Record-Breaking Performance
Affirm set a new record in most of its metrics during fiscal Q4, despite it being an off-peak period.
Growth in 0% APR Products
The 0% APR product attracted a significant number of new users, with half of the first-time users opting for it, and it showed strong repeat use.
Expansion in Funding Capacity
Funding capacity increased by roughly 55% year-over-year, with significant utilization flexibility.
Affirm Card Performance
The Affirm Card showed strong performance with $1.2 billion in volume and a 10% attach rate, with 0% volume on the card tripling.
International Expansion
Affirm is testing its U.K. market entry with Shopify and anticipates further expansion in Europe.