Northeast Bancorp (DE:73K)
FRANKFURT:73K
73K Stock Chart & Stats
€102.00
€1.00(1.12%)
At close: 4:00 PM EST
€102.00
€1.00(1.12%)
Day’s Range― - ―
52-Week Range€69.50 - €110.00
Previous CloseN/A
Volume10.00
Average Volume (3M)1.00
Market Cap
€859.48M
Enterprise Value€1.74B
Total Cash (Recent Filing)€2.40M
Total Debt (Recent Filing)€737.79M
Price to Earnings (P/E)10.5
Beta0.62
Next Earnings
Aug 03, 2026EPS Estimate
2.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)11.86
Shares Outstanding7,977,690
10 Day Avg. Volume1
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.46
Price to Sales (P/S)2.05
P/FCF Ratio13.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€112.41Price Target Upside10.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)10.97
Revenue Forecast (FY)€198.22M
Bulls Say, Bears Say
Bulls Say
High Profit MarginsSustained high net and operating margins indicate durable profitability and pricing power in core banking operations. Over 2–6 months this supports internal capital for lending, dividends and reserves, and provides a buffer versus cyclical credit losses or revenue slowdowns.
Sustained Revenue GrowthMulti-year revenue expansion with positive TTM growth reflects persistent customer acquisition and loan/deposit volume gains. That trend supports scale benefits, steadier fee income and the ability to invest in operations and digital capabilities, improving long-term resilience.
Strong Return On EquityAn ROE near 19% signals efficient capital deployment and profitable core banking returns. This enduring profitability enables shareholder distributions and retained earnings to fund growth, enhancing franchise value if capital and credit discipline are maintained.
Bears Say
Weak And Volatile Cash ConversionVery low and volatile operating and free cash flow versus reported net income undermines earnings quality and limits internal funding capacity. Over months this constrains dividend safety, buybacks or reinvestment and raises reliance on external funding during stress.
Rising LeverageA meaningful increase in leverage reduces financial flexibility and raises sensitivity to funding cost moves and credit shocks. Persistently higher debt-to-equity can constrain balance-sheet management, limit strategic optionality, and increase regulatory and market risk over the medium term.
Margin Compression Vs Earlier PeaksHistoric margin contraction versus 2021–2022 suggests pressure on net interest or fee spreads. If structural cost or competitive pressures persist, margin recovery may require sustained efficiency gains or higher-yielding assets, limiting profit upside over coming quarters.
Northeast Bancorp News
73K FAQ
What was Northeast Bancorp’s price range in the past 12 months?
Northeast Bancorp lowest stock price was €69.50 and its highest was €110.00 in the past 12 months.
What is Northeast Bancorp’s market cap?
Northeast Bancorp’s market cap is €859.48M.
When is Northeast Bancorp’s upcoming earnings report date?
Northeast Bancorp’s upcoming earnings report date is Aug 03, 2026 which is in 54 days.
How were Northeast Bancorp’s earnings last quarter?
Northeast Bancorp released its earnings results on Apr 27, 2026. The company reported €3.011 earnings per share for the quarter, beating the consensus estimate of €2.555 by €0.456.
Is Northeast Bancorp overvalued?
According to Wall Street analysts Northeast Bancorp’s price is currently Undervalued.
Does Northeast Bancorp pay dividends?
Northeast Bancorp does not currently pay dividends.
What is Northeast Bancorp’s EPS estimate?
Northeast Bancorp’s EPS estimate is 2.9.
How many shares outstanding does Northeast Bancorp have?
Northeast Bancorp has 7,977,690 shares outstanding.
What happened to Northeast Bancorp’s price movement after its last earnings report?
Northeast Bancorp reported an EPS of €3.011 in its last earnings report, beating expectations of €2.555. Following the earnings report the stock price went up 2.941%.
Which hedge fund is a major shareholder of Northeast Bancorp?
Currently, no hedge funds are holding shares in DE:73K
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northeast Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€112.41 (10.21% Upside)
€112.41 (10.21% Upside)
Blogger Sentiment
Bullish
DE:73K Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.83%
12-Months-Change
Fundamentals
Return on Equity
18.63%
Trailing 12-Months
Asset Growth
19.05%
Trailing 12-Months
Company Description
Northeast Bancorp
Headquartered in Portland, Maine, and established in 1872, Northeast Bank delivers a broad spectrum of banking and financial solutions to individuals and businesses throughout the state. Its diverse deposit offerings encompass checking, savings, money market, and certificate of deposit accounts, in addition to NOW accounts and individual retirement accounts. The bank's robust loan portfolio features residential mortgages, commercial real estate financing (including multi-family properties), and a range of commercial and industrial loans such as term loans, lines of credit, and equipment and receivables financing. Consumer lending options extend to mobile home, overdraft, and deposit-secured loans, alongside Small Business Administration loans. Furthermore, Northeast Bank provides an extensive suite of modern banking conveniences, including telephone, online, and mobile banking, bill payment services, cash management, and remote deposit capture. Clients also benefit from debit and credit card services, ATM access, electronic transfers, and check processing. The institution supports its customer base through nine branch locations spanning Western, Central, and Southern Maine.
73K Company Deck
73K Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized substantial, well‑priced loan growth (purchases at ~92.6% of UPB with ~10.8% yields and record originations at ~7.5%–7.6%), strong profitability metrics (quarterly EPS ~$2.47, ROE ~15.6%), and solid capital and loan capacity. Short‑term headwinds included a modest NIM decline (down 0.10 pp), a temporary drop in SBA gain‑on‑sale income due to the government shutdown (reducing EPS by ~ $0.50), higher allowance driven by purchased loans, and elevated near‑term funding rollover risk ( ~$1.25B of CDs maturing). Management expects the late‑quarter loan additions to be accretive to NII and earnings in coming quarters. Overall, the positives from growth, loan yields, capital strength, and pipeline opportunities outweigh the transitory challenges discussed.View all DE:73K earnings summaries73K Stock 12 Month Forecast
Average Price Target
€112.41
▲(10.21% Upside)
Technical Analysis
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Options Prices
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