AFL Stock Chart & Stats
€110.35
€1.45(1.33%)
At close: 4:00 PM EDT
€110.35
€1.45(1.33%)
Day’s Range― - ―
52-Week Range€84.18 - €113.95
Previous CloseN/A
Volume100.00
Average Volume (3M)74.00
Market Cap
€56.24B
Enterprise Value€64.39K
Total Cash (Recent Filing)€71.50B
Total Debt (Recent Filing)€7.91B
Price to Earnings (P/E)14.5
Beta0.09
Next Earnings
Aug 06, 2026EPS Estimate
1.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.80
Shares Outstanding508,984,900
10 Day Avg. Volume171
30 Day Avg. Volume74
Financial Highlights & Ratios
PEG Ratio-0.55
Price to Book (P/B)1.98
Price to Sales (P/S)3.35
P/FCF Ratio22.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€100.34Price Target Upside-9.07% Downside
Rating ConsensusHold
Number of Analyst Covering11
EPS Forecast (FY)6.17
Revenue Forecast (FY)€14.74B
Bulls Say, Bears Say
Bulls Say
Capital Strength And Shareholder ReturnsAnalyst highlights that Aflac's large excess capital and higher capital levels provide flexibility for share buybacks and dividend increases, supporting shareholder returns.
Fee-based Business MomentumAnalyst expects momentum in fee-based businesses such as annuities and asset management, along with improving margins in interest-sensitive and mortality products, to boost earnings.
Macroeconomic EnvironmentAnalyst notes a favorable macro backdrop, including strong equity markets and manageable credit losses, that can support improved operating results for life insurers.
Bears Say
Credit Quality And Investment RiskAnalyst warns that deterioration in high-grade corporate credit could weaken insurers' investment portfolios and put pressure on results.
AFLAC News
AFL FAQ
What was AFLAC’s price range in the past 12 months?
AFLAC lowest stock price was €84.18 and its highest was €113.95 in the past 12 months.
What is AFLAC’s market cap?
AFLAC’s market cap is €56.24B.
When is AFLAC’s upcoming earnings report date?
AFLAC’s upcoming earnings report date is Aug 06, 2026 which is in 4 days.
How were AFLAC’s earnings last quarter?
AFLAC released its earnings results on Apr 29, 2026. The company reported €1.517 earnings per share for the quarter, missing the consensus estimate of €1.555 by -€0.038.
Is AFLAC overvalued?
According to Wall Street analysts AFLAC’s price is currently Overvalued.
Does AFLAC pay dividends?
AFLAC does not currently pay dividends.
What is AFLAC’s EPS estimate?
AFLAC’s EPS estimate is 1.53.
How many shares outstanding does AFLAC have?
AFLAC has 508,984,900 shares outstanding.
What happened to AFLAC’s price movement after its last earnings report?
AFLAC reported an EPS of €1.517 in its last earnings report, missing expectations of €1.555. Following the earnings report the stock price went down -2.699%.
Which hedge fund is a major shareholder of AFLAC?
Currently, no hedge funds are holding shares in DE:AFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AFLAC Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
€100.34 (-9.07% Downside)
€100.34 (-9.07% Downside)
Blogger Sentiment
Neutral
DE:AFL Sentiment 56%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $89.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.21%
12-Months-Change
Fundamentals
Return on Equity
1.85%
Trailing 12-Months
Asset Growth
-3.56%
Trailing 12-Months
Company Description
AFLAC
Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
AFL Company Deck
AFL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call portrayed a positive tone driven by very strong Japan new-business momentum (25.5% sales growth), solid U.S. premium growth and persistency, healthy capital/liquidity levels and continued shareholder returns. Offsetting items include pressure on earned premiums in Japan, some one-time reserve and investment-related volatility (charge-offs and real estate impairments), a weaker Corporate & Other quarter, and near-term impacts from reinsurance cessions. Management emphasized strategic execution (product, distribution, reinsurance expansion) and capital flexibility to manage these headwinds.View all DE:AFL earnings summariesAFL Revenue Breakdown
54.52% Aflac Japan
40.22% Aflac U.S.
7.44% Corporate and other
-3.33% Net investment
0.26% Amortized hedge costs
-0.57% Amortized hedge income
1.47% Net interest (income) expense from derivatives associated with certain investment strategies

AFL Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€100.34
▼(-9.07% Downside)
Technical Analysis
1 Day
3 Days
1 Week
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