0QOA Stock Chart & Stats
CHF75.99
CHF2.27(3.61%)
At close: 4:00 PM EDT
CHF75.99
CHF2.27(3.61%)
Day’s Range― - ―
52-Week RangeCHF59.20 - CHF87.30
Previous CloseN/A
Volume15.34K
Average Volume (3M)48.87K
Market Cap
CHF4.42B
Enterprise ValueCHF5.94K
Total Cash (Recent Filing)CHF196.60M
Total Debt (Recent Filing)CHF844.46M
Price to Earnings (P/E)27.7
Beta0.79
Next Earnings
Oct 27, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield2.12%
Share Statistics
EPS (TTM)2.85
Shares Outstanding68,590,760
10 Day Avg. Volume30,687
30 Day Avg. Volume48,867
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF89.60Price Target Upside17.91% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)4.45
Revenue Forecast (FY)CHF1.17B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityTemenos has a strong profitability profile, with high gross and net margins and meaningful improvement from earlier years. This indicates pricing power, scalable software economics, and an ability to convert customer revenue into earnings, supporting resilience over the next several quarters.
Robust Cash GenerationStrong operating and free cash flow provide internal funding for product investment, customer support, and capital allocation without relying entirely on external financing. High conversion of earnings into cash also supports balance-sheet flexibility and makes the business model more durable.
Recurring Software Revenue ModelTemenos combines banking-platform licensing with maintenance, support, services, and cloud subscriptions. This mix can create recurring customer relationships and ongoing revenue beyond initial implementation, while embedding the software in core banking operations can support retention and expansion.
Bears Say
Sharp Revenue DeclineThe sharp TTM revenue contraction is the clearest challenge to earnings durability, because high margins cannot fully offset weakening demand or reduced sales volume indefinitely. Continued top-line pressure could limit reinvestment, weaken operating leverage, and make future profit growth less dependable.
Rising Balance-sheet LeverageHigher leverage and a thinner equity cushion reduce financial flexibility even though the balance sheet remains serviceable. Debt-related obligations can constrain future investment and capital allocation, while elevated leverage may amplify downside if revenue weakness persists or operating performance deteriorates.
Cash-flow Consistency RiskFree cash flow is currently strong, but uneven operating-cash conversion relative to operating profit indicates that reported earnings may not translate consistently into cash each period. Working-capital or timing volatility could make funding capacity less predictable during periods of weaker revenue.
Temenos News
0QOA FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest share price was CHF59.20 and its highest was CHF87.30 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is CHF4.42B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Oct 27, 2026 which is in 26 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Jul 22, 2026. The company reported CHF1.096 earnings per share for the quarter, beating the consensus estimate of CHF1.052 by CHF0.043.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of CHF1.4 which represents an annual dividend yield of 2.12%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 0.95.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of CHF1.096 in its last earnings report, beating expectations of CHF1.052. Following the earnings report the stock price went down -1.438%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in GB:0QOA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
0QOA Company Deck
0QOA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all GB:0QOA earnings summaries0QOA Stock 12 Month Forecast
Average Price Target
CHF89.60
▲(17.91% Upside)