51 Credit Card Inc. (2JY) Price & Analysis

2 Followers

2JY Stock Chart & Stats

€0.03

>-€0.01(-2.94%)

At close: Jul 24 4:00 PM EDT

€0.03

>-€0.01(-2.94%)

Day’s Range― - ―

52-Week Range€0.03 - €0.08

Previous CloseN/A

Volume0.00

Average Volume (3M)0.00

Market Cap

€56.39M

Enterprise Value€467.80M

Total Cash (Recent Filing)€173.58M

Total Debt (Recent Filing)€10.67M

Price to Earnings (P/E)―

Beta0.86

Next Earnings

Mar 31, 2027

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)-0.10

Shares Outstanding1,629,984,300

10 Day Avg. Volume0

30 Day Avg. Volume0

Financial Highlights & Ratios

PEG Ratio-0.05

Price to Book (P/B)1.07

Price to Sales (P/S)2.96

P/FCF Ratio-7.49

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue ReboundThe sharp 2025 revenue rebound shows that the company retains the ability to generate meaningful top-line growth after a volatile period. If this recovery persists, it could improve operating leverage, support investment in its fintech platform, and strengthen the foundation for future earnings improvement.

Conservative LeverageVery low and improving leverage gives the company substantial balance-sheet flexibility relative to a more debt-dependent financial-services business. This reduces interest and refinancing pressure, preserves capacity to withstand operating volatility, and leaves more strategic options if profitability recovers.

Fintech Platform ModelThe platform model places the company between consumers seeking financial products and institutional or service-provider partners. That positioning can support scalable digital distribution and multiple related offerings, giving the business a durable operating framework if user and partner activity remains active.

Bears Say

Persistent UnprofitabilityExtremely thin gross margins and a deeply negative 2025 net margin indicate that revenue growth is not currently translating into sustainable earnings. Continued losses can limit internal funding, weaken resilience, and make future performance dependent on a successful improvement in operating economics.

Negative Cash GenerationThe shift to materially negative operating and free cash flow means the business is consuming cash while reporting losses. If this pattern persists over the next several quarters, it could constrain investment, reduce financial flexibility, and increase the importance of external funding or asset monetization.

Negative Returns On EquityDeclining equity alongside negative returns indicates that the capital base is not currently producing shareholder value through profitable operations. This weakens the quality of the balance-sheet improvement story, because low leverage is less beneficial when the underlying business continues to erode capital efficiency.

51 Credit Card Inc. News

Vala Inc. Launches New kcar Model and Expands Lifestyle-Focused Sales Network

51 Credit Card Inc. ( ($HK:2051) ) has shared an update. Vala Inc. has begun delivering its new...

22d ago

Vala Inc. Swings Revenue Mix Toward Valalife as Losses Persist in First Half 2026

An announcement from 51 Credit Card Inc. ( ($HK:2051) ) is now available. Vala Inc. reported a 51.8%...

2M ago

Vala Inc. Overhauls Nomination Committee Leadership to Boost Governance Independence

51 Credit Card Inc. ( ($HK:2051) ) just unveiled an update. Vala Inc. has reshaped the leadership of...

2M ago

Vala Inc. Sets August Board Meeting to Review Interim Results and Possible Dividend

51 Credit Card Inc. ( ($HK:2051) ) just unveiled an announcement. Vala Inc. has scheduled a board meeting...

2M ago

Vala Inc. Signs Strategic Tourism Partnership to Boost Valalife Mobility Business

51 Credit Card Inc. ( ($HK:2051) ) has issued an update. Vala Inc. has entered into a strategic...

3M ago

Vala Inc. Shareholders Approve Executive Grant Resolutions at Extraordinary Meeting

51 Credit Card Inc. ( ($HK:2051) ) has shared an update. Vala Inc. has announced that all resolutions...

3M ago

Vala Inc. Expands Mobile Lifestyle Ecosystem as Vala Deliveries Surpass 1,000 Units

51 Credit Card Inc. ( ($HK:2051) ) just unveiled an announcement. Vala Inc. reported that it delivered 509...

4M ago

Vala Inc. Calls EGM to Approve Major Share Awards for Top Executives

The latest update is out from 51 Credit Card Inc. ( ($HK:2051) ). Vala Inc. has called an...

4M ago

Vala Inc. Shareholders Approve All Resolutions at 2026 AGM

51 Credit Card Inc. ( ($HK:2051) ) has provided an update. Vala Inc. reported that all resolutions proposed...

4M ago

Vala Inc. Shareholders Unanimously Approve Settlement Agreement

An announcement from 51 Credit Card Inc. ( ($HK:2051) ) is now available. Vala Inc. secured shareholder approval...

4M ago

2JY FAQ

What was 51 Credit Card Inc.’s price range in the past 12 months?

51 Credit Card Inc. lowest stock price was €0.03 and its highest was €0.08 in the past 12 months.

What is 51 Credit Card Inc.’s market cap?

51 Credit Card Inc.’s market cap is €56.39M.

When is 51 Credit Card Inc.’s upcoming earnings report date?

51 Credit Card Inc.’s upcoming earnings report date is Mar 31, 2027 which is in 159 days.

How were 51 Credit Card Inc.’s earnings last quarter?

51 Credit Card Inc. released its earnings results on Aug 28, 2026. The company reported -€0.004 earnings per share for the quarter.

Is 51 Credit Card Inc. overvalued?

According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does 51 Credit Card Inc. pay dividends?

51 Credit Card Inc. does not currently pay dividends.

What is 51 Credit Card Inc.’s EPS estimate?

51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does 51 Credit Card Inc. have?

51 Credit Card Inc. has 1,629,984,300 shares outstanding.

What happened to 51 Credit Card Inc.’s price movement after its last earnings report?

51 Credit Card Inc. reported an EPS of -€0.004 in its last earnings report. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of 51 Credit Card Inc.?

Currently, no hedge funds are holding shares in DE:2JY

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

51 Credit Card Inc.

Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.