OLWN Stock Chart & Stats
€18.80
€0.10(0.57%)
At close: 4:00 PM EST
€18.80
€0.10(0.57%)
Day’s Range― - ―
52-Week Range€16.40 - €23.00
Previous CloseN/A
Volume0.00
Average Volume (3M)16.00
Market Cap
€3.60B
Enterprise Value€3.60B
Total Cash (Recent Filing)€549.20M
Total Debt (Recent Filing)€290.00M
Price to Earnings (P/E)11.8
Beta0.49
Next Earnings
Jul 22, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.26
Shares Outstanding154,684,360
10 Day Avg. Volume0
30 Day Avg. Volume16
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.69
Price to Sales (P/S)2.64
P/FCF Ratio7.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€23.63Price Target Upside25.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.96
Revenue Forecast (FY)€936.13M
Bulls Say, Bears Say
Bulls Say
Operating ProfitabilityRecord adjusted pre-tax, pre-provision income signals durable operating leverage and core earnings strength. Sustained high core operating profits improve ability to absorb credit volatility, fund investments, and support recurring shareholder returns such as dividends and buybacks over the medium term.
Capital StrengthRobust CET1 and tangible equity metrics provide a sizeable regulatory and loss‑absorption buffer, enabling consistent capital returns and strategic flexibility. Strong capital supports lending capacity, stress resilience, and continued buybacks/dividends without immediate need for external capital.
NIM Tailwind From Securities ReinvestmentA sizeable pool of low‑yield securities maturing that can be reinvested at materially higher yields is a structural margin catalyst. Gradual reinvestment supports sustained NIM expansion and net interest income growth, underpinning profitability over the next several quarters as rates roll into higher yields.
Bears Say
Loan Growth InconsistencyA slight loan contraction and weak consumer/auto originations point to uneven credit growth, which can cap interest-earning asset expansion and earnings scalability. If consumer demand remains soft, loan growth targets may be harder to sustain, pressuring long-term topline momentum.
Elevated Tech And AI ExpenseSustained investments in cloud migration and AI/privacy initiatives will pressure efficiency ratios and free cash flow in the medium term. While strategically important, these elevated operating costs reduce near-term capacity for incremental buybacks or loan growth until cost benefits and productivity gains materialize.
Potential Equity Dilution From New Incentive PlanA new omnibus plan that permits up to 5M shares introduces a structural dilution vector over time as awards vest and are issued. While supporting retention, expanded equity compensation can offset per‑share metrics and complicate the balance between incentive alignment and shareholder capital preservation.
First Bancorp Puerto Rico News
OLWN FAQ
What was First Bancorp Puerto Rico’s price range in the past 12 months?
First Bancorp Puerto Rico lowest stock price was €16.40 and its highest was €23.00 in the past 12 months.
What is First Bancorp Puerto Rico’s market cap?
First Bancorp Puerto Rico’s market cap is €3.60B.
When is First Bancorp Puerto Rico’s upcoming earnings report date?
First Bancorp Puerto Rico’s upcoming earnings report date is Jul 22, 2026 which is in 11 days.
How were First Bancorp Puerto Rico’s earnings last quarter?
First Bancorp Puerto Rico released its earnings results on Apr 22, 2026. The company reported €0.499 earnings per share for the quarter, beating the consensus estimate of €0.45 by €0.049.
Is First Bancorp Puerto Rico overvalued?
According to Wall Street analysts First Bancorp Puerto Rico’s price is currently Undervalued.
Does First Bancorp Puerto Rico pay dividends?
First Bancorp Puerto Rico does not currently pay dividends.
What is First Bancorp Puerto Rico’s EPS estimate?
First Bancorp Puerto Rico’s EPS estimate is 0.47.
How many shares outstanding does First Bancorp Puerto Rico have?
First Bancorp Puerto Rico has 154,684,360 shares outstanding.
What happened to First Bancorp Puerto Rico’s price movement after its last earnings report?
First Bancorp Puerto Rico reported an EPS of €0.499 in its last earnings report, beating expectations of €0.45. Following the earnings report the stock price went up 6.667%.
Which hedge fund is a major shareholder of First Bancorp Puerto Rico?
Currently, no hedge funds are holding shares in DE:OLWN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Puerto Rico Stock Smart Score
Neutral
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5
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€23.63 (25.68% Upside)
€23.63 (25.68% Upside)
Blogger Sentiment
Bullish
DE:OLWN Sentiment 100%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth €170.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.82%
12-Months-Change
Fundamentals
Return on Equity
18.53%
Trailing 12-Months
Asset Growth
-0.11%
Trailing 12-Months
Company Description
First Bancorp Puerto Rico
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
OLWN Company Deck
OLWN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated multiple clear positives: record adjusted pre-tax pre-provision income, expanded NIM, strong ROA and capital ratios, meaningful share repurchases/dividends, and notable improvements in delinquency and nonperforming assets. Offsetting items included modest loan contraction driven by softer consumer/auto demand, a slightly lower allowance for credit losses with added qualitative reserve for geopolitical risk, a small uptick in net charge-offs, and continued near-term expense pressure from cloud/AI and outsourced tech investments. On balance, the strength in core operating performance, capital returns, credit trends, and cited margin tailwinds outweigh the headwinds.View all DE:OLWN earnings summariesOLWN Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€23.63
▲(25.68% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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