TipRanks
Fintel PLC (GB:FNTL)
LSE:FNTL
UK Market
Want to see GB:FNTL full AI Analyst Report?

Fintel PLC (FNTL) Price & Analysis

10 Followers

FNTL Stock Chart & Stats

183.00 p
-3.00 p(-1.52%)
At close: 4:00 PM EDT
183.00 p
-3.00 p(-1.52%)

Bulls Say, Bears Say

Bulls Say
Revenue And Operating GrowthRevenue increased from 78.3m in 2024 to 85.9m in 2025, while operating profitability also improved. That combination indicates stronger scale and operating execution, giving Fintel a firmer base to invest in its adviser platforms and support growth over the next several quarters.
Free Cash Flow QualityFree cash flow rebounded to 15.0m from 0.5m and was about 0.98x net income in 2025. Cash earnings of this quality can fund product investment, debt service, and shareholder returns more reliably, provided the improvement is maintained.
Integrated Adviser-Market OfferingFintel serves the retail financial advice and intermediary market through platforms, software, product distribution, and compliance support. This integrated role across adviser research, selection, and administration supports durable relevance and multiple routes to monetise customer workflows.
Bears Say
Higher LeverageDebt rose materially to 48.6m from 31.9m in one year, increasing balance-sheet exposure while 2025 return on equity remained modest at about 6%. Higher leverage can reduce financial flexibility and leave less capacity to absorb weaker profitability or fund new opportunities.
Lower Net MarginAlthough operating performance improved, net margin has fallen from earlier peaks to about 7.3% in 2025. Weaker bottom-line conversion reduces the amount of revenue retained as profit and may constrain internally funded investment, resilience, and shareholder returns over time.
Cash Conversion VolatilityThe sharp swing in free cash flow from 0.5m to 15.0m shows that cash generation can be volatile even when earnings are positive. Working-capital or timing effects may therefore affect funding capacity and make debt service and investment planning less predictable.

Fintel PLC News

FNTL FAQ

What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 158.00 p and its highest was 275.00 p in the past 12 months.
    What is Fintel PLC’s market cap?
    Fintel PLC’s market cap is £169.31M.
      When is Fintel PLC’s upcoming earnings report date?
      Fintel PLC’s upcoming earnings report date is Mar 23, 2027 which is in 142 days.
        How were Fintel PLC’s earnings last quarter?
        Fintel PLC released its earnings results on Sep 15, 2026. The company reported 0.059 p earnings per share for the quarter.
          Is Fintel PLC overvalued?
          According to Wall Street analysts Fintel PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Fintel PLC pay dividends?
            Fintel PLC pays a Semiannually dividend of 1.35 p which represents an annual dividend yield of 1.63%. See more information on Fintel PLC dividends here
              What is Fintel PLC’s EPS estimate?
              Fintel PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Fintel PLC have?
              Fintel PLC has 104,193,280 shares outstanding.
                What happened to Fintel PLC’s price movement after its last earnings report?
                Fintel PLC reported an EPS of 0.059 p in its last earnings report. Following the earnings report the stock price went up 2.514%.
                  Which hedge fund is a major shareholder of Fintel PLC?
                  Currently, no hedge funds are holding shares in GB:FNTL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Fintel PLC Stock Smart Score

                    2
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    -26.56%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    7.29%
                    Trailing 12-Months
                    Asset Growth
                    4.12%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    Fintel PLC

                    Fintel Plc, a company established in 2002 and headquartered in Huddersfield, UK, is a key provider of support services and market access within the United Kingdom's retail financial services sector. Operating under its current name since March 2021, having previously been known as The SimplyBiz Group plc, Fintel's activities are structured across three primary divisions: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment specializes in offering essential compliance and regulatory guidance to a diverse range of directly authorized financial intermediary firms, including independent financial advisors, mortgage professionals, workplace benefits consultants, and wealth management experts. Through its Distribution Channels segment, Fintel facilitates market engagement for financial institutions. This involves providing strategic marketing and promotional support, aiding in product placement on approved panels, and engaging in co-manufacturing initiatives. Additionally, this segment conducts vital survey paneling and surveying activities specifically for mortgage lenders. The robust Fintech & Research division stands out with its advanced Fintech platform, serving approximately 8,000 users across 3,300 companies. It is also a key source of independent ratings for an extensive portfolio of 21,000 financial products and investment funds, with its assessments trusted by 250 brands. This division further empowers product providers by supplying critical market insights, expertise in product design and compliance, and targeted distribution strategies. For intermediaries, it delivers tools for comprehensive product research and comparison, cutting-edge financial planning and advice technology, and streamlined centralized data and workflow solutions. Finally, consumers benefit from its offerings through informative product education, comparative analysis, and clear rating services.

                    Fintel PLC (FNTL) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Experian
                    ―
                    ―
                    ―
                    ―
                    ―
                    GlobalData
                    ―
                    ―
                    Yougov plc
                    ―
                    ―
                    Knights Group Holdings Plc
                    ―
                    ―
                    Popular Stocks