CS3 Stock Chart & Stats
€4.74
€0.10(2.11%)
At close: 4:00 PM EDT
€4.74
€0.10(2.11%)
Day’s Range― - ―
52-Week Range€3.80 - €6.10
Previous CloseN/A
Volume1.10K
Average Volume (3M)0.00
Market Cap
€699.13M
Enterprise Value€1.74K
Total Cash (Recent Filing)€1.19B
Total Debt (Recent Filing)€1.91B
Price to Earnings (P/E)―
Beta1.62
Next Earnings
Mar 16, 2027EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)-0.57
Shares Outstanding150,722,890
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)0.39
Price to Sales (P/S)0.75
P/FCF Ratio1.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€5.62Price Target Upside18.55% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€7.72M
Bulls Say, Bears Say
Bulls Say
Specialist Lending Platform With Secured ExposureClose Brothers operates in selected lending niches where specialist expertise and secured exposures can support disciplined underwriting. Its substantial customer base and diversified Commercial, Retail and Property franchises provide an established platform for recurring lending income and measured growth.
Strong Recent Cash Generation And Improving LeverageRecent positive operating and free cash flow provides an important source of internal funding despite reported accounting losses. Combined with lower leverage, this improves financial flexibility and supports the group’s ability to absorb pressure while continuing to invest in its specialist banking franchises.
Cost Savings And Operating Leverage PotentialCost execution is progressing ahead of the original target, creating a durable opportunity to rebuild profitability as loan growth resumes. Further savings, stable FY27 costs and a targeted efficiency-income ratio below 60% by FY28 could improve operating leverage over the medium term.
Bears Say
Sharp Deterioration In Revenue And ProfitabilityThe shift from several years of profitability to sustained losses indicates that current operations are not yet generating adequate returns on the capital base. Shrinking revenue and negative EBIT weaken retained capital formation and make recovery dependent on successful repositioning and cost control.
Motor Finance Redress And Legal UncertaintyThe large Motor Finance provision and unresolved legal challenges create a material source of potential financial volatility beyond ordinary credit performance. Further regulatory, legal or industry developments could require additional costs, constrain capital allocation and delay a return to shareholder distributions.
Persistent Net Interest Margin PressureLower NIM directly reduces earnings generated from the core lending franchise, particularly when the headline loan book is broadly flat. The planned Premium Finance repositioning and changing mix may improve quality over time, but they create an ongoing medium-term drag on revenue conversion.
Close Brothers Group News
CS3 FAQ
What was Close Brothers Group’s price range in the past 12 months?
Close Brothers Group lowest stock price was €3.80 and its highest was €6.10 in the past 12 months.
What is Close Brothers Group’s market cap?
Close Brothers Group’s market cap is €699.13M.
When is Close Brothers Group’s upcoming earnings report date?
Close Brothers Group’s upcoming earnings report date is Mar 16, 2027 which is in 164 days.
How were Close Brothers Group’s earnings last quarter?
Close Brothers Group released its earnings results on Sep 29, 2026. The company reported €0.24 earnings per share for the quarter, beating the consensus estimate of €0.174 by €0.066.
Is Close Brothers Group overvalued?
According to Wall Street analysts Close Brothers Group’s price is currently Undervalued.
Does Close Brothers Group pay dividends?
Close Brothers Group pays a Semiannually dividend of €0.534 which represents an annual dividend yield of 8.86%. See more information on Close Brothers Group dividends here
What is Close Brothers Group’s EPS estimate?
Close Brothers Group’s EPS estimate is 0.29.
How many shares outstanding does Close Brothers Group have?
Close Brothers Group has 150,722,890 shares outstanding.
What happened to Close Brothers Group’s price movement after its last earnings report?
Close Brothers Group reported an EPS of €0.24 in its last earnings report, beating expectations of €0.174. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Close Brothers Group?
Currently, no hedge funds are holding shares in DE:CS3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Close Brothers Group
Close Brothers Group plc is a long-established UK-based merchant bank, dedicated to providing a comprehensive range of financial solutions to individuals and small enterprises across the United Kingdom. Its operations are strategically segmented into five core divisions: Commercial, Retail, Property, Asset Management, and Securities. The company offers diverse savings products, encompassing personal, business, and pension deposit accounts. Its extensive lending portfolio features asset finance, asset-based lending, commercial vehicle rental, short-term bridging loans, and insurance premium financing. Close Brothers also facilitates invoice discounting, factoring, and various property finance solutions. Further specialized offerings include funding for general aviation aircraft and marine vessels, sale-and-rent-back services for the brewing sector, and broker finance tailored for the agriculture, construction, manufacturing, and transport industries. The group provides leasing services for IT equipment, construction, manufacturing, and other specialized assets, alongside bespoke loan, hire purchase, leasing, and refinancing packages for professionals in the dental, medical, pharmacy, and veterinary sectors. Beyond traditional banking, Close Brothers delivers financial education, investment management, and planning advice, while empowering self-directed investors with online portfolio management tools and offering dedicated services to financial advisors. On the institutional front, the company provides liquidity and flexible execution services to retail stockbrokers, wealth managers, and institutional investors. Its capabilities also extend to market making, sales, research, corporate broking, and comprehensive dealing, custody, and settlement services for institutional, wealth management, and brokerage clientele. Close Brothers Group plc was established in 1878 and is headquartered in London, United Kingdom.
CS3 Company Deck
CS3 Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strategically optimistic, with management highlighting recovered loan growth, strong cost execution, improving credit metrics, robust capital and liquidity, and confidence in achieving double-digit returns by FY28. However, current-year income and profit declined, NIM is expected to fall further, the Motor Finance redress provision and legal uncertainty remain significant, Property faces market and impairment challenges, and no FY26 final dividend was declared. Overall, the positive strategic and forward outlook outweighed the stated financial and regulatory challenges.View all DE:CS3 earnings summariesCS3 Stock 12 Month Forecast
Average Price Target
€5.62
▲(18.55% Upside)