JHY Stock Chart & Stats
€140.45
€3.65(2.67%)
At close: 4:00 PM EDT
€140.45
€3.65(2.67%)
Day’s Range― - ―
52-Week Range€106.00 - €164.75
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€10.58B
Enterprise Value€9.79K
Total Cash (Recent Filing)€12.06M
Total Debt (Recent Filing)€40.00M
Price to Earnings (P/E)24.7
Beta0.16
Next Earnings
Nov 10, 2026EPS Estimate
1.77Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.98
Shares Outstanding71,050,780
10 Day Avg. Volume0
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio1.66
Price to Book (P/B)4.84
Price to Sales (P/S)3.98
P/FCF Ratio14.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€163.60Price Target Upside16.48% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)6.28
Revenue Forecast (FY)€2.30B
Bulls Say, Bears Say
Bulls Say
Recurring Cloud RevenueHigh recurring revenue and growing cloud adoption support predictable sales, deepen client integration, and improve retention. With 79% of Core clients using private cloud, Jack Henry is positioned to expand durable subscription revenue over the next several years.
Competitive Position And Upmarket WinsRecord competitive wins and larger-bank victories indicate strong product relevance and market share potential. The increase in bundled core, digital, and card wins also supports cross-selling, higher revenue per client, and stronger customer relationships.
Cash Generation And Low LeverageStrong free cash flow combined with minimal debt provides financial flexibility for technology investment, acquisitions, dividends, and repurchases. This balance sheet profile reduces funding risk while supporting continued investment in growth initiatives.
Bears Say
Structural Investment Pressure On CostsSustained spending on AI, cybersecurity, infrastructure, and workforce expansion may limit near-term operating leverage. These investments can strengthen the platform, but execution must convert them into productivity and revenue gains to preserve margins.
Core Segment Margin CompressionImplementation-heavy growth and additional conversion resources can dilute Core profitability as new customers are onboarded. With typical implementations lasting 15–24 months, product mix and delivery requirements could keep margins uneven during expansion.
Deconversion And Implementation VolatilityVariable deconversion revenue and lengthy implementation schedules make reported results less predictable. Timing shifts can affect revenue, cash flow, and earnings even when customer demand remains healthy, complicating planning and increasing execution risk.
JHY FAQ
What was Jack Henry & Associates’s price range in the past 12 months?
Jack Henry & Associates lowest stock price was €106.00 and its highest was €164.75 in the past 12 months.
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is €10.58B.
When is Jack Henry & Associates’s upcoming earnings report date?
Jack Henry & Associates’s upcoming earnings report date is Nov 10, 2026 which is in 75 days.
How were Jack Henry & Associates’s earnings last quarter?
Jack Henry & Associates released its earnings results on Aug 18, 2026. The company reported €1.343 earnings per share for the quarter, beating the consensus estimate of €1.255 by €0.088.
Is Jack Henry & Associates overvalued?
According to Wall Street analysts Jack Henry & Associates’s price is currently Undervalued.
Does Jack Henry & Associates pay dividends?
Jack Henry & Associates does not currently pay dividends.
What is Jack Henry & Associates’s EPS estimate?
Jack Henry & Associates’s EPS estimate is 1.77.
How many shares outstanding does Jack Henry & Associates have?
Jack Henry & Associates has 71,050,780 shares outstanding.
What happened to Jack Henry & Associates’s price movement after its last earnings report?
Jack Henry & Associates reported an EPS of €1.343 in its last earnings report, beating expectations of €1.255. Following the earnings report the stock price went up 2.533%.
Which hedge fund is a major shareholder of Jack Henry & Associates?
Currently, no hedge funds are holding shares in DE:JHY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jack Henry & Associates Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
€163.60 (16.48% Upside)
€163.60 (16.48% Upside)
Blogger Sentiment
Bullish
DE:JHY Sentiment 71%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.49%
12-Months-Change
Fundamentals
Return on Equity
1.33%
Trailing 12-Months
Asset Growth
4.04%
Trailing 12-Months
Company Description
Jack Henry & Associates
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
JHY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple clear positives: record quarterly and full-year revenue, multi-year margin expansion, strong sales momentum with a meaningful move upmarket, accelerating cloud and faster-payments adoption, broad AI and security initiatives, solid full-year free cash flow and aggressive capital returns. Headwinds were acknowledged but portrayed as manageable and largely timing-related: notable increases in R&D and SG&A, a short-term Core margin mix impact, Q4 cash flow softness, and planned FY27 investments in AI/security and data center consolidation that pressure near-term margins. Management provided constructive FY27 guidance with modest revenue growth and continued margin expansion (20–40 bps), while signaling confidence in stronger momentum in the back half of the year. Overall, the positives (record results, strong pipeline, strategic investments and capital returns) materially outweigh the near-term operational and timing challenges.View all DE:JHY earnings summariesJHY Revenue Breakdown
31.86% Private and Public Cloud
10.60% Product Delivery and Services
14.87% On-Premise Support
42.67% Processing

JHY Stock 12 Month Forecast
Average Price Target
€163.60
▲(16.48% Upside)
Technical Analysis
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