JHY Stock Chart & Stats
€140.45
€3.65(2.67%)
At close: 4:00 PM EDT
€140.45
€3.65(2.67%)
Day’s Range― - ―
52-Week Range€106.00 - €164.75
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€9.49B
Enterprise Value€11.49K
Total Cash (Recent Filing)€20.57M
Total Debt (Recent Filing)€90.00M
Price to Earnings (P/E)21.5
Beta0.14
Next Earnings
Aug 25, 2026EPS Estimate
1.26Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.16
Shares Outstanding71,050,780
10 Day Avg. Volume0
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)6.18
Price to Sales (P/S)5.54
P/FCF Ratio22.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€160.65Price Target Upside14.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)6.3
Revenue Forecast (FY)€2.33B
Bulls Say, Bears Say
Bulls Say
High Customer Retention & Cross-sellGrowing "trifecta" wins (core + digital + card) increases revenue per client and raises switching costs. Deeper multi-product relationships boost recurring contract value and predictability, supporting durable revenue expansion and higher lifetime value across the installed base.
Strong Cash Generation & Conservative Balance SheetConsistent high FCF and very low leverage provide durable financial flexibility to fund buybacks, dividends, cloud investments, or M&A without stressing liquidity. Strong cash conversion underpins capital return programs while supporting reinvestment in product and margin expansion.
Product Innovation And AI TractionEarly traction for new payment and cloud-native offerings, plus internal AI productivity gains, expands addressable market and drives cost efficiencies. Durable product pipeline and faster time-to-value support sustainable differentiation and margin durability over multiple quarters.
Bears Say
Slowing Top-line GrowthA decelerating revenue trend reduces operating leverage and increases reliance on margin improvements and buybacks to drive EPS. If organic sales momentum doesn't reaccelerate, long-term earnings growth could be constrained and strategic investment returns may be harder to achieve.
Anticipated Q4 Margin & Revenue HeadwindsCloud transition costs, normalized benefits expense, and elevated commission/incentive timing are structural drivers that can raise the run-rate cost base or compress margins in the near term. Persistent elevated transition costs would reduce sustainable operating margins.
Revenue Mix Volatility From Deconversion & IncentivesReliance on lumpy deconversion and network incentive revenue weakens revenue quality and predictability. This variability complicates forecasting and capital allocation, and can lead to erratic quarter-level results even if long-term fundamentals remain intact.
JHY FAQ
What was Jack Henry & Associates’s price range in the past 12 months?
Jack Henry & Associates lowest stock price was €106.00 and its highest was €164.75 in the past 12 months.
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is €9.49B.
When is Jack Henry & Associates’s upcoming earnings report date?
Jack Henry & Associates’s upcoming earnings report date is Aug 25, 2026 which is in 22 days.
How were Jack Henry & Associates’s earnings last quarter?
Jack Henry & Associates released its earnings results on May 05, 2026. The company reported €1.482 earnings per share for the quarter, beating the consensus estimate of €1.285 by €0.198.
Is Jack Henry & Associates overvalued?
According to Wall Street analysts Jack Henry & Associates’s price is currently Undervalued.
Does Jack Henry & Associates pay dividends?
Jack Henry & Associates does not currently pay dividends.
What is Jack Henry & Associates’s EPS estimate?
Jack Henry & Associates’s EPS estimate is 1.26.
How many shares outstanding does Jack Henry & Associates have?
Jack Henry & Associates has 71,050,780 shares outstanding.
What happened to Jack Henry & Associates’s price movement after its last earnings report?
Jack Henry & Associates reported an EPS of €1.482 in its last earnings report, beating expectations of €1.285. Following the earnings report the stock price went down -3.347%.
Which hedge fund is a major shareholder of Jack Henry & Associates?
Currently, no hedge funds are holding shares in DE:JHY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jack Henry & Associates Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€160.65 (14.38% Upside)
€160.65 (14.38% Upside)
Blogger Sentiment
Bullish
DE:JHY Sentiment 75%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €275.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.49%
12-Months-Change
Fundamentals
Return on Equity
1.47%
Trailing 12-Months
Asset Growth
4.04%
Trailing 12-Months
Company Description
Jack Henry & Associates
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
JHY Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased multiple strong operating and financial results: record Q3 revenue, robust sales momentum (notably larger core and cross-sell 'trifecta' wins), accelerating product traction (Tap2Local, Rapid Transfers, stablecoin beta) and sizable cash generation that enabled large buybacks and dividend returns. Management raised full-year guidance and reported significant AI-driven productivity gains. Offsetting these positives, management flagged a near-term Q4 slowdown and margin pressure driven by mix, timing, normalized medical and cloud transition costs, lumpy network incentives and other seasonal/quarterly variabilities. Overall fundamentals and guidance were improved, with the company emphasizing durable, long-term tailwinds despite an expected softer Q4.View all DE:JHY earnings summariesJHY Revenue Breakdown
31.86% Private and Public Cloud
10.60% Product Delivery and Services
14.87% On-Premise Support
42.67% Processing

JHY Stock 12 Month Forecast
Average Price Target
€160.65
▲(14.38% Upside)
Technical Analysis
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