TMNSF Stock Chart & Stats
$79.07
$3.58(4.75%)
At close: 4:00 PM EDT
$79.07
$3.58(4.75%)
Day’s Range― - ―
52-Week Range$70.30 - $113.95
Previous CloseN/A
Volume25.00
Average Volume (3M)0.00
Market Cap
$5.61B
Enterprise Value$5.94K
Total Cash (Recent Filing)$151.18M
Total Debt (Recent Filing)$844.46M
Price to Earnings (P/E)31.2
Beta0.55
Next Earnings
Oct 27, 2026EPS Estimate
1.11Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)2.85
Shares Outstanding68,590,760
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$108.09Price Target Upside36.71% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)5.58
Revenue Forecast (FY)$1.44B
Bulls Say, Bears Say
Bulls Say
High Margins And ProfitabilitySustained high gross and net margins signal durable pricing power and operating efficiency in Temenos's software model. Strong margins support reinvestment into product, margin-accretive cloud transition, and provide a buffer versus revenue volatility, underpinning long-term cash generation and returns.
Strong Free Cash Flow GenerationRobust and improving operating and free cash flow enables self-funded product investments, dividend and buyback programs, and reduces refinancing risk. High cash conversion sustains strategic investments and shareholder returns even if revenue growth is lumpy across periods.
Recurring ARR And SaaS MixA large, growing ARR base with >90% of product revenue recurring increases revenue visibility and predictability. Continued subscription/SaaS expansion and cloud ARR penetration provide structural recurring revenue that supports multi-year targets and lowers reliance on one-off license cycles.
Bears Say
Sharp TTM Revenue DeclineA pronounced trailing‑twelve‑month revenue decline undermines the sustainability of margins and cash flow improvements. If top‑line contraction persists it can erode pricing leverage, strain renewals and make planned investments or targets harder to achieve despite strong unit economics.
Rising Leverage And Thinner Equity CushionMaterial increase in leverage reduces financial flexibility and amplifies downside risk if revenue weakens. Higher debt levels can constrain discretionary spend, limit ability to absorb large contract losses, and make the company more sensitive to interest, FX or one‑off non‑operating shocks.
Revenue Concentration And Renewal Timing RiskDependence on a handful of large deals and multi‑year renewal waves creates lumpy revenue and timing risk. Failed renewals or shifts in a few large clients could materially impact ARR and maintenance streams, making growth outcomes binary and increasing execution sensitivity over the medium term.
Temenos News
TMNSF FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was $70.30 and its highest was $113.95 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is $5.61B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Oct 27, 2026 which is in 77 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Jul 22, 2026. The company reported $1.31 earnings per share for the quarter, beating the consensus estimate of $1.258 by $0.052.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of $1.773 which represents an annual dividend yield of 1.97%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 1.11.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of $1.31 in its last earnings report, beating expectations of $1.258. Following the earnings report the stock price went up 3.993%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in TMNSF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
TMNSF Company Deck
TMNSF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all TMNSF earnings summariesTMNSF Stock 12 Month Forecast
Average Price Target
$108.09
▲(36.71% Upside)
Technical Analysis
Ownership Overview
― Insiders
9.48% Mutual Funds
<0.01% Other Institutional Investors
83.10% Public Companies and
Individual Investors