Total Valuation
Affirm Holdings has a market cap or net worth of €21.98B. The enterprise value is €35.26K.
Market Cap€21.98B
Enterprise Value€35.26K
Share Statistics
Affirm Holdings has 294,357,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding294,357,800
Owned by Insiders0.98%
Owned by Institutions32.28%
Financial Efficiency
Affirm Holdings’s return on equity (ROE) is 0.35 and return on invested capital (ROIC) is 7.57%.
Return on Equity (ROE)0.35
Return on Assets (ROA)0.12
Return on Invested Capital (ROIC)7.57%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee521.27K
Profits Per Employee874.79K
Employee Count2,206
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Affirm Holdings is 67.4. Affirm Holdings’s PEG ratio is 0.00405.
PE Ratio67.4
PS Ratio23.77
PB Ratio4.98
Price to Fair Value4.98
Price to FCF27.53
Price to Operating Cash Flow25.87
PEG Ratio0.00405
Income Statement
In the last 12 months, Affirm Holdings had revenue of 1.15B and earned 1.93B in profits. Earnings per share was 5.76.
Revenue1.15B
Gross Profit0.00
Operating Income416.98M
Pretax Income492.73M
Net Income1.93B
EBITDA416.98M
Earnings Per Share (EPS)5.76
Cash Flow
In the last 12 months, operating cash flow was 1.01B and capital expenditures -222.59M, giving a free cash flow of 787.11M billion.
Operating Cash Flow1.01B
Free Cash Flow787.11M
Free Cash Flow per Share2.67
Dividends & Yields
Affirm Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.03
52-Week Price Change-10.31%
50-Day Moving Average71.30
200-Day Moving Average73.18
Relative Strength Index (RSI)43.92
Average Volume (3m)720.00
Important Dates
Affirm Holdings upcoming earnings date is Nov 11, 2026, After Close (Confirmed).
Last Earnings DateAug 27, 2026
Next Earnings DateNov 11, 2026
Ex-Dividend Date―
Financial Position
Affirm Holdings as a current ratio of 34.11, with Debt / Equity ratio of 235.57%
Current Ratio34.11
Quick Ratio34.11
Debt to Market Cap0.04
Net Debt to EBITDA-1.20
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Affirm Holdings has paid -1.44B in taxes.
Income Tax-1.44B
Effective Tax Rate-2.92
Enterprise Valuation
Affirm Holdings EV to EBITDA ratio is 64.35, with an EV/FCF ratio of 27.03.
EV to Sales23.33
EV to EBITDA64.35
EV to Free Cash Flow27.03
EV to Operating Cash Flow21.80
Balance Sheet
Affirm Holdings has €2.97B in cash and marketable securities with €8.91B in debt, giving a net cash position of -€5.94B billion.
Cash & Marketable Securities€2.97B
Total Debt€8.91B
Net Cash-€5.94B
Net Cash Per Share-€20.19
Tangible Book Value Per Share€14.72
Margins
Gross margin is 67.71%, with operating margin of 36.26%, and net profit margin of 167.82%.
Gross Margin67.71%
Operating Margin36.26%
Pretax Margin42.85%
Net Profit Margin167.82%
EBITDA Margin36.26%
EBIT Margin0.00%
Analyst Forecast
The average price target for Affirm Holdings is €85.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€85.75
Price Target Upside29.98% Upside
Analyst ConsensusStrong Buy
Analyst Count25
Revenue Growth Forecast22.35%
EPS Growth Forecast―