LLD2 Stock Chart & Stats
€5.25
€0.00(0.00%)
At close: 4:00 PM EDT
€5.25
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.70 - €5.55
Previous CloseN/A
Volume0.00
Average Volume (3M)29.00
Market Cap
€70.59B
Enterprise Value€219.85B
Total Cash (Recent Filing)€60.60B
Total Debt (Recent Filing)€95.14B
Price to Earnings (P/E)13.0
Beta0.99
Next Earnings
Feb 04, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.28
Shares Outstanding14,355,651,000
10 Day Avg. Volume0
30 Day Avg. Volume29
Financial Highlights & Ratios
PEG Ratio1.58
Price to Book (P/B)1.23
Price to Sales (P/S)0.90
P/FCF Ratio-94.07
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.49
Revenue Forecast (FY)€24.99B
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth And Continued ProfitabilitySteady top-line growth alongside continued profitability indicates that Lloyds is maintaining customer and business activity across its banking franchise. This provides a durable earnings base and supports ongoing investment, even though recent profit and margin trends have moderated from prior peaks.
Quantified Long-term Growth And Efficiency PlanThe detailed multi-year plan gives Lloyds a measurable framework for expanding income while improving operating leverage. Targets for higher other income, lower costs and stronger returns could make earnings more resilient by broadening revenue sources and increasing efficiency over several years.
Strong Capital Position And Generation TargetsA 13.1% pro forma CET1 ratio after distributions demonstrates meaningful current capital resilience, while the generation targets support future lending and shareholder returns. This combination gives Lloyds capacity to absorb credit demands and pursue growth without relying solely on external capital.
Bears Say
Material Increase In LeverageThe sharp leverage increase reduces financial flexibility and raises the sensitivity of the balance sheet to changes in credit conditions, funding costs or capital requirements. Even with substantial absolute equity, the higher debt burden can constrain future capital allocation and balance-sheet growth.
Weak And Volatile Cash ConversionNegative free cash flow in two consecutive recent years suggests that reported earnings are not translating consistently into available cash. Volatile operating cash generation may limit internally funded investment and distributions, while sustained cash usage could weaken financial flexibility if conditions deteriorate.
Competitive Pressure On Banking MarginsCompetitive pricing can restrict the spread Lloyds earns on loans and deposits, limiting the conversion of balance-sheet growth into net interest income. This pressure may persist as banks compete for customers and funding, making the group’s income targets more dependent on execution and diversification.
Lloyds Banking News
LLD2 FAQ
What was Lloyds Banking Group Plc’s price range in the past 12 months?
Lloyds Banking Group Plc lowest stock price was €3.70 and its highest was €5.55 in the past 12 months.
What is Lloyds Banking Group Plc’s market cap?
Lloyds Banking Group Plc’s market cap is €70.59B.
When is Lloyds Banking Group Plc’s upcoming earnings report date?
Lloyds Banking Group Plc’s upcoming earnings report date is Feb 04, 2027 which is in 113 days.
How were Lloyds Banking Group Plc’s earnings last quarter?
Lloyds Banking Group Plc released its earnings results on Jul 30, 2026. The company reported €0.112 earnings per share for the quarter, missing the consensus estimate of €0.114 by -€0.002.
Is Lloyds Banking Group Plc overvalued?
According to Wall Street analysts Lloyds Banking Group Plc’s price is currently Overvalued.
Does Lloyds Banking Group Plc pay dividends?
Lloyds Banking Group Plc does not currently pay dividends.
What is Lloyds Banking Group Plc’s EPS estimate?
Lloyds Banking Group Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lloyds Banking Group Plc have?
Lloyds Banking Group Plc has 14,355,651,000 shares outstanding.
What happened to Lloyds Banking Group Plc’s price movement after its last earnings report?
Lloyds Banking Group Plc reported an EPS of €0.112 in its last earnings report, missing expectations of €0.114. Following the earnings report the stock price went down -1.95%.
Which hedge fund is a major shareholder of Lloyds Banking Group Plc?
Currently, no hedge funds are holding shares in DE:LLD2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lloyds Banking Stock Smart Score
Neutral
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5
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10
Blogger Sentiment
Neutral
DE:LLD2 Sentiment 50%
Sector Average 63%
Sector Average 63%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.10%
12-Months-Change
Fundamentals
Return on Equity
11.05%
Trailing 12-Months
Asset Growth
4.74%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lloyds Banking Group Plc
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth. The Retail division serves individual consumers and small businesses with essential financial tools like checking and savings accounts, mortgages, auto financing, unsecured personal loans, leasing arrangements, and credit cards. Through its Commercial Banking arm, the group provides lending, transactional banking, working capital solutions, risk management advice, and debt financing services, catering to small and medium-sized enterprises, large corporations, and financial institutions. The Insurance & Wealth segment focuses on offering diverse insurance products, investment opportunities, and comprehensive wealth management services. Additionally, the company provides modern digital banking solutions. Its offerings are accessible through prominent brands including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Established in 1695, Lloyds Banking Group plc is headquartered in London, United Kingdom.
LLD2 Company Deck
LLD2 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operational and financial story: robust H1 results, clear capital strength, meaningful shareholder returns (30% interim dividend uplift and a GBP 1bn buyback) and a detailed, well‑quantified Accelerate 2030 strategic plan with explicit targets for income growth, efficiency and returns. Challenges identified — used car pricing pressure in leasing, near‑term cost phasing, conservative hedge assumptions, RWA increases and regulatory/AI execution risks — are acknowledged and framed as manageable within the strategy. On balance the announcement conveys confidence in sustained profitable growth while prudently recognising execution and macro/regulatory uncertainties.View all DE:LLD2 earnings summaries