Temenos (TMNSF)
OTHER OTC:TMNSF
TMNSF Stock Chart & Stats
$101.32
$0.24(0.34%)
At close: 4:00 PM EST
$101.32
$0.24(0.34%)
Day’s Range― - ―
52-Week Range$69.17 - $113.95
Previous CloseN/A
Volume5.59K
Average Volume (3M)0.00
Market Cap
$5.07B
Enterprise Value$6.38B
Total Cash (Recent Filing)$136.67M
Total Debt (Recent Filing)$783.97M
Price to Earnings (P/E)19.2
Beta0.58
Next Earnings
Jul 22, 2026EPS Estimate
1.24Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)4.20
Shares Outstanding67,954,490
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market Cap1.26
Enterprise Value/Revenue5.73
Enterprise Value/Gross Profit7.74
Enterprise Value/Ebitda9.72
Forecast
1Y Price Target
$109.57Price Target Upside8.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)5.54
Revenue Forecast (FY)$1.46B
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsVery high gross, EBIT and net margins reflect scalable software economics and pricing power in banking software. Durable margin structure supports reinvestment, consistent cash returns and resilience to moderate revenue swings, enabling sustained shareholder distributions and R&D funding.
Recurring ARR & Subscription MixA 12% ARR increase and >90% ARR share of product revenue create predictable, sticky recurring cash flows. This recurring base improves revenue visibility, supports upsell/expansion strategies, and underpins sustainable margin conversion over multi-year planning horizons.
Strong Free Cash Flow GenerationRobust operating cash flow and FCF with high conversion to net income indicate high earnings quality and internal funding capacity. Reliable FCF supports dividends, buybacks, strategic investment and debt reduction without heavy reliance on external financing.
Bears Say
Elevated LeverageHigh debt relative to equity reduces financial flexibility and increases interest and refinancing vulnerability. Elevated leverage can limit ability to pursue larger M&A or absorb shocks, and some returns are mechanically boosted by leverage, increasing downside risk in adverse scenarios.
Limited Top-line MomentumFlat trailing revenue despite margin expansion indicates constrained organic growth. Limited top-line momentum restricts long-term operating leverage gains and makes the company more dependent on renewals, premium maintenance or pricing to drive absolute profit growth over the medium term.
Client Concentration & Renewal RiskDependence on a handful of large deals and clustered renewals creates lumpy revenue and execution risk. Losses or timing shifts (illustrated by a terminated BNPL client) can materially affect guidance and cash flow, increasing volatility over multi-year contract cycles.
Temenos News
TMNSF FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was $69.17 and its highest was $113.95 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is $5.07B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Jul 22, 2026 which is in 28 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Feb 24, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of $0.867 by $0.033.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of $1.773 which represents an annual dividend yield of 1.56%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 1.24.
How many shares outstanding does Temenos have?
Temenos has 67,954,490 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of $0.9 in its last earnings report, beating expectations of $0.867. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in TMNSF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
TMNSF Company Deck
TMNSF Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all TMNSF earnings summariesTMNSF Stock 12 Month Forecast
Average Price Target
$109.57
▲(8.14% Upside)
Technical Analysis
Ownership Overview
― Insiders
9.58% Mutual Funds
<0.01% Other Institutional Investors
82.88% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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