FI5 Stock Chart & Stats
€28.60
-€0.20(-0.69%)
At close: 4:00 PM EDT
€28.60
-€0.20(-0.69%)
Day’s Range― - ―
52-Week Range€18.90 - €30.80
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€2.97B
Enterprise Value€4.40K
Total Cash (Recent Filing)€5.87B
Total Debt (Recent Filing)€952.55M
Price to Earnings (P/E)11.5
Beta0.42
Next Earnings
Oct 22, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.87
Shares Outstanding104,968,940
10 Day Avg. Volume0
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)0.86
Price to Sales (P/S)1.89
P/FCF Ratio7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€31.37Price Target Upside9.69% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)2.68
Revenue Forecast (FY)€951.25M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationFCF nearly equaling net income indicates earnings are well-supported by cash, improving resilience to cyclical pressures. Durable cash generation sustains dividends, funds organic growth and M&A integration costs, and provides flexibility to absorb provisioning or reinvest in loans over the medium term.
Improving Leverage And Capital MetricsMaterial reduction in leverage and rising equity alongside assets strengthens the balance sheet, lowering funding and regulatory risk. Better capital ratios expand the bank's capacity for lending, M&A, and shareholder returns while providing a buffer against credit stress in the 2–6 month horizon and beyond.
Accretive, Execution-focused M&A StrategyA track record of accretive acquisitions and high client retention demonstrates scalable expansion of footprint and deposits. When integrations deliver cost synergies and deposit lifts, they sustainably boost loan funding, diversify revenue pools, and can accelerate medium-term earnings growth and franchise value.
Bears Say
Noninterest Income VolatilityVolatile fee lines (FX, investment banking) reduce predictability of core earnings and limit diversification benefits. Reliance on deal-driven fees makes near-term revenue swing-prone, complicating planning for expense and capital allocation and raising execution risk for durable margin expansion.
Elevated Credit-cost GuidanceA planned increase in expected net charge-offs implies higher provisioning and pressure on net income and returns. If credit stress broadens, loan loss reserves and capital usage could rise, constraining lending growth and shareholder distributions over the medium term.
Temporary Excess Securities/funding Mix RiskA sizable, above-target securities book represents idle low-yield assets that depress NIM until deployed. The planned 1–2 year run-down ties loan growth and margin improvement to successful reinvestment or sales, exposing medium-term earnings to execution and interest-rate risks during redeployment.
First Financial Bancorp News
FI5 FAQ
What was First Financial Bancorp.’s price range in the past 12 months?
First Financial Bancorp. lowest stock price was €18.90 and its highest was €30.80 in the past 12 months.
What is First Financial Bancorp.’s market cap?
First Financial Bancorp.’s market cap is €2.97B.
When is First Financial Bancorp.’s upcoming earnings report date?
First Financial Bancorp.’s upcoming earnings report date is Oct 22, 2026 which is in 58 days.
How were First Financial Bancorp.’s earnings last quarter?
First Financial Bancorp. released its earnings results on Jul 21, 2026. The company reported €0.626 earnings per share for the quarter, missing the consensus estimate of €0.669 by -€0.043.
Is First Financial Bancorp. overvalued?
According to Wall Street analysts First Financial Bancorp.’s price is currently Undervalued.
Does First Financial Bancorp. pay dividends?
First Financial Bancorp. does not currently pay dividends.
What is First Financial Bancorp.’s EPS estimate?
First Financial Bancorp.’s EPS estimate is 0.69.
How many shares outstanding does First Financial Bancorp. have?
First Financial Bancorp. has 104,968,940 shares outstanding.
What happened to First Financial Bancorp.’s price movement after its last earnings report?
First Financial Bancorp. reported an EPS of €0.626 in its last earnings report, missing expectations of €0.669. Following the earnings report the stock price went up 0.662%.
Which hedge fund is a major shareholder of First Financial Bancorp.?
Currently, no hedge funds are holding shares in DE:FI5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Bancorp Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€31.37 (9.69% Upside)
€31.37 (9.69% Upside)
Blogger Sentiment
Bullish
DE:FI5 Sentiment 67%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €478.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.38%
12-Months-Change
Fundamentals
Return on Equity
3.06%
Trailing 12-Months
Asset Growth
20.42%
Trailing 12-Months
Company Description
First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FI5 Company Deck
FI5 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operating and capital story: record adjusted earnings, strong loan growth, healthy margins and improving credit metrics, plus successful integrations and an accretive M&A add-on (Finward) that expands footprint. Lowlights were largely operational/timing issues (lumpy fee income, temporary securities positioning, a Q2 pause on buybacks) and modest pressures on accretion/asset yields. On balance the positive financial results, credit trends, capital strength, expense synergies and strategic, accretive acquisition activity outweigh the transitory and manageable negatives.View all DE:FI5 earnings summariesFI5 Stock 12 Month Forecast
Average Price Target
€31.37
▲(9.69% Upside)
Technical Analysis
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