FVA Stock Chart & Stats
€0.50
€0.00(0.00%)
At close: 4:00 PM EST
€0.50
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.45 - €0.78
Previous CloseN/A
Volume0.00
Average Volume (3M)11.00
Market Cap
€55.73M
Enterprise Value€34.70
Total Cash (Recent Filing)€2.61M
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)―
Beta0.29
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding72,514,590
10 Day Avg. Volume34
30 Day Avg. Volume11
Financial Highlights & Ratios
PEG Ratio-8.38
Price to Book (P/B)-30.42
Price to Sales (P/S)1.58
P/FCF Ratio32.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€1.34Price Target Upside167.60% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€315.58K
Bulls Say, Bears Say
Bulls Say
High Gross Margin & Revenue GrowthPCI PAL's 13.53% revenue growth and 89.45% gross margin indicate sustained demand for its payment-security services and a highly scalable cost structure. High gross margins provide resilience to margin volatility, support reinvestment in product/security capabilities, and help sustain competitive positioning over the medium term.
Positive Operating Cash FlowPositive operating cash flow shows the core subscription and services business converts revenue into cash, supporting liquidity and operations without immediate external financing. Over 2-6 months this cash generation can underwrite platform improvements and partner integrations despite a temporary drop in free cash flow.
Recurring Model And Channel DistributionPCI PAL's recurring subscription model combined with channel-led distribution (payment service providers, acquirers, systems integrators) creates predictable revenue and scalable go-to-market reach. Durable partner ecosystems lower acquisition costs and expand addressable markets in contact-centre and card-not-present workflows.
Bears Say
Negative Shareholders' EquityNegative shareholders' equity reflects accumulated losses or deficits, weakening the firm's solvency buffer. Over the medium term this can constrain access to traditional debt, limit capital allocation flexibility, and increase reliance on equity financing or restrictive credit terms, raising execution risk.
Weak Operating ProfitabilityA net margin near zero and negative EBIT/EBITDA margins indicate difficulty converting high gross profits into operating profit. Persistently weak profitability reduces internal funding for R&D and sales, pressures scalability, and makes the business more sensitive to rising operating expenses or slower revenue growth.
Declining Free Cash FlowA 41.17% decline in free cash flow, even with positive operating cash flow, suggests heavier investments or working-capital strain that erode financial flexibility. In combination with negative equity, falling FCF elevates refinancing, dilution, or covenant risk and can limit the firm's ability to fund strategic initiatives.
PCI PAL News
FVA FAQ
What was PCI-PAL PLC’s price range in the past 12 months?
PCI-PAL PLC lowest stock price was €0.45 and its highest was €0.78 in the past 12 months.
What is PCI-PAL PLC’s market cap?
PCI-PAL PLC’s market cap is €55.73M.
When is PCI-PAL PLC’s upcoming earnings report date?
PCI-PAL PLC’s upcoming earnings report date is Sep 22, 2026 which is in 13 days.
How were PCI-PAL PLC’s earnings last quarter?
PCI-PAL PLC released its earnings results on Mar 03, 2026. The company reported -€0.013 earnings per share for the quarter, missing the consensus estimate of -€0.01 by -€0.002.
Is PCI-PAL PLC overvalued?
According to Wall Street analysts PCI-PAL PLC’s price is currently Undervalued.
Does PCI-PAL PLC pay dividends?
PCI-PAL PLC does not currently pay dividends.
What is PCI-PAL PLC’s EPS estimate?
PCI-PAL PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PCI-PAL PLC have?
PCI-PAL PLC has 72,514,590 shares outstanding.
What happened to PCI-PAL PLC’s price movement after its last earnings report?
PCI-PAL PLC reported an EPS of -€0.013 in its last earnings report, missing expectations of -€0.01. Following the earnings report the stock price went down -0.826%.
Which hedge fund is a major shareholder of PCI-PAL PLC?
Currently, no hedge funds are holding shares in DE:FVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PCI PAL Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€1.34 (167.60% Upside)
€1.34 (167.60% Upside)
Insider Transactions
Bought Shares
Worth €23.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
43.95%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.61%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
PCI-PAL PLC
PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.
FVA Stock 12 Month Forecast
Average Price Target
€1.34
▲(167.60% Upside)