FC8 Stock Chart & Stats
€7.95
€0.15(1.86%)
At close: 4:00 PM EDT
€7.95
€0.15(1.86%)
Day’s Range― - ―
52-Week Range€6.35 - €8.85
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€179.05M
Enterprise Value€4.07B
Total Cash (Recent Filing)€7.50M
Total Debt (Recent Filing)€4.01B
Price to Earnings (P/E)9.2
Beta0.29
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.99
Shares Outstanding21,905,186
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-4.77
Price to Book (P/B)0.66
Price to Sales (P/S)0.48
P/FCF Ratio0.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.11
Revenue Forecast (FY)€456.34M
Bulls Say, Bears Say
Bulls Say
Origination And Revenue GrowthStrong origination growth is expanding the receivables base and creating additional earning assets for CPSS. Revenue is also rising alongside volume, indicating that dealer demand and borrower applications are translating into sustained business growth rather than isolated portfolio expansion.
Improving Credit PerformanceImproving delinquencies, charge-offs, and recoveries support the economics of CPSS’s subprime lending model. Management is achieving these gains while maintaining a roughly 51% approval rate, suggesting underwriting discipline is helping protect portfolio yields as originations and applications grow.
Expanded Funding CapacityExpanded secured borrowing capacity gives CPSS more room to fund receivable growth and respond to demand from its dealership network. Crossing $1 billion of aggregate capacity strengthens near-term liquidity access and supports the scalability of its established loan acquisition and servicing platform.
Bears Say
Very High Balance-sheet LeverageThe highly leveraged capital structure leaves CPSS with limited balance-sheet cushion if credit losses rise or portfolio performance weakens. Debt materially exceeds equity, so stress in receivables or funding markets could have an outsized effect on financial flexibility and capital allocation.
Elevated Credit Losses And RecoveriesCredit metrics remain materially elevated for a lender serving non-prime borrowers, even after recent improvement. Persistently high delinquencies and charge-offs, combined with recoveries below historical targets, can reduce portfolio profitability and make earnings more sensitive to employment and borrower conditions.
Funding-cost And Securitization DependenceCPSS relies on securitizations and secured financing to fund its growing receivables, making profitability sensitive to capital-market access and borrowing costs. Higher interest expense can compress the spread earned on loans, while weaker securitization conditions could restrict growth or increase refinancing pressure.
Consumer Portfolio Services News
FC8 FAQ
What was Consumer Portfolio Services’s price range in the past 12 months?
Consumer Portfolio Services lowest stock price was €6.35 and its highest was €8.85 in the past 12 months.
What is Consumer Portfolio Services’s market cap?
Consumer Portfolio Services’s market cap is €179.05M.
When is Consumer Portfolio Services’s upcoming earnings report date?
Consumer Portfolio Services’s upcoming earnings report date is Nov 05, 2026 which is in 21 days.
How were Consumer Portfolio Services’s earnings last quarter?
Consumer Portfolio Services released its earnings results on Aug 04, 2026. The company reported €0.241 earnings per share for the quarter.
Is Consumer Portfolio Services overvalued?
According to Wall Street analysts Consumer Portfolio Services’s price is currently Overvalued.
Does Consumer Portfolio Services pay dividends?
Consumer Portfolio Services does not currently pay dividends.
What is Consumer Portfolio Services’s EPS estimate?
Consumer Portfolio Services’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Consumer Portfolio Services have?
Consumer Portfolio Services has 21,905,186 shares outstanding.
What happened to Consumer Portfolio Services’s price movement after its last earnings report?
Consumer Portfolio Services reported an EPS of €0.241 in its last earnings report. Following the earnings report the stock price went down -4.79%.
Which hedge fund is a major shareholder of Consumer Portfolio Services?
Currently, no hedge funds are holding shares in DE:FC8
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Consumer Portfolio Services Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
DE:FC8 Sentiment 100%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €1.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.80%
12-Months-Change
Fundamentals
Return on Equity
6.91%
Trailing 12-Months
Asset Growth
17.49%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Consumer Portfolio Services
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
FC8 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive operational and financial picture: strong, sustained originations growth (QoQ and YoY), rising revenues, improved profitability and portfolio growth, plus meaningful improvements in several credit metrics and record equity/cash positions. Management maintained disciplined underwriting while expanding sales and dealer networks, and they increased securitization/warehouse capacity. Key risks are higher funding costs (interest and securitization rates), ongoing elevated delinquencies/charge-offs (albeit improving), and recoveries that remain below historical targets. On balance, the positives — robust originations, revenue and earnings growth, portfolio expansion, and improving credit trends — outweigh the listed challenges.View all DE:FC8 earnings summaries