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Essent Group (DE:EG0)
FRANKFURT:EG0
Germany Market
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Essent Group (EG0) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 13, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
1.52
Last Year’s EPS
1.37
Same Quarter Last Year
Based on 4 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Sep 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call reflected a strong financial position and robust capital strategy with continued share repurchases and dividend payouts. Despite a decline in net income and an increase in default rates and provisions for losses, the company's credit quality and persistency rates remain high. The overall sentiment is balanced, highlighting resilience amidst some challenges.
Company Guidance
In Essent Group Ltd.'s third-quarter earnings call for 2025, the company reported a net income of $164 million, down from $176 million a year ago, with a diluted earnings per share of $1.67 compared to $1.65 last year. The U.S. Mortgage Insurance in force grew 2% to $249 billion, with a persistency rate of 86%. The weighted average FICO score was 746, and the portfolio default rate slightly increased to 2.29%. Essent's consolidated cash and investments totaled $6.6 billion, with an annualized investment yield of 3.9%. The company maintained a strong balance sheet with $5.7 billion in GAAP equity and $1.4 billion in excess of loss reinsurance. Essent repurchased nearly 9 million shares for over $500 million year-to-date and announced a new $500 million share repurchase authorization. Additionally, a common dividend of $0.31 for the fourth quarter of 2025 was approved. The company continues to focus on a conservative capital strategy, balancing business investment with returning capital to shareholders.
Strong Financial Position
As of September 30, the U.S. Mortgage Insurance in force was $249 billion, a 2% increase from a year ago. The company's consolidated cash and investments totaled $6.6 billion with an annualized investment yield of 3.9%.
Robust Capital Strategy
Essent Group repurchased nearly 9 million shares for over $500 million year-to-date through October 31 and announced a new $500 million share repurchase authorization through year-end 2027. A common dividend of $0.31 for the fourth quarter of 2025 was approved.
High Persistency and Credit Quality
The 12-month persistency rate was 86% as of September 30, with a weighted average FICO of 746 and a weighted average original LTV of 93%.
Strong Earnings and Cash Flow
The company generated a 12-month operating cash flow of $854 million, maintaining a strong balance sheet to navigate market volatility.

Essent Group (DE:EG0) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

DE:EG0 Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 13, 2026
2025 (Q4)
1.52 / -
1.366
Sep 30, 2025
2025 (Q3)
1.53 / 1.44
1.4261.21% (+0.02)
Aug 08, 2025
2025 (Q2)
1.48 / 1.67
1.6511.05% (+0.02)
May 09, 2025
2025 (Q1)
1.43 / 1.46
1.469-0.59% (>-0.01)
Feb 14, 2025
2024 (Q4)
1.42 / 1.37
1.418-3.66% (-0.05)
Nov 01, 2024
2024 (Q3)
1.49 / 1.43
1.435-0.60% (>-0.01)
Aug 02, 2024
2024 (Q2)
1.45 / 1.65
1.39218.63% (+0.26)
May 03, 2024
2024 (Q1)
1.38 / 1.47
1.3746.92% (+0.10)
Feb 09, 2024
2023 (Q4)
1.37 / 1.42
1.18419.71% (+0.23)
Nov 02, 2023
2023 (Q3)
1.36 / 1.43
1.4350.00% (0.00)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

DE:EG0 Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Sep 30, 2025
€55.00€54.00-1.82%
Aug 08, 2025
€48.76€48.56-0.41%
May 09, 2025
€50.48€50.97+0.98%
Feb 14, 2025
€53.63€54.12+0.92%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Essent Group (DE:EG0) report earnings?
Essent Group (DE:EG0) is schdueled to report earning on Feb 13, 2026, Before Open (Confirmed).
    What is Essent Group (DE:EG0) earnings time?
    Essent Group (DE:EG0) earnings time is at Feb 13, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of Essent Group stock?
          The P/E ratio of Essent Group is N/A.
            What is DE:EG0 EPS forecast?
            DE:EG0 EPS forecast for the fiscal quarter 2025 (Q4) is 1.52.
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