Fintel PLC (GB:FNTL)
LSE:FNTL
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FNTL Stock Chart & Stats
212.50 p
1.50 p(0.58%)
At close: 4:00 PM EST
212.50 p
1.50 p(0.58%)
Day’s Range― - ―
52-Week Range158.00 p - 280.00 p
Previous CloseN/A
Volume24.00
Average Volume (3M)205.32K
Market Cap
£192.24M
Enterprise Value228.23M
Total Cash (Recent Filing)£17.30M
Total Debt (Recent Filing)£48.60M
Price to Earnings (P/E)30.5
Beta0.96
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.83%
Share Statistics
EPS (TTM)0.06
Shares Outstanding104,193,280
10 Day Avg. Volume91,079
30 Day Avg. Volume205,316
Financial Highlights & Ratios
PEG Ratio5.11
Price to Book (P/B)2.06
Price to Sales (P/S)2.51
P/FCF Ratio14.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.16
Revenue Forecast (FY)£89.13M
Bulls Say, Bears Say
Bulls Say
Free Cash Flow ReboundA sharp, durable rebound in free cash flow to 15.0m and near parity with net income signals improved cash generation and earnings quality. Strong FCF supports reinvestment, debt servicing and optionality for buybacks or dividends, reducing refinancing risk over the medium term.
Recurring Subscription Business ModelA subscription-heavy revenue mix provides predictable, recurring cash flows and higher customer retention potential. This structural business model supports steady revenue visibility, cross-sell opportunities and resilience versus one-off sales, enhancing long-run margin stability and planning.
Revenue Growth And Margin RecoveryConsistent topline growth with marked improvement in operating and EBITDA margins demonstrates operating leverage and better cost absorption. If sustained, this combination supports improving cash flow conversion and provides a foundation to rebuild net margins over multiple reporting cycles.
Bears Say
Rising LeverageA rapid increase in absolute debt raises financial leverage and reduces balance-sheet flexibility. Higher interest and principal commitments make the business more sensitive to margin or cash-flow setbacks and could constrain investment or increase refinancing risk if operating performance softens.
Net Margin CompressionEroding net margins versus historical peaks indicates weaker bottom-line conversion, potentially from pricing pressure, higher costs, or structural mix shifts. Persistently lower margins reduce returns to shareholders and lessen the buffer against cyclical downturns and rising leverage costs.
Volatile Cash ConversionMaterial volatility in cash conversion and working-capital timing creates uncertainty in liquidity planning despite the 2025 rebound. With higher debt on the balance sheet, such variability can stress short-term funding needs and complicate capital allocation decisions over the coming quarters.
Fintel PLC News
FNTL FAQ
What was Fintel PLC’s price range in the past 12 months?
Fintel PLC lowest share price was 158.00 p and its highest was 280.00 p in the past 12 months.
What is Fintel PLC’s market cap?
Fintel PLC’s market cap is £192.24M.
When is Fintel PLC’s upcoming earnings report date?
Fintel PLC’s upcoming earnings report date is Sep 22, 2026 which is in 110 days.
How were Fintel PLC’s earnings last quarter?
Fintel PLC released its earnings results on Mar 17, 2026. The company reported 0.037 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.037 p.
Is Fintel PLC overvalued?
According to Wall Street analysts Fintel PLC’s price is currently Overvalued.
Does Fintel PLC pay dividends?
Fintel PLC pays a Notavailable dividend of 1.3 p which represents an annual dividend yield of 1.83%. See more information on Fintel PLC dividends here
What is Fintel PLC’s EPS estimate?
Fintel PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Fintel PLC have?
Fintel PLC has 104,193,280 shares outstanding.
What happened to Fintel PLC’s price movement after its last earnings report?
Fintel PLC reported an EPS of 0.037 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.158%.
Which hedge fund is a major shareholder of Fintel PLC?
Currently, no hedge funds are holding shares in GB:FNTL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Fintel PLC Stock Smart Score
Underperform
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Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.93%
12-Months-Change
Fundamentals
Return on Equity
6.10%
Trailing 12-Months
Asset Growth
12.42%
Trailing 12-Months
Company Description
Fintel PLC
Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform for approximately 8,000 users, across 3,300 firms, and provides independent ratings of 21,000 financial products and funds, as well as licensed by 250 brands. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is based in Huddersfield, the United Kingdom.
Technical Analysis
Options Prices
Currently, No data available
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