Trisura Group Ltd (0AMJ) Share Price & Analysis
0AMJ Stock Chart & Stats
- Day’s Range
- CAD 40.74 - CAD 40.74
- 52-Week Range
- CAD 38.64 - CAD 50.60
- Previous Close
- CAD 40.47
- Volume
- 5
- Average Volume (3M)
- 2
- Market Cap
- CAD 1.94B
- Enterprise Value
- CAD 2.37B
- Total Cash (Recent Filing)
- CAD 287.25M
- Total Debt (Recent Filing)
- CAD 222.27M
- Price to Earnings (P/E)
- 12.4
- Beta
- 0.17
- Next Earnings
- Nov 05, 2026 (Est.)
- EPS Estimate
- 0.74
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Underwriting Profitability
A sub-85% combined ratio and mid-teens operating ROE indicate durable underwriting discipline and profitable risk selection. Sustained underwriting profitability supports internal capital generation, resiliency across cycles, and long-term shareholder value without relying solely on investment returns.
Conservative Capital Posture
Low leverage and a conservative debt-to-capital stance provide capital flexibility to grow surety and corporate lines, absorb underwriting volatility, and fund measured U.S. expansion. This structural conservatism preserves solvency and reduces the need for dilutive external capital.
Book Value And Cash Conversion
Consistent book value growth and near-1x cash conversion show earnings are translating into capital growth. Strong internal capital accumulation supports reinvestment into U.S. surety and product buildout, enabling durable, capital-efficient growth without over-reliance on external financing.
Bears Say
Mixed Top-line Growth
Sluggish premium growth constrains operating leverage and makes long-term EPS growth more dependent on margin improvements or capital deployment. Competitive pressures, timing effects, and fronting contraction reduce visibility into sustainable revenue expansion over the next several quarters.
Margin And Cash-flow Pressure
Material TTM margin compression and a near-10% decline in trailing free cash flow weaken internal funding for growth and increase sensitivity to underwriting shocks. If margins and FCF remain depressed, the firm may need to slow growth, alter capital returns, or increase reinsurance and leverage.
Program Concentration & Claims Volatility
Elevated claims on specific programs signal concentration and underwriting volatility risk. Such episodic losses can raise combined ratios and force repricing or tighter selection, complicating efforts to scale new platforms (e.g., U.S. Corporate) while maintaining durable margin targets.
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Trisura Group Ltd Stock Smart Score
Company Description
Trisura Group Ltd
Trisura Group Ltd. operates as a specialized insurance enterprise, actively engaged in surety, risk management solutions, corporate coverage, and reinsurance across Canada, the United States, and international markets. Within its surety division, Trisura provides a wide array of bonding products. This includes contract surety bonds—such as performance, and labor and material payment bonds—primarily serving the construction industry. The company also issues commercial surety bonds for purposes like licenses, permits, tax and excise duties, and fiduciary obligations, which are typically required by governmental or regulatory bodies and courts to ensure adherence to legal or fiduciary responsibilities. Additionally, it offers developer surety bonds, designed to secure real estate developers' statutory deposit and warranty commitments for residential projects. For its risk solutions segment, Trisura delivers warranty programs to a diverse client base, encompassing program administrators, managing general agents, captive insurance companies, affinity groups, and reinsurers. Its corporate insurance portfolio features directors' and officers' (D&O) insurance for public, private, and non-profit organizations, along with errors and omissions (E&O) liability coverage for businesses and professionals. The company also supplies comprehensive business office package insurance and fidelity insurance, tailored for commercial entities and financial institutions. Trisura Group Ltd. was established in 2017 and is based in Toronto, Canada.
- Sector
- Financial
- Industry
- Insurance - Specialty
- CEO
- David James Clare
- Employees
- 159
- Website
- www.trisura.com
- Address
- 333 Bay Street, Toronto, ON, M5H 2R2, CA
Trisura Group Ltd (0AMJ) Earnings & Revenues
0AMJ Earnings Call
Earnings Call SentimentPositive
The call conveyed a broadly positive tone: Trisura reported strong profitability metrics (operating EPS +10%, operating ROE 16.7%), exceeded the $1 billion book value milestone ahead of plan, and showed robust underwriting and investment income growth (investment income +18%, operating net income +10.7%). Primary lines—especially Surety and Corporate Insurance—demonstrated meaningful underwriting income gains (Surety +44%, Corporate Insurance +60%), and management continued deliberate expansion in the U.S. with a USD 50 million capital injection into the U.S. Surety balance sheet. Offsetting risks include mixed top-line growth (net insurance revenue +1%), contraction and competitive pressure in Canadian Fronting, timing-related Surety premium comparisons, and elevated claims on select programs that are expected to normalize. Overall, the positive operational and capital trends materially outweigh the headwinds, while management emphasizes disciplined, profitable growth and conservative capital allocation.
View all GB:0AMJ earnings summaries0AMJ Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 3 | 13 |
| Technical Analysis | 4 | 3 | 2 |
| Moving Averages | 1 | 0 | 11 |
