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PCI PAL (FVA) Stock Price & Analysis

FVA Stock Chart & Stats

€0.87€0.01(1.16%)
At close: 5:30 PM GMT+1
EUR 0.75EUR 0.8EUR 0.8531 Aug16 Oct
Day’s Range
EUR 0.86 - EUR 0.87
52-Week Range
EUR 0.45 - EUR 0.91
Previous Close
EUR 0.86
Volume
0
Average Volume (3M)
4
Market Cap
EUR 63.72M
Enterprise Value
EUR 34.70M
Total Cash (Recent Filing)
EUR 2.61M
Total Debt (Recent Filing)
EUR 0
Price to Earnings (P/E)
―
Beta
0.33
Next Earnings
Mar 09, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

High Gross Margin & Revenue Growth

PCI PAL's 13.53% revenue growth and 89.45% gross margin indicate sustained demand for its payment-security services and a highly scalable cost structure. High gross margins provide resilience to margin volatility, support reinvestment in product/security capabilities, and help sustain competitive positioning over the medium term.

Positive Operating Cash Flow

Positive operating cash flow shows the core subscription and services business converts revenue into cash, supporting liquidity and operations without immediate external financing. Over 2-6 months this cash generation can underwrite platform improvements and partner integrations despite a temporary drop in free cash flow.

Recurring Model And Channel Distribution

PCI PAL's recurring subscription model combined with channel-led distribution (payment service providers, acquirers, systems integrators) creates predictable revenue and scalable go-to-market reach. Durable partner ecosystems lower acquisition costs and expand addressable markets in contact-centre and card-not-present workflows.

Bears Say

Negative Shareholders' Equity

Negative shareholders' equity reflects accumulated losses or deficits, weakening the firm's solvency buffer. Over the medium term this can constrain access to traditional debt, limit capital allocation flexibility, and increase reliance on equity financing or restrictive credit terms, raising execution risk.

Weak Operating Profitability

A net margin near zero and negative EBIT/EBITDA margins indicate difficulty converting high gross profits into operating profit. Persistently weak profitability reduces internal funding for R&D and sales, pressures scalability, and makes the business more sensitive to rising operating expenses or slower revenue growth.

Declining Free Cash Flow

A 41.17% decline in free cash flow, even with positive operating cash flow, suggests heavier investments or working-capital strain that erode financial flexibility. In combination with negative equity, falling FCF elevates refinancing, dilution, or covenant risk and can limit the firm's ability to fund strategic initiatives.

PCI PAL News

FVA FAQ

What was PCI PAL’s price range in the past 12 months?
PCI PAL lowest stock price was €0.45 and its highest was €0.91 in the past 12 months.
What is PCI PAL’s market cap?
PCI PAL’s market cap is €63.72M.
When is PCI PAL’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were PCI PAL’s earnings last quarter?
PCI PAL released its earnings results on Mar 03, 2026. The company reported -€0.013 earnings per share for the quarter, missing the consensus estimate of -€0.011 by -€0.002.
Is PCI PAL overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does PCI PAL pay dividends?
PCI PAL does not currently pay dividends.
What is PCI PAL’s EPS estimate?
PCI PAL’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PCI PAL have?
PCI PAL has 72,514,590 shares outstanding.
What happened to PCI PAL’s price movement after its last earnings report?
PCI PAL reported an EPS of -€0.013 in its last earnings report, missing expectations of -€0.011. Following the earnings report the stock price went up 6.369%.
Which hedge fund is a major shareholder of PCI PAL?
Currently, no hedge funds are holding shares in DE:FVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology