ZFI1 Stock Chart & Stats
€30.30
-€0.20(-0.61%)
At close: 4:00 PM EDT
€30.30
-€0.20(-0.61%)
Day’s Range― - ―
52-Week Range€28.60 - €33.90
Previous CloseN/A
Volume0.00
Average Volume (3M)137.00
Market Cap
€92.71B
Enterprise Value€127.20K
Total Cash (Recent Filing)€6.72B
Total Debt (Recent Filing)€15.36B
Price to Earnings (P/E)9.9
Beta0.47
Next Earnings
Feb 11, 2027EPS Estimate
1.06Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.74
Shares Outstanding3,024,502,700
10 Day Avg. Volume112
30 Day Avg. Volume137
Financial Highlights & Ratios
PEG Ratio0.81
Price to Book (P/B)3.80
Price to Sales (P/S)1.23
P/FCF Ratio4.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.98
Revenue Forecast (FY)€58.86B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationZurich's material FCF increase to ~22.3B in 2025 and consistent conversion (~0.82–0.98x) show durable cash generation from underwriting and investments. Reliable FCF enhances capacity for dividends, buybacks, capital buffers, and reinvestment across insurance cycles over the next 2–6 months.
Improving Margins And Operating ProfitabilitySustained expansion in net and EBIT margins through 2025 reflects better pricing, expense control, or portfolio mix, pointing to structurally improved underwriting and operational efficiency. Higher margins increase earnings resilience and support capital generation across business cycles.
Diversified Multi-line Business And DistributionZurich's product and channel diversity (commercial and personal P&C, life products, Farmers-related U.S. activities, brokers, bancassurance and direct/digital channels) spreads risk, supports cross-selling, and reduces dependence on any single market or distribution route, strengthening long-term revenue stability.
Bears Say
Revenue Volatility Across YearsSharp swings in reported revenue, including a big rebound in 2025 and a prior steep decline, indicate exposure to cyclical underwriting results, reserve adjustments, or portfolio changes. This volatility complicates forecasting and can pressure capital and pricing over a medium-term horizon.
Rising Leverage TrendAn upward drift in debt-to-equity into 2025 reduces financial flexibility and increases sensitivity to underwriting losses or investment mark-to-market moves. Higher leverage can constrain capital actions and requires closer monitoring of solvency metrics under adverse scenarios.
Exposure To Underwriting And Investment SwingsZurich's earnings depend on underwriting discipline and investment performance; catastrophe losses, claims inflation, or adverse long-duration asset returns can dent underwriting profits and reserves. Structural sensitivity to these factors can pressure profitability and capital through cycles.
Zurich Insurance Group AG News
ZFI1 FAQ
What was Zurich Insurance Group AG’s price range in the past 12 months?
Zurich Insurance Group AG lowest stock price was €28.60 and its highest was €33.90 in the past 12 months.
What is Zurich Insurance Group AG’s market cap?
Zurich Insurance Group AG’s market cap is €92.71B.
When is Zurich Insurance Group AG’s upcoming earnings report date?
Zurich Insurance Group AG’s upcoming earnings report date is Feb 11, 2027 which is in 168 days.
How were Zurich Insurance Group AG’s earnings last quarter?
Zurich Insurance Group AG released its earnings results on Aug 06, 2026. The company reported €0.99 earnings per share for the quarter, missing the consensus estimate of €1.049 by -€0.059.
Is Zurich Insurance Group AG overvalued?
According to Wall Street analysts Zurich Insurance Group AG’s price is currently Overvalued.
Does Zurich Insurance Group AG pay dividends?
Zurich Insurance Group AG does not currently pay dividends.
What is Zurich Insurance Group AG’s EPS estimate?
Zurich Insurance Group AG’s EPS estimate is 1.06.
How many shares outstanding does Zurich Insurance Group AG have?
Zurich Insurance Group AG has 3,024,502,700 shares outstanding.
What happened to Zurich Insurance Group AG’s price movement after its last earnings report?
Zurich Insurance Group AG reported an EPS of €0.99 in its last earnings report, missing expectations of €1.049. Following the earnings report the stock price went up 0.31%.
Which hedge fund is a major shareholder of Zurich Insurance Group AG?
Currently, no hedge funds are holding shares in DE:ZFI1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Zurich Insurance Group AG Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.44%
12-Months-Change
Fundamentals
Return on Equity
5.14%
Trailing 12-Months
Asset Growth
7.05%
Trailing 12-Months
Company Description
Zurich Insurance Group AG
Zurich Insurance Group AG is a holding company, which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses. The Property and Casualty Regions segment provides motor, home, and commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life Regions segment includes comprehensive range of life and health insurance products on both an individual and a group basis including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health, and long-term care insurance. The Farmers segment focuses on non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Functions and Operations segment is involved in group’s holding and financing and headquarters activities. The Non-Core Businesses segment offers insurance and reinsurance businesses. The company was founded in 1872 and is headquartered in Zurich, Switzerland.
ZFI1 Company Deck
ZFI1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Zurich's earnings call highlighted strong overall performance with record profits and growth across segments, demonstrating financial resilience. However, challenges were noted in the liability market and certain areas of expense management, alongside some regional sales pressures.View all DE:ZFI1 earnings summariesTechnical Analysis
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