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POLICYBZR Stock Chart & Stats
₹1538.55
₹16.00(1.04%)
At close: 4:00 PM EDT
₹1538.55
₹16.00(1.04%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,963.00
Previous CloseN/A
Volume638.62K
Average Volume (3M)42.26K
Market Cap
₹831.93B
Enterprise Value₹782.37K
Total Cash (Recent Filing)₹25.52B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)113.4
Beta1.08
Next Earnings
Nov 10, 2026EPS Estimate
4.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.23
Shares Outstanding462,694,900
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio1.12
Price to Book (P/B)8.97
Price to Sales (P/S)9.66
P/FCF Ratio314.42
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.78
Revenue Forecast (FY)₹89.21B
Bulls Say, Bears Say
Bulls Say
Revenue Growth And Profitability RecoverySustained revenue expansion alongside a move from losses to positive and rising net income indicates stronger customer adoption and operating scale. If maintained, this progress can improve the platform’s ability to fund growth and strengthen its competitive position.
Conservative Balance SheetVery low leverage and a growing equity base provide financial flexibility for investment in technology, distribution and customer acquisition. The limited debt burden also reduces refinancing pressure and supports resilience through changes in insurance or credit demand.
Scalable Digital Marketplace ModelA multi-platform marketplace can scale customer discovery and partner distribution without requiring the company to underwrite insurance or lend directly. Insurance servicing and renewals may also support repeat engagement and more durable revenue relationships.
Bears Say
Volatile Cash ConversionRepeated swings between positive and negative cash generation indicate that reported growth does not yet consistently translate into cash. Working-capital or execution volatility could constrain reinvestment and make funding growth less predictable over the next several periods.
Unstable Operating ProfitabilityThe gap between positive net income and uneven operating profit suggests the core distribution business and cost structure are still stabilizing. Sustained margin improvement remains unproven, leaving earnings quality more sensitive to product mix and operating expenses.
Dependence On Transaction And Regulatory EconomicsThe marketplace does not fully control partner pricing, approval decisions or commission frameworks. Regulatory caps, weaker conversion, lower renewal retention or changes in insurer and lender terms could therefore pressure monetization and limit revenue visibility.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1963.00 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹831.93B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is Nov 10, 2026 which is in 75 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on Aug 05, 2026. The company reported ₹3.5 earnings per share for the quarter, beating the consensus estimate of ₹3.055 by ₹0.445.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Overvalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 4.4.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,694,900 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹3.5 in its last earnings report, beating expectations of ₹3.055. Following the earnings report the stock price went up 1.305%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited, an Indian enterprise, provides a comprehensive digital platform facilitating access to various insurance and credit solutions. The company's operations are distinctly segmented into Insurance Web Aggregator Services and a broader category of Other Services. Its flagship online portal, Policybazaar, serves as a marketplace where both individual consumers and insurance partners can purchase and sell a diverse range of insurance products, encompassing term life, health, motor vehicle, home, and travel coverage. Complementing this, Paisabazaar functions as an independent digital lending platform, empowering users to compare, select, and apply for numerous personal financing options, including personal, business, and home loans, alongside credit cards and loans secured against property. Beyond these primary platforms, PB Fintech also extends services such as call center and online healthcare assistance, digital marketing, consulting, and support. Furthermore, it offers aid with motor vehicle claims and related support, and actively engages in promoting insurance products through online, offline, and direct marketing channels. The company was founded in 2008 and is headquartered in Gurugram, India.
Technical Analysis
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