2JY Stock Chart & Stats
€0.03
>-€0.01(-2.94%)
At close: 4:00 PM EDT
€0.03
>-€0.01(-2.94%)
Day’s Range― - ―
52-Week Range€0.03 - €0.10
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€62.72M
Enterprise Value€467.80M
Total Cash (Recent Filing)€173.58M
Total Debt (Recent Filing)€10.67M
Price to Earnings (P/E)―
Beta0.71
Next Earnings
Mar 31, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.10
Shares Outstanding1,629,984,300
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.05
Price to Book (P/B)1.07
Price to Sales (P/S)2.96
P/FCF Ratio-7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative LeverageThe sharply lower debt-to-equity ratio gives the company greater balance-sheet flexibility and reduces dependence on borrowing. This can preserve capacity to fund operations or strategic initiatives, while limiting the interest burden that could otherwise compound pressure during periods of weak profitability.
Revenue ReboundThe strong 2025 revenue rebound indicates that demand for the company’s offerings can recover materially and supports renewed operating scale. If this growth is sustained, higher activity could improve fixed-cost absorption and create a foundation for rebuilding profitability over the next several quarters.
Fintech Platform ModelA platform linking users with banks, financial institutions, and other providers gives the company an established role across consumer-credit workflows. Its combination of credit-card tools, user acquisition, and fintech-enabled services provides multiple ways to remain relevant as digital financial distribution develops.
Bears Say
Persistent UnprofitabilityVery low gross margins and deeply negative net margins show that recent revenue growth has not translated into a viable earnings model. Continued losses reduce internally generated capital, constrain reinvestment, and make the durability of the company’s operating model harder to establish.
Negative Cash GenerationThe return to substantial operating and free-cash-flow burn indicates that reported activity is not currently converting into cash. If this persists alongside losses, the company may have less flexibility to invest in growth and greater need to manage funding carefully despite its low leverage.
Unstable Earnings QualityThe reversal from profit to consecutive annual losses demonstrates limited earnings stability and makes future performance less predictable. Negative returns on equity further indicate that shareholder capital is not currently generating profits, weakening confidence in sustained operating execution.
51 Credit Card Inc. News
2JY FAQ
What was 51 Credit Card Inc.’s price range in the past 12 months?
51 Credit Card Inc. lowest stock price was €0.03 and its highest was €0.10 in the past 12 months.
What is 51 Credit Card Inc.’s market cap?
51 Credit Card Inc.’s market cap is €62.72M.
When is 51 Credit Card Inc.’s upcoming earnings report date?
51 Credit Card Inc.’s upcoming earnings report date is Mar 31, 2027 which is in 177 days.
How were 51 Credit Card Inc.’s earnings last quarter?
51 Credit Card Inc. released its earnings results on Aug 28, 2026. The company reported -€0.004 earnings per share for the quarter.
Is 51 Credit Card Inc. overvalued?
According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued.
Does 51 Credit Card Inc. pay dividends?
51 Credit Card Inc. does not currently pay dividends.
What is 51 Credit Card Inc.’s EPS estimate?
51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does 51 Credit Card Inc. have?
51 Credit Card Inc. has 1,629,984,300 shares outstanding.
What happened to 51 Credit Card Inc.’s price movement after its last earnings report?
51 Credit Card Inc. reported an EPS of -€0.004 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of 51 Credit Card Inc.?
Currently, no hedge funds are holding shares in DE:2JY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
51 Credit Card Inc.
Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.
Technical Analysis
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