MTZ Stock Chart & Stats
€203.60
€2.60(1.19%)
At close: 4:00 PM EDT
€203.60
€2.60(1.19%)
Day’s Range― - ―
52-Week Range€150.75 - €220.20
Previous CloseN/A
Volume0.00
Average Volume (3M)42.00
Market Cap
€27.96B
Enterprise Value€53.61K
Total Cash (Recent Filing)€1.94B
Total Debt (Recent Filing)€18.18B
Price to Earnings (P/E)11.4
Beta0.52
Next Earnings
Oct 16, 2026EPS Estimate
4.38Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)18.96
Shares Outstanding144,416,260
10 Day Avg. Volume0
30 Day Avg. Volume42
Financial Highlights & Ratios
PEG Ratio0.76
Price to Book (P/B)1.08
Price to Sales (P/S)2.56
P/FCF Ratio11.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€231.79Price Target Upside13.85% Upside
Rating ConsensusHold
Number of Analyst Covering17
EPS Forecast (FY)17.22
Revenue Forecast (FY)€8.97B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityM&T’s strong and improving profitability provides a durable earnings base for a regional bank. Healthy net and EBIT margins indicate effective spread and expense management, while the rebound from prior periods supports continued capital generation and investment capacity.
Broad-Based Loan GrowthGrowth across multiple lending categories strengthens M&T’s earning-asset base and broadens customer relationships rather than relying on one portfolio. Continued commercial, mortgage, and consumer expansion can support recurring interest income and future fee opportunities.
Solid Cash GenerationFree cash flow that closely tracks net income supports the quality and convertibility of reported earnings. This gives M&T greater capacity to fund operations, reinforce capital, support lending growth, and maintain shareholder distributions through the next several quarters.
Bears Say
Rising Balance-Sheet LeverageThe upward leverage trend reduces financial flexibility relative to earlier periods and leaves less balance-sheet capacity if credit costs or funding pressures increase. Although capitalization remains reasonable, higher debt and lower equity can constrain future growth and capital allocation.
Net Interest Margin PressureExpected NIM compression could slow earnings growth because net interest income is M&T’s primary revenue engine. Higher deposit costs and lower-margin new assets may reduce the benefit of loan expansion, making sustained profitability more dependent on fee growth and expense control.
Office CRE Concentration RiskRemaining criticized office CRE exposure creates a persistent credit-quality risk over the coming quarters. If property conditions weaken, additional provisions, charge-offs, or slower lending could pressure earnings and capital, even as overall criticized loans and non-accrual metrics improve.
M&T Bank News
MTZ FAQ
What was M&T Bank’s price range in the past 12 months?
M&T Bank lowest stock price was €150.75 and its highest was €220.20 in the past 12 months.
What is M&T Bank’s market cap?
M&T Bank’s market cap is €27.96B.
When is M&T Bank’s upcoming earnings report date?
M&T Bank’s upcoming earnings report date is Oct 16, 2026 which is in 14 days.
How were M&T Bank’s earnings last quarter?
M&T Bank released its earnings results on Jul 15, 2026. The company reported €4.734 earnings per share for the quarter, beating the consensus estimate of €4.147 by €0.586.
Is M&T Bank overvalued?
According to Wall Street analysts M&T Bank’s price is currently Undervalued.
Does M&T Bank pay dividends?
M&T Bank does not currently pay dividends.
What is M&T Bank’s EPS estimate?
M&T Bank’s EPS estimate is 4.38.
How many shares outstanding does M&T Bank have?
M&T Bank has 144,416,260 shares outstanding.
What happened to M&T Bank’s price movement after its last earnings report?
M&T Bank reported an EPS of €4.734 in its last earnings report, beating expectations of €4.147. Following the earnings report the stock price went down -0.708%.
Which hedge fund is a major shareholder of M&T Bank?
Currently, no hedge funds are holding shares in DE:MTZ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
M&T Bank Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€231.79 (13.85% Upside)
€231.79 (13.85% Upside)
Blogger Sentiment
Bullish
DE:MTZ Sentiment 71%
Sector Average 62%
Sector Average 62%
Insider Transactions
Sold Shares
Worth €465.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Bearish
Bullish news 33%
Bearish news 67%
Bearish news 67%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.48%
12-Months-Change
Fundamentals
Return on Equity
2.70%
Trailing 12-Months
Asset Growth
3.63%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
M&T Bank
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
MTZ Company Deck
MTZ Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a decisively positive operational quarter: record EPS, strong and broad-based loan growth (commercial, CRE, consumer), higher NII and fee income, improved efficiency and credit metrics, and ample liquidity. Management provided constructive guidance for continued loan and fee growth while acknowledging modest near-term pressures: slight NIM compression expected, elevated investments driving higher full-year expenses, a small CET1 ratio decline from buybacks and loan-driven RWA, and some remaining CRE concentration risk (office). Overall, positives (record earnings, credit improvement, revenue diversification and liquidity) significantly outweigh the manageable challenges, and management appears constructive and disciplined.View all DE:MTZ earnings summariesMTZ Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€231.79
▲(13.85% Upside)
Technical Analysis
1 Day
3 Days
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