FI5 Stock Chart & Stats
€23.60
€0.00(0.00%)
At close: 4:00 PM EST
€23.60
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€18.90 - €29.60
Previous CloseN/A
Volume0.00
Average Volume (3M)7.00
Market Cap
€3.06B
Enterprise Value€4.06B
Total Cash (Recent Filing)€170.64M
Total Debt (Recent Filing)€930.18M
Price to Earnings (P/E)11.6
Beta0.39
Next Earnings
Jul 21, 2026EPS Estimate
0.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.87
Shares Outstanding104,929,375
10 Day Avg. Volume0
30 Day Avg. Volume7
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)0.86
Price to Sales (P/S)1.89
P/FCF Ratio7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€30.36Price Target Upside28.64% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)2.8
Revenue Forecast (FY)€957.59M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationFFBC's operating cash flow materially exceeds reported net income and free cash flow closely matches earnings, indicating high earnings quality and internal funding capacity. Durable cash conversion supports dividends, buybacks, acquisitions, and cushions against cyclical earnings volatility over the next several quarters.
Conservative Balance SheetImproving leverage and rising equity leave FFBC with a conservatively positioned balance sheet that enhances resilience to credit stress and interest-rate shifts. This structural strength supports prudent capital returns and incremental lending capacity while preserving flexibility for strategic deployments and regulatory buffers.
Diversified, Growing Fee Income & ScaleElevated fee income from wealth, leasing, FX and derivatives diversifies revenue away from pure net interest margin dependence. Combined with deposit and loan inflows from recent acquisitions, the company gains scale and recurring noninterest streams that support more stable revenues and improve long-term return on assets.
Bears Say
Loan Growth Reliant On AcquisitionsOrganic loan balances declined when stripping out acquisitions, reflecting payoff pressure (notably in ICRE). Reliance on inorganic growth to sustain loan volumes creates execution and integration risk; if acquisitions slow or payoffs persist, earning-asset growth and interest income can be constrained for multiple quarters.
Competitive CRE PressuresLarger regional competitors returning with materially tighter CRE spreads and loosened covenant terms can force margin compression or lost opportunities. FFBC's reluctance to match loosened protections risks lost market share or accepting weaker economics, pressuring long-term lending margins and portfolio risk-return profiles.
Asset Quality UptickA recent uptick in net charge-offs and a modest decline in ACL coverage signal emerging credit stress concentrated in a large relationship. Even modest deterioration can necessitate higher provisions, weigh on earnings and capital, and indicate vulnerability to macro or idiosyncratic shocks over the coming 2–6 months.
First Financial Bancorp News
FI5 FAQ
What was First Financial Bancorp.’s price range in the past 12 months?
First Financial Bancorp. lowest stock price was €18.90 and its highest was €29.60 in the past 12 months.
What is First Financial Bancorp.’s market cap?
First Financial Bancorp.’s market cap is €3.06B.
When is First Financial Bancorp.’s upcoming earnings report date?
First Financial Bancorp.’s upcoming earnings report date is Jul 21, 2026 which is in 12 days.
How were First Financial Bancorp.’s earnings last quarter?
First Financial Bancorp. released its earnings results on Apr 23, 2026. The company reported €0.621 earnings per share for the quarter, beating the consensus estimate of €0.536 by €0.085.
Is First Financial Bancorp. overvalued?
According to Wall Street analysts First Financial Bancorp.’s price is currently Undervalued.
Does First Financial Bancorp. pay dividends?
First Financial Bancorp. does not currently pay dividends.
What is First Financial Bancorp.’s EPS estimate?
First Financial Bancorp.’s EPS estimate is 0.68.
How many shares outstanding does First Financial Bancorp. have?
First Financial Bancorp. has 104,929,375 shares outstanding.
What happened to First Financial Bancorp.’s price movement after its last earnings report?
First Financial Bancorp. reported an EPS of €0.621 in its last earnings report, beating expectations of €0.536. Following the earnings report the stock price went up 2.5%.
Which hedge fund is a major shareholder of First Financial Bancorp.?
Currently, no hedge funds are holding shares in DE:FI5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Bancorp Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€30.36 (28.64% Upside)
€30.36 (28.64% Upside)
Blogger Sentiment
Bullish
DE:FI5 Sentiment 70%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth €1.1M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
39.63%
12-Months-Change
Fundamentals
Return on Equity
10.23%
Trailing 12-Months
Asset Growth
23.43%
Trailing 12-Months
Company Description
First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FI5 Company Deck
FI5 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive performance: materially stronger earnings, resilient margin, record fee income, successful acquisitions and improving capital metrics outweighed the key challenges of ICRE payoff-driven loan pressure, a modest rise in net charge-offs tied to one relationship, and competitive/market uncertainties. Management provided constructive guidance for Q2 (mid-single-digit annualized loan growth, stable NIM, fee income and expense targets) and clear plans for deploying cash, realizing acquisition cost savings, and returning capital to shareholders.View all DE:FI5 earnings summariesFI5 Stock 12 Month Forecast
Average Price Target
€30.36
▲(28.64% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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