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Indian Bank (INDIANB) Stock Price & Analysis

15 Followers

INDIANB Stock Chart & Stats

₹853.45₹5.45(0.64%)
At close: 3:30 PM GMT+5:30
₹800₹850₹900Aug 10Aug 24Sep 7Sep 21Oct 5Oct 19Nov 2
Day’s Range
INR 846.10 - INR 859.50
52-Week Range
INR 764.30 - INR 1,000.05
Previous Close
INR 848.00
Volume
1.43M
Average Volume (3M)
49.31K
Market Cap
INR 1.14T
Enterprise Value
INR 1.05T
Total Cash (Recent Filing)
INR 808.96B
Total Debt (Recent Filing)
INR 772.99B
Price to Earnings (P/E)
8.7
Beta
1.26
Next Earnings
Jan 27, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Jun 10, 2026
Dividend Yield
2.14%

Bulls Say, Bears Say

Bulls Say

Broad-based Growth

Growth is broad rather than dependent on one lending category, with retail, agriculture and MSME all expanding strongly. This diversification supports recurring interest income, reduces concentration risk, and gives Indian Bank several avenues to sustain business momentum over the next several quarters.

Improving Asset Quality

Low reported stressed-asset ratios and high provision coverage indicate a stronger credit foundation. Reduced slippages and low credit cost can protect future earnings, improve confidence in the loan book, and allow capital to support growth instead of being absorbed by large unexpected losses.

Capital And Balance-sheet Strength

Substantial growth in equity alongside assets strengthens the bank’s capacity to absorb credit losses and fund expansion. Management also expects Tier 1 capital to reach around 17%-17.5%, supporting regulatory resilience and preserving flexibility for future lending growth.

Bears Say

Funding-cost Pressure

Higher deposit and borrowing costs can compress the spread between lending yields and funding expense, particularly when competition limits the ability to reprice loans. Persistent funding pressure could therefore restrain net interest margin expansion and reduce the benefit of strong loan growth.

Earnings Quality Risk

Recent profitability benefited from income streams that management does not expect to recur consistently. As these contributions fade, reported earnings may normalize even if operations remain healthy, making sustained profit growth more dependent on core lending, fees, and disciplined cost control.

Cash-flow Volatility

The sharp year-to-year swings make internally generated cash less predictable for liquidity and capital planning. Although the latest rebound is substantial, inconsistent cash generation can complicate reinvestment decisions and leave the bank more reliant on balance-sheet funding when operating flows weaken.

Indian Bank News

INDIANB FAQ

What was Indian Bank’s price range in the past 12 months?
Indian Bank lowest stock price was ₹764.30 and its highest was ₹1000.05 in the past 12 months.
What is Indian Bank’s market cap?
Indian Bank’s market cap is ₹1.14T.
When is Indian Bank’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Indian Bank’s earnings last quarter?
Indian Bank released its earnings results on Oct 15, 2026. The company reported ₹25.7 earnings per share for the quarter, missing the consensus estimate of ₹26 by -₹0.3.
Is Indian Bank overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Indian Bank pay dividends?
Indian Bank pays a Annually dividend of ₹18.25 which represents an annual dividend yield of 2.14%. See more information on Indian Bank dividends here
What is Indian Bank’s EPS estimate?
Indian Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Bank have?
Indian Bank has 1,346,964,000 shares outstanding.
What happened to Indian Bank’s price movement after its last earnings report?
Indian Bank reported an EPS of ₹25.7 in its last earnings report, missing expectations of ₹26. Following the earnings report the stock price went down -1.362%.
Which hedge fund is a major shareholder of Indian Bank?
Currently, no hedge funds are holding shares in IN:INDIANB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology