51 Credit Card Inc. (DE:2JY)
FRANKFURT:2JY
2JY Stock Chart & Stats
€0.04
€0.00(0.00%)
At close: 4:00 PM EST
€0.04
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.03 - €0.10
Previous CloseN/A
Volume0.00
Average Volume (3M)33.00
Market Cap
€83.42M
Enterprise Value€462.21M
Total Cash (Recent Filing)€214.18M
Total Debt (Recent Filing)€16.02M
Price to Earnings (P/E)―
Beta0.92
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume100
30 Day Avg. Volume33
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetThe sharply lower debt-to-equity provides durable financial flexibility and lower refinancing risk, enabling the firm to fund operations or restructure without immediate external financing. Over 2-6 months this buffer supports survival while management works to restore profitability.
Top-line RecoveryA material revenue rebound shows demand or distribution improvements that can underpin a sustainable turnaround if maintained. Over the medium term stronger top-line gives leverage to cover fixed costs and creates scope for margin recovery with disciplined execution.
History Of Positive FCFPrior periods of positive free cash flow indicate the business model can generate cash when operations normalize. This historical cash-generation capacity suggests the 2025 cash burn may be recoverable, providing a realistic pathway back to self-funded growth.
Bears Say
Negative Operating & Free Cash FlowSustained negative operating and free cash flow in 2025 creates structural liquidity pressure, forcing reliance on external financing or asset sales. Over months this limits reinvestment, increases financing costs, and raises execution risk if losses persist.
Large Net Losses And Negative ROEDeep net losses and negative ROE (~-22.5%) mean the company is currently destroying shareholder capital. This undermines ability to attract long-term capital, constrains strategic options, and requires sustained operational improvements to restore investor confidence.
Very Thin Gross MarginsExtremely thin gross margins leave little room to cover SG&A, credit provisions, or unexpected costs, making profitability highly sensitive to adverse trends. Structurally, margin compression limits scalability and makes durable profitability harder to achieve without business-model change.
51 Credit Card Inc. News
2JY FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was €0.03 and its highest was €0.10 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is €83.42M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 67 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -€0.008 earnings per share for the quarter, missing the consensus estimate of N/A by -€0.008.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -€0.008 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -5.556%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in DE:2JY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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