2NN0 Stock Chart & Stats
€39.80
€0.20(0.50%)
At close: 4:00 PM EDT
€39.80
€0.20(0.50%)
Day’s Range― - ―
52-Week Range€28.40 - €40.80
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€20.55B
Enterprise Value€38.94K
Total Cash (Recent Filing)€6.40B
Total Debt (Recent Filing)€13.69B
Price to Earnings (P/E)19.5
Beta0.46
Next Earnings
Aug 06, 2026EPS Estimate
1.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.10
Shares Outstanding526,000,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.58
Price to Book (P/B)0.98
Price to Sales (P/S)2.18
P/FCF Ratio-8.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.14
Revenue Forecast (FY)€4.88B
Bulls Say, Bears Say
Bulls Say
Capital Strength (Solvency)A Solvency II ratio ~220% and Netherlands Life at ~233% provide a durable capital buffer against underwriting and market stress. That strength supports elevated shareholder returns, selective debt actions and preserves capacity to absorb reserve movements or invest in growth without immediate funding pressure.
Commercial Momentum In Core SegmentsConsistent VNB and premium inflow gains across Europe, Japan and the Netherlands signal durable organic growth in high‑margin insurance franchises. Diversified inflows (DC, annuities, non‑life) reduce reliance on any single line and underpin multi‑year OCG and fee income targets through increased scale and persistency.
Digital & AI-driven Operating EfficiencyMaterial digital penetration and 236 AI use cases indicate structural productivity improvements: higher digital sales share and automation reduce distribution and processing costs. Measurable run‑rate benefits and faster claims handling imply sustainable margin uplift and better unit economics over several quarters.
Bears Say
Weak Cash GenerationPersistently negative operating and free cash flow undermines the firm’s ability to self‑fund dividends, buybacks and growth without tapping capital markets or balance‑sheet levers. Over a 2–6 month horizon this constrains flexibility and elevates execution risk if markets or underwriting profits reverse.
Top-line VolatilityExtreme year‑to‑year revenue swings reduce earnings visibility and make forecasting OCG and cash targets harder to rely upon. Structural volatility can force conservative reserving, constrain reinvestment and complicate pricing strategies across life and non‑life lines for several quarters.
Rising LeverageAn upward drift in leverage weakens balance‑sheet flexibility just as cash generation is strained. Higher leverage increases sensitivity to market shocks and interest movements, limiting capacity for opportunistic investments or cushioning reserve volatility without eroding capital returns in the medium term.
NN Group News
2NN0 FAQ
What was NN Group’s price range in the past 12 months?
NN Group lowest stock price was €28.40 and its highest was €40.80 in the past 12 months.
What is NN Group’s market cap?
NN Group’s market cap is €20.55B.
When is NN Group’s upcoming earnings report date?
NN Group’s upcoming earnings report date is Aug 06, 2026 which is today.
How were NN Group’s earnings last quarter?
Currently, no data Available
Is NN Group overvalued?
According to Wall Street analysts NN Group’s price is currently Overvalued.
Does NN Group pay dividends?
NN Group does not currently pay dividends.
What is NN Group’s EPS estimate?
NN Group’s EPS estimate is 1.68.
How many shares outstanding does NN Group have?
NN Group has 526,000,000 shares outstanding.
What happened to NN Group’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of NN Group?
Currently, no hedge funds are holding shares in DE:2NN0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NN Group Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
88.16%
12-Months-Change
Fundamentals
Return on Equity
4.71%
Trailing 12-Months
Asset Growth
10.47%
Trailing 12-Months
Company Description
NN Group
NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally. Its operations are structured into several distinct segments: Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other. The company's comprehensive insurance portfolio includes both group and individual life coverage, alongside various pension products. It also offers a broad array of non-life insurance solutions, such as motor, fire, liability, transport, travel, and disability and accident policies. Furthermore, NN Group provides employee benefits, health insurance, corporate-owned life insurance, and single premium variable annuity individual life insurance. Expanding beyond insurance, the firm delivers banking services like mortgage loans, online savings accounts, bank annuities, consumer lending, and retail investment products. Additional offerings encompass administration and management services, reinsurance, and retirement solutions. NN Group caters to a diverse clientele, including individuals, small and medium-sized enterprises (SMEs), retail customers, and institutional clients, distributing its products directly, through tied agents, bancassurance partners, and brokers. Established in 1845 and headquartered in The Hague, Netherlands, the company transitioned to its current name, NN Group N.V., in March 2014, having previously operated as ING Insurance Topholding N.V.
2NN0 Company Deck
2NN0 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showed strong commercial execution and financial delivery in 2025 with multiple measurable wins: OCG and free cash flow outperformance, a very robust Solvency II ratio, tangible AI/digital progress, and an enhanced, recurring shareholder return program. Key growth segments (Insurance Europe, Japan, Netherlands Non-life and DC inflows) delivered meaningful expansion in volumes and margins. Offsetting factors include a material disability reserve strengthening and repricing actions, some bank margin pressure, non-recurring tailwinds in 2025 that may not repeat, and non-operational IFRS volatility from certain bond and derivative revaluations. On balance, the positive operational and capital developments materially outweigh the challenges, though management flagged areas of transitory risk and one-off items that may temper near-term comparables.View all DE:2NN0 earnings summariesTechnical Analysis
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