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PGH Stock Chart & Stats
400.00 p
3.25 p(0.82%)
At close: 4:00 PM EDT
400.00 p
3.25 p(0.82%)
Day’s Range― - ―
52-Week Range280.00 p - 420.00 p
Previous CloseN/A
Volume23.73K
Average Volume (3M)44.01K
Market Cap
£126.09M
Enterprise Value104.49 p
Total Cash (Recent Filing)£25.01M
Total Debt (Recent Filing)£453.00K
Price to Earnings (P/E)17.0
Beta0.51
Next Earnings
Sep 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.82%
Share Statistics
EPS (TTM)0.24
Shares Outstanding31,610,998
10 Day Avg. Volume71,930
30 Day Avg. Volume44,010
Financial Highlights & Ratios
PEG Ratio1.43
Price to Book (P/B)2.66
Price to Sales (P/S)2.02
P/FCF Ratio9.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£465.00Price Target Upside16.25% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.24
Revenue Forecast (FY)£53.82M
Bulls Say, Bears Say
Bulls Say
Debt-free Balance SheetThe absence of debt materially reduces financial risk, interest burden and refinancing exposure. Substantial equity provides resilience and preserves flexibility to invest in operations, maintain distributions or withstand weaker insurance conditions.
Profitability RecoveryThe return to sustained positive earnings and healthy net margins indicates that the business has rebuilt operating profitability after the 2022 setback. This strengthens internal funding capacity and supports more durable shareholder returns.
Strong Cash GenerationCash flow closely tracking earnings suggests reported profits are being converted into usable funds rather than relying heavily on accruals. This supports reinvestment, dividends and balance-sheet resilience over the medium term.
Bears Say
Volatile Multi-year RevenueThe uneven revenue history indicates that growth is not yet consistently predictable across business cycles. Such volatility can make resource planning harder and may limit confidence that recent profitability improvements will compound steadily.
Uneven Cash ConversionAlthough current cash generation is strong, variable conversion across years creates uncertainty around the repeatability of distributable cash. Persistent fluctuations could constrain investment or shareholder returns during weaker operating periods.
Earnings CyclicalityThe sharp swing from loss to profit demonstrates meaningful earnings sensitivity and highlights execution or market-cycle risk. Future downturns could again pressure margins, returns on equity and the sustainability of distributions.
Personal Group Holdings News
PGH FAQ
What was Personal Group Holdings PLC’s price range in the past 12 months?
Personal Group Holdings PLC lowest share price was 280.00 p and its highest was 420.00 p in the past 12 months.
What is Personal Group Holdings PLC’s market cap?
Personal Group Holdings PLC’s market cap is £126.09M.
When is Personal Group Holdings PLC’s upcoming earnings report date?
Personal Group Holdings PLC’s upcoming earnings report date is Sep 15, 2026 which is in 7 days.
How were Personal Group Holdings PLC’s earnings last quarter?
Personal Group Holdings PLC released its earnings results on Mar 24, 2026. The company reported 0.138 p earnings per share for the quarter.
Is Personal Group Holdings PLC overvalued?
According to Wall Street analysts Personal Group Holdings PLC’s price is currently Undervalued.
Does Personal Group Holdings PLC pay dividends?
Personal Group Holdings PLC pays a Semiannually dividend of 15.1 p which represents an annual dividend yield of 5.82%. See more information on Personal Group Holdings PLC dividends here
What is Personal Group Holdings PLC’s EPS estimate?
Personal Group Holdings PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Personal Group Holdings PLC have?
Personal Group Holdings PLC has 31,610,998 shares outstanding.
What happened to Personal Group Holdings PLC’s price movement after its last earnings report?
Personal Group Holdings PLC reported an EPS of 0.138 p in its last earnings report. Following the earnings report the stock price went up 10.927%.
Which hedge fund is a major shareholder of Personal Group Holdings PLC?
Currently, no hedge funds are holding shares in GB:PGH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Personal Group Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
£465.00 (16.25% Upside)
£465.00 (16.25% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.26%
12-Months-Change
Fundamentals
Return on Equity
5.82%
Trailing 12-Months
Asset Growth
12.22%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Personal Group Holdings PLC
Founded in 1984 and headquartered in Milton Keynes, UK, Personal Group Holdings Plc provides a comprehensive range of services across the United Kingdom, encompassing short-term accident and health insurance, various software-as-a-service (SaaS) products, and technology solutions that utilize salary sacrifice schemes. The company operates through several key divisions: Affordable Insurance, Other Owned Benefits, Benefits and Platform, and Pay and Reward. Its insurance portfolio includes coverage for hospital stays, recovery periods, and death benefits. Beyond insurance, Personal Group offers expert consultancy and software for pay and reward management, alongside a suite of cloud-based SaaS applications. Notably, it manages HAPI, a proprietary digital platform that grants employees access to a wide array of financial, physical, mental, and social benefits. Additionally, its Let's Connect initiative enables employers to facilitate employee acquisition of consumer technology and other goods from manufacturers through advantageous salary sacrifice arrangements.
PGH Stock 12 Month Forecast
Average Price Target
465.00 p
▲(16.25% Upside)
Technical Analysis
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