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Bankinter, SA (ES:BKT)
BME:BKT
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Bankinter (BKT) Price & Analysis

49 Followers

BKT Stock Chart & Stats

€15.01
€0.06(0.74%)
At close: 4:00 PM EST
€15.01
€0.06(0.74%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability And MarginsBankinter's rising net income and materially higher operating and net margins signal durable earnings power driven by improved pricing, mix and cost control. Sustained margin expansion supports internal capital generation, bolsters ROE and provides flexibility for lending and reinvestment over the medium term.
Strengthening Capital BaseA bigger equity base and materially lower leverage versus prior years reduce solvency stress and give the bank room to absorb credit losses and pursue growth. Better capitalization increases strategic optionality for lending, M&A or returning capital, improving long-term resilience.
Diversified Fee And Interest Income MixBankinter earns from multiple durable sources—net interest income, fees, insurance commissions and trading—lessening dependence on any single cycle. This diversified business model supports steadier recurring earnings, cross-sell economics and revenue resilience across interest-rate and market-volatility regimes.
Bears Say
Severe Cash‑Flow VolatilityExtreme swings in operating and free cash flow weaken confidence that accounting profits convert to cash. Volatile cash generation can force reliance on wholesale funding, constrain loan growth or dividends, and increase refinancing and liquidity risk across economic cycles.
Top‑Line Volatility And Recent Revenue DeclineDeclining and uneven revenues indicate earnings are relying more on mix, pricing and cost cuts than sustained organic growth. That reduces predictability of future profit growth, limits scalability of the franchise and raises sensitivity to competitive or market headwinds over the medium term.
Residual Leverage And Funding RiskAlthough leverage improved, rising debt in 2025 and sensitivity to funding conditions leave the bank exposed if market access tightens. For banks, renewed funding stress can amplify credit and liquidity risks, elevate funding costs and restrict lending, harming sustainable growth.

Bankinter News

BKT FAQ

What was Bankinter, SA’s price range in the past 12 months?
Bankinter, SA lowest stock price was €11.16 and its highest was €15.64 in the past 12 months.
    What is Bankinter, SA’s market cap?
    Bankinter, SA’s market cap is €13.88B.
      When is Bankinter, SA’s upcoming earnings report date?
      Bankinter, SA’s upcoming earnings report date is Jul 23, 2026 which is in 2 days.
        How were Bankinter, SA’s earnings last quarter?
        Bankinter, SA released its earnings results on Apr 23, 2026. The company reported €0.31 earnings per share for the quarter, beating the consensus estimate of €0.3 by €0.01.
          Is Bankinter, SA overvalued?
          According to Wall Street analysts Bankinter, SA’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Bankinter, SA pay dividends?
            Bankinter, SA pays a Notavailable dividend of €0.161 which represents an annual dividend yield of 4.01%. See more information on Bankinter, SA dividends here
              What is Bankinter, SA’s EPS estimate?
              Bankinter, SA’s EPS estimate is 0.31.
                How many shares outstanding does Bankinter, SA have?
                Bankinter, SA has 898,866,150 shares outstanding.
                  What happened to Bankinter, SA’s price movement after its last earnings report?
                  Bankinter, SA reported an EPS of €0.31 in its last earnings report, beating expectations of €0.3. Following the earnings report the stock price went down -2.567%.
                    Which hedge fund is a major shareholder of Bankinter, SA?
                    Currently, no hedge funds are holding shares in ES:BKT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Bankinter, SA

                      Bankinter, S.A., a Spanish financial institution headquartered in Madrid and founded in 1965, offers a broad spectrum of banking and financial services. It caters to a diverse clientele including private individuals, corporate clients, and small to medium-sized enterprises primarily within Spain. The bank's extensive product range features various current and deposit accounts, including specialized options for salaries, professionals, businesses, and foreign currencies. Additionally, it provides diverse lending solutions such as mortgages and other financing facilities. For savings and investments, Bankinter presents a wide selection of products like profiled funds, sustainable investment options, funds from other managers, pension funds, themed investments, and products designed for new investors, alongside regular investment plans. Clients also have access to expert advisory services, customized investment strategies, wealth management, and alternative investment opportunities. Beyond traditional banking, Bankinter offers a comprehensive suite of insurance products, encompassing accident, home, life, funeral, health, mortgage payment protection, property, personal, motor, and business insurance. The bank further supports its customers with various ancillary services, including estate and asset management, account transfers, real estate, and brokerage. Bankinter operates across retail, personal, private, commercial, and corporate banking segments, complemented by robust remote banking capabilities. As of the end of 2021, its operational footprint included 446 branches and 379 agents. The company transitioned to its current name, Bankinter, S.A., in July 1990, having previously operated as Banco Intercontinental Español, S.A.

                      Bankinter (BKT) Earnings & Revenues

                      BKT Stock 12 Month Forecast

                      Average Price Target

                      €16.09
                      ▲(7.17% Upside)
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