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Mahindra & Mahindra Financial Services Ltd. (IN:M&MFIN)
:M&MFIN
India Market
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Mahindra & Mahindra Financial Services Ltd. (M&MFIN) Price & Analysis

4 Followers

M&MFIN Stock Chart & Stats

₹383.10
₹6.50(1.82%)
At close: 4:00 PM EDT
₹383.10
₹6.50(1.82%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthThe return to strong annual revenue growth indicates improving demand and loan-book momentum after earlier contraction. If sustained, expanding revenue can support operating leverage, strengthen earnings capacity, and reinforce the company’s position in rural and semi-urban retail finance.
Earnings ImprovementSubstantial multi-year growth in net income demonstrates that the business has improved its earnings power alongside revenue recovery. Stronger profits provide greater internal capacity to absorb credit costs, build equity, and support continued expansion of lending operations.
Growing Equity BaseA materially larger equity base gives the company a stronger capital foundation for supporting asset growth and absorbing variability in lending outcomes. This growing balance-sheet scale can also enhance the durability of its NBFC model across its targeted non-urban markets.
Bears Say
High And Rising LeverageVery high and rising debt increases the company’s dependence on continued funding access and makes earnings more sensitive to financing conditions. Leverage above equity also reduces flexibility to withstand credit deterioration or pursue growth without further borrowing.
Weak Cash ConversionPersistent negative operating and free cash flow shows that reported earnings are not currently converting into cash. For a lending business, this raises ongoing funding and liquidity pressure, particularly because substantial leverage requires dependable access to external capital.
Volatile ProfitabilityUneven profitability makes the company’s earnings power less predictable and weakens confidence that improved results will persist. Modest margins also leave less protection against changes in credit costs, funding expenses, or operating performance across lending cycles.

Mahindra & Mahindra Financial Services Ltd. News

M&MFIN FAQ

What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹272.75 and its highest was ₹415.00 in the past 12 months.
    What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
    Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹447.68B.
      When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
      Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Oct 21, 2026 which is in 6 days.
        How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
        Mahindra & Mahindra Financial Services Ltd. released its earnings results on Jul 21, 2026. The company reported ₹6.5 earnings per share for the quarter, beating the consensus estimate of ₹5.788 by ₹0.712.
          Is Mahindra & Mahindra Financial Services Ltd. overvalued?
          According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
            Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹18.357 which represents an annual dividend yield of 3.6%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
              What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
              Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 6.28.
                How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
                Mahindra & Mahindra Financial Services Ltd. has 1,390,191,200 shares outstanding.
                  What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
                  Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹6.5 in its last earnings report, beating expectations of ₹5.788. Following the earnings report the stock price went up 8.695%.
                    Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
                    Currently, no hedge funds are holding shares in IN:M&MFIN
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Mahindra & Mahindra Financial Services Ltd.

                      Mahindra & Mahindra Financial Services Limited, an Indian non-banking financial company, specializes in providing asset financing solutions predominantly to customers in rural and semi-urban regions. Their core offerings include comprehensive vehicle financing for a wide array of automobiles such as cars, utility vehicles, tractors, commercial vehicles, and construction equipment, as well as pre-owned vehicles. This support extends to a diverse clientele, including transport operators, farmers, small businesses, and both self-employed and salaried individuals. Beyond vehicle finance, the company also caters to small and medium-sized enterprises (SMEs) with services like project financing, equipment finance, working capital solutions, and bill discounting. Individuals can access personal loans for significant life events like weddings, educational expenses, and medical emergencies. Furthermore, Mahindra & Mahindra Financial Services offers housing finance for property acquisition, construction, expansion, and renovation. Their portfolio also includes a suite of investment products, encompassing mutual fund schemes, fixed deposits, and advisory services for mutual fund distribution. To complete their financial offerings, they provide various life, non-life, and reinsurance products. Established in 1991 and headquartered in Mumbai, India, Mahindra & Mahindra Financial Services Limited operates as a subsidiary of Mahindra & Mahindra Limited.

                      Mahindra & Mahindra Financial Services Ltd. (M&MFIN) Earnings & Revenues

                      M&MFIN Stock 12 Month Forecast

                      Average Price Target

                      ₹385.00
                      ▲(0.50% Upside)
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