CS3 Stock Chart & Stats
€5.25
-€0.04(-1.48%)
At close: 4:00 PM EST
€5.25
-€0.04(-1.48%)
Day’s Range― - ―
52-Week Range€3.80 - €6.35
Previous CloseN/A
Volume0.00
Average Volume (3M)69.00
Market Cap
€724.54M
Enterprise Value€1.68B
Total Cash (Recent Filing)€1.39B
Total Debt (Recent Filing)€2.37B
Price to Earnings (P/E)―
Beta1.37
Next Earnings
Sep 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.35
Shares Outstanding150,703,220
10 Day Avg. Volume0
30 Day Avg. Volume69
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)0.39
Price to Sales (P/S)0.89
P/FCF Ratio1.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€6.01Price Target Upside14.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€7.50M
Bulls Say, Bears Say
Bulls Say
Specialist Lending & Wealth Management FocusClose Brothers’ focus on specialist lending and wealth management creates a durable, fee-diversified franchise. Niche asset-backed and purpose-specific lending drives proprietary origination, while recurring AUM fees add predictability and client stickiness across cycles.
Strong Cash Flow ReboundThe marked rebound to operating cash flow (~£351m) and free cash flow (~£346m) materially improves near-term liquidity and internal funding capacity. Strong cash conversion enhances flexibility to de-lever, fund loan originations and support strategic priorities without relying solely on external funding.
Resilient Operating ProfitabilityAn improved EBIT margin (~18% in FY2025 versus ~14% prior) suggests structural operating efficiency in core lending and wealth businesses. Higher operating profitability provides a durable buffer to absorb credit losses and supports a faster recovery in net earnings if below-the-line pressures normalize.
Bears Say
Sharp Revenue Decline And Net LossRevenue down ~42% with a net loss of -£77.9m in FY2025 materially weakens the group’s scale and recurring fee base. Such a severe top-line contraction reduces earnings power, may reflect weaker origination or pricing, and risks a multi-quarter recovery before structural profitability is restored.
Higher Leverage And Reduced EquityLeverage increased (debt-to-equity ~1.63; total debt ~£2.51bn) while equity has fallen, reducing capital flexibility. For a regional bank, this elevates regulatory and refinancing risk, tightens buffers against further credit losses, and may constrain growth or require capital issuance under stress.
Volatile Cash Generation And Low CoverageCash generation has been inconsistent (notable outflows in FY2022 and FY2024) and operating cash flow coverage remained modest (~0.14 in FY2025). This volatility weakens predictability for debt servicing and limits headroom for investments or capital returns during cyclical downturns.
Close Brothers Group News
CS3 FAQ
What was Close Brothers Group’s price range in the past 12 months?
Close Brothers Group lowest stock price was €3.80 and its highest was €6.35 in the past 12 months.
What is Close Brothers Group’s market cap?
Close Brothers Group’s market cap is €724.54M.
When is Close Brothers Group’s upcoming earnings report date?
Close Brothers Group’s upcoming earnings report date is Sep 29, 2026 which is in 75 days.
How were Close Brothers Group’s earnings last quarter?
Close Brothers Group released its earnings results on Mar 17, 2026. The company reported €0.318 earnings per share for the quarter, beating the consensus estimate of €0.237 by €0.081.
Is Close Brothers Group overvalued?
According to Wall Street analysts Close Brothers Group’s price is currently Undervalued.
Does Close Brothers Group pay dividends?
Close Brothers Group pays a Semiannually dividend of €0.534 which represents an annual dividend yield of N/A. See more information on Close Brothers Group dividends here
What is Close Brothers Group’s EPS estimate?
Close Brothers Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Close Brothers Group have?
Close Brothers Group has 150,703,220 shares outstanding.
What happened to Close Brothers Group’s price movement after its last earnings report?
Close Brothers Group reported an EPS of €0.318 in its last earnings report, beating expectations of €0.237. Following the earnings report the stock price went down -12.931%.
Which hedge fund is a major shareholder of Close Brothers Group?
Currently, no hedge funds are holding shares in DE:CS3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Close Brothers Group
Close Brothers Group plc is a long-established UK-based merchant bank, dedicated to providing a comprehensive range of financial solutions to individuals and small enterprises across the United Kingdom. Its operations are strategically segmented into five core divisions: Commercial, Retail, Property, Asset Management, and Securities. The company offers diverse savings products, encompassing personal, business, and pension deposit accounts. Its extensive lending portfolio features asset finance, asset-based lending, commercial vehicle rental, short-term bridging loans, and insurance premium financing. Close Brothers also facilitates invoice discounting, factoring, and various property finance solutions. Further specialized offerings include funding for general aviation aircraft and marine vessels, sale-and-rent-back services for the brewing sector, and broker finance tailored for the agriculture, construction, manufacturing, and transport industries. The group provides leasing services for IT equipment, construction, manufacturing, and other specialized assets, alongside bespoke loan, hire purchase, leasing, and refinancing packages for professionals in the dental, medical, pharmacy, and veterinary sectors. Beyond traditional banking, Close Brothers delivers financial education, investment management, and planning advice, while empowering self-directed investors with online portfolio management tools and offering dedicated services to financial advisors. On the institutional front, the company provides liquidity and flexible execution services to retail stockbrokers, wealth managers, and institutional investors. Its capabilities also extend to market making, sales, research, corporate broking, and comprehensive dealing, custody, and settlement services for institutional, wealth management, and brokerage clientele. Close Brothers Group plc was established in 1878 and is headquartered in London, United Kingdom.
CS3 Stock 12 Month Forecast
Average Price Target
€6.01
▲(14.41% Upside)