PAZ Stock Chart & Stats
€169.00
€14.00(8.59%)
At close: 4:00 PM EDT
€169.00
€14.00(8.59%)
Day’s Range― - ―
52-Week Range€126.00 - €183.00
Previous CloseN/A
Volume154.00
Average Volume (3M)0.00
Market Cap
€2.90B
Enterprise Value€3.34B
Total Cash (Recent Filing)€144.49M
Total Debt (Recent Filing)€155.94M
Price to Earnings (P/E)15.9
Beta0.55
Next Earnings
Oct 26, 2026EPS Estimate
2.95Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)11.25
Shares Outstanding18,064,161
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.81
Price to Sales (P/S)3.68
P/FCF Ratio12.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€181.63Price Target Upside7.47% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)11.57
Revenue Forecast (FY)€615.33M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage reduces financial risk and gives Park National greater flexibility to absorb credit or earnings pressure. Combined with a solid 12.5% ROE, the balance sheet indicates the company is generating reasonable capital productivity without depending heavily on borrowing.
Acquisition-driven ScaleThe First Citizens merger materially expands Park National’s lending and funding base, while adding a new Tennessee region and broader customer relationships. This larger franchise can support recurring interest income, fee revenue and cross-selling over the next several quarters.
Underlying Cost DisciplineAlthough merger-related costs increased reported expenses, modest adjusted expense growth suggests the underlying operating base is being managed carefully. Maintaining cost discipline while integrating a larger bank can help preserve profitability and improve the durability of acquisition benefits.
Bears Say
Recent Earnings SlowdownThe latest trailing period shows weaker revenue and operating profit, indicating pressure on spread or fee income and potentially higher operating costs. If this slowdown persists, it could offset the benefits of longer-term growth and make future earnings expansion less predictable.
Weaker Cash ConversionLower operating cash flow relative to net income and a sharp free-cash-flow decline reduce financial flexibility compared with prior periods. For a bank expanding through acquisition, weaker cash conversion may constrain internally generated resources available for investment, integration and shareholder returns.
Higher Credit-risk ProvisionsHigher provisions and allowance balances reflect greater credit-risk attention as Park National absorbs the acquired loan portfolio and operates in an evolving economic environment. Even with annualized net charge-offs of 0.11%, additional provisioning could pressure earnings during integration.
Park National News
PAZ FAQ
What was Park National Corp.’s price range in the past 12 months?
Park National Corp. lowest stock price was €126.00 and its highest was €183.00 in the past 12 months.
What is Park National Corp.’s market cap?
Park National Corp.’s market cap is €2.90B.
When is Park National Corp.’s upcoming earnings report date?
Park National Corp.’s upcoming earnings report date is Oct 26, 2026 which is in 3 days.
How were Park National Corp.’s earnings last quarter?
Park National Corp. released its earnings results on Jul 27, 2026. The company reported €3.033 earnings per share for the quarter, beating the consensus estimate of €2.645 by €0.388.
Is Park National Corp. overvalued?
According to Wall Street analysts Park National Corp.’s price is currently Undervalued.
Does Park National Corp. pay dividends?
Park National Corp. does not currently pay dividends.
What is Park National Corp.’s EPS estimate?
Park National Corp.’s EPS estimate is 2.95.
How many shares outstanding does Park National Corp. have?
Park National Corp. has 18,064,161 shares outstanding.
What happened to Park National Corp.’s price movement after its last earnings report?
Park National Corp. reported an EPS of €3.033 in its last earnings report, beating expectations of €2.645. Following the earnings report the stock price went up 8.589%.
Which hedge fund is a major shareholder of Park National Corp.?
Currently, no hedge funds are holding shares in DE:PAZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Park National Stock Smart Score
Neutral
1
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8
9
10
Analyst Consensus
Hold
Average Price Target:
€181.63 (7.47% Upside)
€181.63 (7.47% Upside)
Blogger Sentiment
Neutral
DE:PAZ Sentiment 67%
Sector Average 61%
Sector Average 61%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.14%
12-Months-Change
Fundamentals
Return on Equity
12.46%
Trailing 12-Months
Asset Growth
27.41%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Park National Corp.
Park National Corporation serves as the holding company for Park National Bank, delivering diverse commercial banking and trust services, largely targeting communities within small and medium-sized population centers. For its individual clientele, the bank offers a variety of deposit accounts, such as checking, savings, and time deposits. It also provides wealth management and trust administration, cash management, secure safe deposit facilities, electronic funds transfer services, and advanced digital banking features, including online and mobile platforms with bill payment options, along with credit cards and numerous other personal banking conveniences. Additionally, the corporation extends commercial loans tailored for various business requirements, encompassing funding for industrial and commercial real estate, equipment purchases, inventory and accounts receivable financing, corporate acquisitions, and commercial leasing. Lending to consumer finance companies is also part of its portfolio. Its suite of services further includes commercial real estate loans, which provide mortgages for property developers and owners. A range of consumer lending products is also available, such as automobile loans and leases, general consumer finance, home equity lines of credit, and financing for residential real estate and construction projects, alongside installment loans. Beyond these, the company offers aircraft financing solutions and comprehensive asset management services. As of December 31, 2021, the company maintained a footprint of 96 financial service branches and 116 automated teller machines (ATMs) across 26 counties in Ohio, 1 county in Kentucky, 3 counties in North Carolina, and 4 counties in South Carolina. Established in 1908, the organization is headquartered in Newark, Ohio.
PAZ Stock 12 Month Forecast
Average Price Target
€181.63
▲(7.47% Upside)
Technical Analysis
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