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IDBI Bank Limited (IN:IDBI)
:IDBI
India Market
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IDBI Bank Limited (IDBI) Price & Analysis

11 Followers

IDBI Stock Chart & Stats

₹114.85
-₹1.15(-1.52%)
At close: 4:00 PM EST
₹114.85
-₹1.15(-1.52%)

Bulls Say, Bears Say

Bulls Say
Margin Expansion / ProfitabilityMaterial margin expansion since 2021 signals a structural earnings turnaround driven by improved core banking dynamics and lower provisioning. Sustained higher margins enhance internal capital generation, supporting reinvestment, loan growth and buffers against future credit stress over the medium term.
Stronger Capital And Lower LeverageA materially larger equity base and a moderate debt-to-equity ratio improve solvency and regulatory headroom. Better capitalization reduces reliance on external funding, increases capacity to expand lending, and makes the bank more resilient to shocks over the next several quarters.
Improved Cash ConversionConsistent positive operating and free cash flow with near parity to reported earnings indicates strong cash conversion and earnings quality. This durable cash generation supports dividend capability, provisioning flexibility, and funding for organic growth without immediate reliance on volatile markets.
Bears Say
Cash-flow VolatilityHistorical swings to negative OCF/FCF show cash generation is not yet consistently stable, which undermines predictability of internal funding. Volatile cash flows complicate capital planning, provisioning and lending decisions, raising medium-term liquidity and funding risks for the franchise.
Uneven Revenue GrowthIrregular top-line trends suggest revenue is influenced by cyclical lending flows or one-off items rather than steady organic expansion. This inconsistency limits visibility into sustainable growth of core banking income and makes medium-term forecasting and capacity planning more uncertain.
Rising Debt And Leverage VariabilityA notable increase in total debt after prior leverage improvements indicates potential renewed funding pressure. Rising borrowings can elevate funding costs and reduce strategic flexibility; if the debt trend continues it could erode recent capitalization gains and stress regulatory buffers.

IDBI Bank Limited News

IDBI FAQ

What was IDBI Bank Limited’s price range in the past 12 months?
IDBI Bank Limited lowest stock price was ₹61.05 and its highest was ₹118.45 in the past 12 months.
    What is IDBI Bank Limited’s market cap?
    IDBI Bank Limited’s market cap is ₹924.38B.
      When is IDBI Bank Limited’s upcoming earnings report date?
      IDBI Bank Limited’s upcoming earnings report date is Jul 27, 2026 which is in 31 days.
        How were IDBI Bank Limited’s earnings last quarter?
        IDBI Bank Limited released its earnings results on Apr 30, 2026. The company reported ₹1.87 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.87.
          Is IDBI Bank Limited overvalued?
          According to Wall Street analysts IDBI Bank Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does IDBI Bank Limited pay dividends?
            IDBI Bank Limited pays a Annually dividend of ₹2.1 which represents an annual dividend yield of 2.08%. See more information on IDBI Bank Limited dividends here
              What is IDBI Bank Limited’s EPS estimate?
              IDBI Bank Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does IDBI Bank Limited have?
              IDBI Bank Limited has 10,752,402,000 shares outstanding.
                What happened to IDBI Bank Limited’s price movement after its last earnings report?
                IDBI Bank Limited reported an EPS of ₹1.87 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.146%.
                  Which hedge fund is a major shareholder of IDBI Bank Limited?
                  Currently, no hedge funds are holding shares in IN:IDBI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    IDBI Bank Limited

                    IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, and bill discounting services; cash management, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; products and services for non-resident Indians; treasury services, such as call money/ notice money / term money, commercial papers, certificate of deposit, government securities, treasury bills, corporate bonds, and equities; and foreign currency services comprising remittances, currency forward contracts, LTFX, FX-retail, currency options, swaps, FRA, currency exchange, and exchange traded derivative contracts. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

                    IDBI Bank Limited (IDBI) Earnings & Revenues

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