in 1929 and has its headquarters located in Thrissur, India.
Technical Analysis
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