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Temenos (0QOA) Share Price & Analysis

0QOA Stock Chart & Stats

CHF 78.20CHF 2.40(3.17%)
At close: 4:30 PM GMT
CHF 70CHF 753 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
CHF 76.05 - CHF 78.45
52-Week Range
CHF 59.20 - CHF 87.30
Previous Close
CHF 75.80
Volume
15.34K
Average Volume (3M)
37.95K
Market Cap
CHF 5.26B
Enterprise Value
CHF 5.94B
Total Cash (Recent Filing)
CHF 196.60M
Total Debt (Recent Filing)
CHF 844.46M
Price to Earnings (P/E)
33.4
Beta
0.80
Next Earnings
Feb 23, 2027 (Est.)
Dividend Yield
1.80%

Bulls Say, Bears Say

Bulls Say

Recurring Revenue Growth

Double-digit ARR and product growth indicate continued demand from both existing customers and new logos. A growing recurring base can improve revenue visibility, support ongoing investment in the platform, and strengthen Temenos's position in core banking software over the next several quarters.

Profitability And Cash Generation

Strong margins and substantial free cash flow demonstrate that Temenos converts its software business into meaningful cash, not just accounting earnings. This supports product investment, disciplined capital allocation, and balance-sheet repair while providing resilience through changes in customer or revenue mix.

Competitive Position And Client Wins

Strong win rates and deployments with sizeable financial institutions suggest that Temenos remains competitive in mission-critical banking platforms. These relationships can deepen recurring maintenance and subscription revenue, create expansion opportunities, and reinforce credibility with other banks evaluating modernization programs.

Bears Say

Sharp TTM Revenue Decline

The sharp TTM top-line decline is a material threat to revenue durability because high margins cannot fully offset weaker demand or delayed recognition indefinitely. If the contraction persists, it could reduce operating leverage, constrain growth investment, and make future earnings increasingly dependent on cost control.

Rising Leverage

Higher leverage and a thinner equity cushion reduce financial flexibility after the additiv acquisition. Although management expects leverage to return to its target range, debt service and deleveraging needs could compete with investment, acquisitions, buybacks, or other uses of internally generated cash.

Americas SaaS Weakness

Double-digit Americas subscription and SaaS declines expose a regional weakness in converting signed or visible business into current revenue. Continued timing delays would make growth less predictable, increase dependence on later-period execution, and complicate efforts to sustain the company's broader recurring-revenue trajectory.

Temenos News

0QOA FAQ

What was Temenos’s price range in the past 12 months?
Temenos lowest share price was CHF59.20 and its highest was CHF87.30 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is CHF5.26B.
When is Temenos’s upcoming earnings report date?
Temenos’s next earnings report is estimated for Feb 23, 2027 (not yet confirmed), which is in 114 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Oct 27, 2026. The company reported CHF1.013 earnings per share for the quarter, beating the consensus estimate of CHF0.955 by CHF0.058.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of CHF1.4 which represents an annual dividend yield of 1.8%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 1.05.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of CHF1.013 in its last earnings report, beating expectations of CHF0.955. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in GB:0QOA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology