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Temenos (TMNSF) Stock Price & Analysis

33 Followers

TMNSF Stock Chart & Stats

$95.30$0.39(0.41%)
At close: 4:00 PM EST
$85$90$95Sep 14Sep 21Oct 16Oct 19Nov 10
Day’s Range
$89.22 - $101.38
52-Week Range
$70.30 - $113.95
Previous Close
$94.91
Volume
N/A
Average Volume (3M)
11
Market Cap
$6.33B
Enterprise Value
$5.94B
Total Cash (Recent Filing)
$138.03M
Total Debt (Recent Filing)
$951.51M
Price to Earnings (P/E)
30.1
Beta
0.56
Next Earnings
Feb 23, 2027 (Est.)
EPS Estimate
1.29
Last Dividend Ex-Date
May 19, 2026
Dividend Yield
1.84%

Bulls Say, Bears Say

Bulls Say

High Profitability

Temenos operates with strong gross and operating margins, giving it substantial room to fund product development, cloud delivery, cybersecurity, and sales investment. This profitability supports resilience and indicates that its banking software model can convert revenue into durable operating earnings.

Recurring Revenue Growth

Double-digit ARR and product growth demonstrate continued demand from both existing customers and new banking clients. A larger recurring revenue base should improve visibility, deepen customer relationships, and provide a durable foundation for future cross-selling and cloud adoption.

Sustainable Efficiency Gains

AI and automation are already producing measurable EBIT benefits that management described as sustainable, while some savings are being reinvested in growth. Continued process improvement can support margin durability and help Temenos scale without matching cost growth to revenue.

Bears Say

Elevated Leverage

The additiv acquisition increased borrowings and pushed leverage above management's 1-1.5x target range at quarter-end. Higher debt reduces financial flexibility, increases sensitivity to cash-flow swings, and may constrain investment or shareholder returns until leverage declines.

Weak FCF Momentum

Temenos still generates meaningful absolute free cash flow, but the recent decline and moderate conversion from operating profit indicate pressure from working-capital or timing effects. If sustained, weaker cash momentum could limit deleveraging and reduce funding flexibility for growth.

Large-Deal Execution Risk

Unpredictable timing on large contracts can shift subscription and SaaS revenue between quarters and make growth targets harder to deliver consistently. The need for stronger legal reviews, experienced personnel, and monitoring shows execution remains an important operational risk.

Temenos News

TMNSF FAQ

What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was $70.30 and its highest was $113.95 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is $6.33B.
When is Temenos’s upcoming earnings report date?
Temenos’s next earnings report is estimated for Feb 23, 2027 (not yet confirmed), which is in 103 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Oct 27, 2026. The company reported $1.23 earnings per share for the quarter, beating the consensus estimate of $1.159 by $0.071.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays an annual dividend of $1.773 which represents an annual dividend yield of 1.84%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 1.29.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of $1.23 in its last earnings report, beating expectations of $1.159. Following the earnings report the stock price went down -0.973%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in TMNSF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology