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Bankinter, SA (GB:0H7O)
LSE:0H7O

Bankinter (0H7O) Price & Analysis

7 Followers

0H7O Stock Chart & Stats

€16.93
€0.07(0.86%)
At close: 4:00 PM EST
€16.93
€0.07(0.86%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityBankinter has delivered sustained earnings improvement across two years, with higher net income and margins indicating stronger operating economics. This provides greater internal capacity to support capital formation, invest in customer franchises, and absorb moderate changes in the banking environment.
Strong Returns And Capital GrowthSteady equity accumulation alongside a high return on equity indicates that Bankinter is converting its banking franchise into shareholder capital efficiently. A stronger equity base can support future lending and provides a more durable buffer against credit or funding pressure.
Diversified Banking FranchiseBankinter combines lending, deposits, payments, wealth management, and bancassurance across multiple customer groups. This breadth creates several recurring revenue channels and reduces reliance on one product or borrower segment, supporting resilience and deeper customer relationships over time.
Bears Say
Unstable Cash GenerationThe sharp reversal into deeply negative operating and free cash flow makes reported profit less predictable as a source of funding. Although bank cash flows can reflect balance-sheet movements, repeated large swings reduce confidence in internally generated liquidity and complicate capital planning.
Top-line VolatilityThe latest revenue contraction shows that earnings growth has not been matched by consistently expanding top-line activity. If this pattern persists, Bankinter may need to rely more heavily on pricing, product mix, or cost control, which can make future profit growth less durable.
Debt And Funding SensitivityLeverage has improved materially from earlier elevated levels, but the increase in total debt during 2025 leaves the balance sheet exposed to renewed funding pressure. Higher obligations can reduce flexibility and raise the importance of maintaining stable deposits, liquidity, and asset quality.

Bankinter News

0H7O FAQ

What was Bankinter, SA’s price range in the past 12 months?
Bankinter, SA lowest share price was €12.65 and its highest was €17.00 in the past 12 months.
    What is Bankinter, SA’s market cap?
    Bankinter, SA’s market cap is €12.51B.
      When is Bankinter, SA’s upcoming earnings report date?
      Bankinter, SA’s upcoming earnings report date is Jan 28, 2027 which is in 88 days.
        How were Bankinter, SA’s earnings last quarter?
        Bankinter, SA released its earnings results on Oct 22, 2026. The company reported €0.317 earnings per share for the quarter, missing the consensus estimate of €0.318 by -€0.001.
          Is Bankinter, SA overvalued?
          According to Wall Street analysts Bankinter, SA’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Bankinter, SA pay dividends?
            Bankinter, SA does not currently pay dividends.
            What is Bankinter, SA’s EPS estimate?
            Bankinter, SA’s EPS estimate is 0.34.
              How many shares outstanding does Bankinter, SA have?
              Bankinter, SA has 898,866,150 shares outstanding.
                What happened to Bankinter, SA’s price movement after its last earnings report?
                Bankinter, SA reported an EPS of €0.317 in its last earnings report, missing expectations of €0.318. Following the earnings report the stock price went down -7.085%.
                  Which hedge fund is a major shareholder of Bankinter, SA?
                  Currently, no hedge funds are holding shares in GB:0H7O
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bankinter, SA

                    Bankinter, S.A., a Spanish financial institution headquartered in Madrid and founded in 1965, offers a broad spectrum of banking and financial services. It caters to a diverse clientele including private individuals, corporate clients, and small to medium-sized enterprises primarily within Spain. The bank's extensive product range features various current and deposit accounts, including specialized options for salaries, professionals, businesses, and foreign currencies. Additionally, it provides diverse lending solutions such as mortgages and other financing facilities. For savings and investments, Bankinter presents a wide selection of products like profiled funds, sustainable investment options, funds from other managers, pension funds, themed investments, and products designed for new investors, alongside regular investment plans. Clients also have access to expert advisory services, customized investment strategies, wealth management, and alternative investment opportunities. Beyond traditional banking, Bankinter offers a comprehensive suite of insurance products, encompassing accident, home, life, funeral, health, mortgage payment protection, property, personal, motor, and business insurance. The bank further supports its customers with various ancillary services, including estate and asset management, account transfers, real estate, and brokerage. Bankinter operates across retail, personal, private, commercial, and corporate banking segments, complemented by robust remote banking capabilities. As of the end of 2021, its operational footprint included 446 branches and 379 agents. The company transitioned to its current name, Bankinter, S.A., in July 1990, having previously operated as Banco Intercontinental Español, S.A.

                    Bankinter (0H7O) Earnings & Revenues

                    0H7O Stock 12 Month Forecast

                    Average Price Target

                    €17.33
                    ▲(2.35% Upside)
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6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 1</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":13.518,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":13.71,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n      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