FVA Stock Chart & Stats
€0.50
€0.00(0.00%)
At close: 4:00 PM EST
€0.50
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.45 - €0.70
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€42.24M
Enterprise Value€34.70
Total Cash (Recent Filing)€2.61M
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)―
Beta0.13
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding72,452,590
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-8.38
Price to Book (P/B)-30.42
Price to Sales (P/S)1.58
P/FCF Ratio32.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.35Price Target Upside169.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€315.58K
Bulls Say, Bears Say
Bulls Say
High Gross Margin (89.45%)An 89.45% gross margin indicates the business is largely software with low incremental delivery costs. Over months this supports strong unit economics, enabling reinvestment in product and sales while preserving the potential to convert revenue growth into sustainable operating profits as fixed costs scale.
Recurring Subscription & Partner-driven RevenueA subscription model combined with channel partnerships (PSPs, acquirers, integrators) creates predictable, contractable revenue and scalable distribution. Structurally this reduces go-to-market costs per sale and supports steady ARR expansion and customer lifetime value over the medium term.
Positive Operating Cash FlowPositive operating cash flow shows core operations generate cash despite accounting losses. This durable cash generation improves near-term financial resilience, funds working capital and reinvestment without immediate external financing, and provides time to execute margin-improvement initiatives.
Bears Say
Negative Stockholders' EquityNegative equity reflects cumulative losses or capital structure strain and reduces financial flexibility. Over the medium term it can restrict access to credit, complicate covenant positions and dilutive financing, and limit the company’s ability to absorb shocks while scaling operations.
Weak Operating ProfitabilityDespite strong revenue and gross margin, negative EBIT/EBITDA and minimal net margin point to elevated SG&A or scaling costs. Structurally, unchecked operating losses can prevent self-funding of growth, prolong dependence on external capital, and delay durable profit generation across several quarters.
Declining Free Cash Flow (-41.17%)A 41% drop in free cash flow signals worsening cash conversion or higher capex/working capital needs. If this trend persists, liquidity buffers shrink, forcing more external funding or cutbacks to investment, which raises execution risk for product development and sales expansion over the medium term.
PCI PAL News
FVA FAQ
What was PCI-PAL PLC’s price range in the past 12 months?
PCI-PAL PLC lowest stock price was €0.45 and its highest was €0.70 in the past 12 months.
What is PCI-PAL PLC’s market cap?
PCI-PAL PLC’s market cap is €42.24M.
When is PCI-PAL PLC’s upcoming earnings report date?
PCI-PAL PLC’s upcoming earnings report date is Sep 08, 2026 which is in 40 days.
How were PCI-PAL PLC’s earnings last quarter?
PCI-PAL PLC released its earnings results on Mar 03, 2026. The company reported -€0.013 earnings per share for the quarter, missing the consensus estimate of -€0.01 by -€0.002.
Is PCI-PAL PLC overvalued?
According to Wall Street analysts PCI-PAL PLC’s price is currently Undervalued.
Does PCI-PAL PLC pay dividends?
PCI-PAL PLC does not currently pay dividends.
What is PCI-PAL PLC’s EPS estimate?
PCI-PAL PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PCI-PAL PLC have?
PCI-PAL PLC has 72,452,590 shares outstanding.
What happened to PCI-PAL PLC’s price movement after its last earnings report?
PCI-PAL PLC reported an EPS of -€0.013 in its last earnings report, missing expectations of -€0.01. Following the earnings report the stock price went down -0.826%.
Which hedge fund is a major shareholder of PCI-PAL PLC?
Currently, no hedge funds are holding shares in DE:FVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PCI PAL Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€1.35 (169.29% Upside)
€1.35 (169.29% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-16.93%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.61%
Trailing 12-Months
Company Description
PCI-PAL PLC
PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.
FVA Stock 12 Month Forecast
Average Price Target
€1.35
▲(169.29% Upside)