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Banco Santander US (DE:BSDK)
NYSE:BSDK

Banco Santander SA (BSDK) Price & Analysis

1 Followers

BSDK Stock Chart & Stats

€10.60
€0.12(2.71%)
At close: 4:00 PM EST
€10.60
€0.12(2.71%)

Bulls Say, Bears Say

Bulls Say
Revenue And Profitability RecoverySantander delivered a durable improvement in underlying earnings, with sharp revenue expansion and normalization of profitability to ~11.8% in 2025. Stronger core income suggests the retail/commercial model is regaining traction and supports sustainable earnings power across cycles.
Large Equity Base And Solid ROEA sizable equity base (~$103bn) combined with a mid-teens ROE indicates capacity to absorb shocks while still generating attractive returns on capital. This structural balance supports lending growth, regulatory buffers and capacity for disciplined capital deployment over months.
Strategic UK Scale Via TSB AcquisitionCompleting the TSB purchase materially increases Santander's UK retail scale, diversifying revenue mix and customer deposits. Scale in retail banking drives long-term cost efficiencies, cross-sell opportunities and stronger competitive positioning in a core European market.
Bears Say
Elevated LeverageDebt-to-equity rising to ~4.8–4.9x (from ~3.2–3.3x) increases sensitivity to funding and credit conditions. Structurally higher leverage constrains flexibility for lending, dividends or buybacks and raises refinancing and regulatory risk over the medium term.
Weak Recent Cash GenerationNegative operating and free cash flow in 2024–2025 marks a material deterioration from prior years. Persistently weak cash conversion reduces internal funding for balance-sheet growth and shareholder returns, increasing reliance on external capital across the medium term.
Reliance On Contingent Capital (AT1)Tapping AT1 markets with $1.5bn of contingent convertibles signals dependency on loss-absorbing instruments to meet regulatory buffers. Such issuance can be more costly and can dilute or reset capital in stress, indicating constrained conventional capital sources over the medium term.

Banco Santander SA News

BSDK FAQ

What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was €7.10 and its highest was €12.40 in the past 12 months.
    What is Banco Santander US’s market cap?
    Banco Santander US’s market cap is €175.23B.
      When is Banco Santander US’s upcoming earnings report date?
      Banco Santander US’s upcoming earnings report date is Jul 22, 2026 which is in 4 days.
        How were Banco Santander US’s earnings last quarter?
        Banco Santander US released its earnings results on Apr 29, 2026. The company reported €0.368 earnings per share for the quarter, beating the consensus estimate of €0.246 by €0.122.
          Is Banco Santander US overvalued?
          According to Wall Street analysts Banco Santander US’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Banco Santander US pay dividends?
            Banco Santander US does not currently pay dividends.
            What is Banco Santander US’s EPS estimate?
            Banco Santander US’s EPS estimate is 0.25.
              How many shares outstanding does Banco Santander US have?
              Banco Santander US has 14,689,319,000 shares outstanding.
                What happened to Banco Santander US’s price movement after its last earnings report?
                Banco Santander US reported an EPS of €0.368 in its last earnings report, beating expectations of €0.246. Following the earnings report the stock price went up 0.48%.
                  Which hedge fund is a major shareholder of Banco Santander US?
                  Currently, no hedge funds are holding shares in DE:BSDK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Banco Santander US

                    Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.

                    Banco Santander SA (BSDK) Earnings & Revenues

                    BSDK Stock 12 Month Forecast

                    Average Price Target

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