OLWN Stock Chart & Stats
€24.20
€0.20(0.83%)
At close: 4:00 PM EDT
€24.20
€0.20(0.83%)
Day’s Range― - ―
52-Week Range€16.40 - €25.20
Previous CloseN/A
Volume0.00
Average Volume (3M)16.00
Market Cap
€3.67B
Enterprise Value€3.66K
Total Cash (Recent Filing)€559.63M
Total Debt (Recent Filing)€200.00M
Price to Earnings (P/E)11.8
Beta0.55
Next Earnings
Oct 28, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.39
Shares Outstanding152,668,270
10 Day Avg. Volume0
30 Day Avg. Volume16
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.69
Price to Sales (P/S)2.64
P/FCF Ratio7.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.65Price Target Upside10.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)2.08
Revenue Forecast (FY)€940.44M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Earnings GrowthHigh profitability and strong year-over-year earnings growth indicate a resilient core banking franchise. Continued revenue increases and healthy margins provide internal capital generation, although margins have moderated from earlier peaks.
Loan Growth And Margin ExpansionGrowing originations and management’s outlook for continued loan expansion support future interest income. Expected NIM improvement can strengthen profitability if asset yields rise faster than deposit and other funding costs.
Strong Capital And Lower LeverageA well-capitalized, less leveraged balance sheet improves resilience against credit or funding stress and gives FBP flexibility to support lending. Strong capital also supports dividends and repurchases without relying on excessive borrowing.
Bears Say
Limited Balance Sheet ExpansionFlat assets suggest that balance sheet expansion has not consistently translated into larger earning-asset capacity. If loan growth remains constrained, FBP may face limits on sustained revenue growth despite strong current profitability.
Credit Quality MonitoringAlthough management described much of the delinquency increase as seasonal and noted collateral support, rising early delinquencies and nonperforming assets could increase provisions and pressure earnings if weakness broadens.
Competitive Deposit FundingReliance on volatile government balances and limited core deposit growth may make funding less stable. Competitive pricing, especially for interest-bearing accounts, could raise deposit costs and limit future net interest margin expansion.
First Bancorp Puerto Rico News
OLWN FAQ
What was First Bancorp Puerto Rico’s price range in the past 12 months?
First Bancorp Puerto Rico lowest stock price was €16.40 and its highest was €25.20 in the past 12 months.
What is First Bancorp Puerto Rico’s market cap?
First Bancorp Puerto Rico’s market cap is €3.67B.
When is First Bancorp Puerto Rico’s upcoming earnings report date?
First Bancorp Puerto Rico’s upcoming earnings report date is Oct 28, 2026 which is in 62 days.
How were First Bancorp Puerto Rico’s earnings last quarter?
First Bancorp Puerto Rico released its earnings results on Jul 22, 2026. The company reported €0.536 earnings per share for the quarter, beating the consensus estimate of €0.469 by €0.067.
Is First Bancorp Puerto Rico overvalued?
According to Wall Street analysts First Bancorp Puerto Rico’s price is currently Undervalued.
Does First Bancorp Puerto Rico pay dividends?
First Bancorp Puerto Rico does not currently pay dividends.
What is First Bancorp Puerto Rico’s EPS estimate?
First Bancorp Puerto Rico’s EPS estimate is 0.51.
How many shares outstanding does First Bancorp Puerto Rico have?
First Bancorp Puerto Rico has 152,668,270 shares outstanding.
What happened to First Bancorp Puerto Rico’s price movement after its last earnings report?
First Bancorp Puerto Rico reported an EPS of €0.536 in its last earnings report, beating expectations of €0.469. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of First Bancorp Puerto Rico?
Currently, no hedge funds are holding shares in DE:OLWN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Puerto Rico Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€26.65 (10.14% Upside)
€26.65 (10.14% Upside)
Blogger Sentiment
Bullish
DE:OLWN Sentiment 75%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €423.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.82%
12-Months-Change
Fundamentals
Return on Equity
2.77%
Trailing 12-Months
Asset Growth
1.82%
Trailing 12-Months
Company Description
First Bancorp Puerto Rico
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
OLWN Company Deck
OLWN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple strong operating and financial trends: record pretax pre-provision income, meaningful NIM expansion, robust loan originations (up 21% YoY) and accelerating loan growth, improved net charge-offs, solid capital (CET1 17%), and continued shareholder returns via buybacks and dividends. There are manageable credit and revenue seasonality items to monitor — notably an uptick in early delinquency in the auto/finance lease portfolio, modest NPA inflows tied to a single C&I relationship, and a quarter-over-quarter decline in non-interest income due to seasonality. Deposit growth was positive but skewed toward government balances, and some deposit product costs rose. Overall, the positives (profitability, margin expansion, loan growth, capital strength) outweigh the limited and largely explainable headwinds.View all DE:OLWN earnings summariesOLWN Stock 12 Month Forecast
Average Price Target
€26.65
▲(10.14% Upside)
Technical Analysis
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