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Formula Systems Ltd (FORTY)
NASDAQ:FORTY
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Formula Systems (FORTY) AI Stock Analysis

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FORTY

Formula Systems

(NASDAQ:FORTY)

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Neutral 69 (OpenAI - Gpt-5.6Sol)
Rating:69Neutral
Price Target:
$140.00
▲(19.14% Upside)
Action:Downgraded
Date:08/17/26
The score is driven primarily by solid underlying financial health (strong cash generation and improved leverage) and very attractive valuation (low P/E and a dividend). These positives are tempered by weak technicals (price below key moving averages with negative MACD) and mixed operating performance, including revenue and margin deterioration alongside a likely non-recurring net income spike.
Positive Factors
Strong 2026 growth
The sharp first-half growth indicates strong current demand across the subsidiary portfolio and improves operating scale. If sustained, higher revenue and operating income can strengthen reinvestment capacity, support cash generation, and reinforce Formula Systems’ position in enterprise IT services.
Negative Factors
2025 revenue slowdown
The 2025 contraction after several years of growth signals weaker operating momentum and raises questions about the consistency of demand across the subsidiary portfolio. Margin compression further reduces the earnings contribution from each dollar of revenue and could limit sustainable profit growth if it persists.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong 2026 growth
The sharp first-half growth indicates strong current demand across the subsidiary portfolio and improves operating scale. If sustained, higher revenue and operating income can strengthen reinvestment capacity, support cash generation, and reinforce Formula Systems’ position in enterprise IT services.
Read all positive factors

Formula Systems (FORTY) vs. SPDR S&P 500 ETF (SPY)

Formula Systems Business Overview & Revenue Model

Company Description
Formula Systems (1985) Ltd. is a global provider of diverse IT solutions and services, operating through its various subsidiaries. The company specializes in delivering both its own proprietary software and third-party solutions, alongside compreh...
How the Company Makes Money
Formula Systems primarily makes money as a holding company by owning controlling stakes in operating IT and software businesses and consolidating their results. The group’s revenue is generated at the subsidiary level from selling software and del...

Formula Systems Financial Statement Overview

Summary
Cash flow is a clear strength (higher operating and free cash flow in 2025, with earnings generally backed by cash). The balance sheet improved materially with lower leverage and higher equity. Offsetting this, the income statement shows weakening revenue and margin compression in 2025, while net income spiked in a way that appears non-recurring, reducing confidence in normalized earnings power.
Income Statement
62
Positive
Balance Sheet
66
Positive
Cash Flow
74
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue2.93B2.65B2.23B2.61B2.57B2.40B
Gross Profit581.79M451.39M400.14M642.05M622.47M563.86M
EBITDA412.11M342.36M294.85M360.27M390.45M324.26M
Net Income634.56M28.39M80.05M63.85M81.39M54.59M
Balance Sheet
Total Assets3.51B3.58B3.01B2.81B2.79B2.75B
Cash, Cash Equivalents and Short-Term Investments864.54M1.28B563.20M528.17M569.06M512.46M
Total Debt670.59M592.25M689.45M669.99M772.67M712.91M
Total Liabilities1.85B1.81B1.63B1.50B1.62B1.57B
Stockholders Equity1.21B1.35B679.34M625.76M551.87M540.96M
Cash Flow
Free Cash Flow0.00374.82M295.49M262.97M199.82M177.42M
Operating Cash Flow0.00391.13M324.45M294.97M239.14M208.48M
Investing Cash Flow0.00539.25M-78.18M-139.24M-74.30M-110.19M
Financing Cash Flow0.00-202.07M-184.96M-243.18M-70.98M-114.13M

Formula Systems Technical Analysis

Technical Analysis Sentiment
Positive
Last Price117.51
Price Trends
50DMA
111.68
Positive
100DMA
119.14
Positive
200DMA
127.91
Positive
Market Momentum
MACD
4.45
Negative
RSI
63.05
Neutral
STOCH
93.07
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FORTY, the sentiment is Positive. The current price of 117.51 is above the 20-day moving average (MA) of 117.00, above the 50-day MA of 111.68, and below the 200-day MA of 127.91, indicating a bullish trend. The MACD of 4.45 indicates Negative momentum. The RSI at 63.05 is Neutral, neither overbought nor oversold. The STOCH value of 93.07 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FORTY.

Formula Systems Risk Analysis

Formula Systems disclosed 52 risk factors in its most recent earnings report. Formula Systems reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 3 New Risks
1.
We may encounter difficulties in realizing the potential financial or strategic benefits of recent business acquisitions. We expect to make additional acquisitions in the future that could disrupt our operations and harm our operating results. Q4, 2023
2.
Our business depends on generating and maintaining ongoing, profitable client demand for our services and solutions, including through the adaptation and expansion of our services and solutions in response to ongoing changes in technology and offerings, and a significant reduction in such demand or an inability to respond to the evolving technological environment could materially affect our results of operations. Q4, 2023
3.
Political and economic conditions in Israel, including the ongoing war and hostilities between Israel and Hamas Terror Organization and Israel and the Hezbollah Terror Organization in Lebanon, may limit our ability to sell our products. This could have a material adverse effect on our operations and business condition, harm our results of operations and adversely affect our share price. Q4, 2023

Formula Systems Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$2.26B68.634.08%32.21%441.25%
73
Outperform
$1.69B15.175.33%-1.26%2.59%
69
Neutral
$1.94B3.0354.28%1.58%1.23%708.67%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
53
Neutral
$1.86B15.344.06%5.60%-2.42%-65.01%
51
Neutral
$1.67B-3.39-62.87%1.14%-37.55%-18.96%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FORTY
Formula Systems
128.13
-1.72
-1.33%
GLOB
Globant SA
39.13
-20.85
-34.76%
DXC
DXC Technology
11.66
-2.77
-19.20%
AI
C3ai
10.46
-5.28
-33.55%
FLYW
Flywire
18.55
5.48
41.93%

Formula Systems Corporate Events

Formula Systems Posts Record Q2 and H1 2026 Results, Declares $25 Million Dividend
Aug 25, 2026
On August 25, 2026, Formula Systems reported record financial results for the second quarter and first half ended June 30, 2026, with quarterly revenues up 29.8% year over year to $782.4 million and net income attributable to shareholders up 54.6%...
Formula Systems Shareholders Approve Board Slate and 2026 Auditor at July Meeting
Jul 20, 2026
On July 20, 2026, Formula Systems held its annual general meeting of shareholders in Or Yehuda, Israel, where investors voted on board and governance matters. The meeting results underscore continuity in leadership and oversight for the coming yea...
Formula Systems Sets July 20, 2026 Date for Annual Shareholder Meeting
Jun 15, 2026
Formula Systems (1985) Ltd. has convened its 2026 annual general meeting of shareholders for July 20, 2026, at its offices in Or Yehuda, Israel, with the record date for voting set as June 17, 2026. Shareholders of ordinary shares and ADSs will be...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026