1ZO Stock Chart & Stats
€1.35
€0.00(0.00%)
At close: 4:00 PM EST
€1.35
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.96 - €2.17
Previous CloseN/A
Volume0.00
Average Volume (3M)62.00
Market Cap
€2.01B
Enterprise Value€23.84K
Total Cash (Recent Filing)€1.89B
Total Debt (Recent Filing)€7.50B
Price to Earnings (P/E)9.0
Beta0.86
Next Earnings
Mar 23, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.17
Shares Outstanding1,634,812,900
10 Day Avg. Volume107
30 Day Avg. Volume62
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.89
Price to Sales (P/S)0.66
P/FCF Ratio7.90
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€2.06Price Target Upside52.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)0.09
Revenue Forecast (FY)€3.93B
Bulls Say, Bears Say
Bulls Say
Steady Revenue GrowthConsistent top-line expansion indicates continued demand for ZhongAn's digital, scenario-based insurance products. Sustained revenue growth can improve operating scale and strengthen its position in embedded and online P&C insurance distribution.
Strengthening CapitalizationA growing equity base and moderate leverage provide a stronger buffer against underwriting volatility and investment fluctuations. This supports regulatory resilience and gives ZhongAn greater flexibility to expand products while managing insurance risk.
Improving Cash GenerationThe sharp 2025 recovery in operating and free cash flow improves internal funding capacity and supports claims, technology investment, and business development. If sustained, better cash generation can reduce reliance on external capital during volatile periods.
Bears Say
Volatile ProfitabilityLarge earnings swings indicate that underwriting results, investment income, or claims experience may be difficult to predict. This volatility weakens confidence in recurring profitability and can make capital planning less reliable over the medium term.
Lower Returns On EquityFalling ROE suggests ZhongAn is generating less profit from each unit of shareholder capital. Unless profitability improves, a growing equity base may dilute returns and limit the company's ability to compound value efficiently.
Uneven Cash-Flow ConsistencyAlthough cash flow improved in 2025, the prior negative periods and weak 2024 cash conversion show that reported earnings do not consistently translate into cash. This can constrain flexibility when claims, reinsurance needs, or investment requirements rise.
ZhongAn Online P & C Insurance Co., Ltd News
1ZO FAQ
What was ZhongAn Online P & C Insurance Co., Ltd’s price range in the past 12 months?
ZhongAn Online P & C Insurance Co., Ltd lowest stock price was €0.96 and its highest was €2.17 in the past 12 months.
What is ZhongAn Online P & C Insurance Co., Ltd’s market cap?
ZhongAn Online P & C Insurance Co., Ltd’s market cap is €2.01B.
When is ZhongAn Online P & C Insurance Co., Ltd’s upcoming earnings report date?
ZhongAn Online P & C Insurance Co., Ltd’s upcoming earnings report date is Mar 23, 2027 which is in 207 days.
How were ZhongAn Online P & C Insurance Co., Ltd’s earnings last quarter?
ZhongAn Online P & C Insurance Co., Ltd released its earnings results on Aug 25, 2026. The company reported €0.117 earnings per share for the quarter, missing the consensus estimate of €0.789 by -€0.672.
Is ZhongAn Online P & C Insurance Co., Ltd overvalued?
According to Wall Street analysts ZhongAn Online P & C Insurance Co., Ltd’s price is currently Undervalued.
Does ZhongAn Online P & C Insurance Co., Ltd pay dividends?
ZhongAn Online P & C Insurance Co., Ltd does not currently pay dividends.
What is ZhongAn Online P & C Insurance Co., Ltd’s EPS estimate?
ZhongAn Online P & C Insurance Co., Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ZhongAn Online P & C Insurance Co., Ltd have?
ZhongAn Online P & C Insurance Co., Ltd has 1,634,812,900 shares outstanding.
What happened to ZhongAn Online P & C Insurance Co., Ltd’s price movement after its last earnings report?
ZhongAn Online P & C Insurance Co., Ltd reported an EPS of €0.117 in its last earnings report, missing expectations of €0.789. Following the earnings report the stock price went up 1.687%.
Which hedge fund is a major shareholder of ZhongAn Online P & C Insurance Co., Ltd?
Currently, no hedge funds are holding shares in DE:1ZO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ZhongAn Online P & C Insurance Co., Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€2.06 (52.43% Upside)
€2.06 (52.43% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.19%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
16.84%
Trailing 12-Months
Company Description
ZhongAn Online P & C Insurance Co., Ltd
Headquartered in Shanghai, China, ZhongAn Online P & C Insurance Co., Ltd. is a pioneering Insurtech firm established in 2013. This internet-centric company specializes in delivering online insurance solutions and advanced information technology services tailored for the insurance sector across the People's Republic of China. Its operations are structured across diverse segments, including Insurance, Technology, Banking, and various other ventures. ZhongAn offers a comprehensive suite of property and casualty insurance products. These encompass coverages such as accident, health, and motor insurance, alongside specialized offerings like bond, liability, credit, cargo, household property, and even shipping return insurance. Beyond its core insurance offerings, the company extends its portfolio to include a wide array of services. These range from technology development, IT consulting, and asset management to specialized areas like medical examination services, operating an Internet hospital, biotechnology, and pharmacy solutions. Furthermore, ZhongAn is active in technology training, Fintech, digital asset management, medical and life insurance provisions, online banking, and insurance brokerage.
1ZO Stock 12 Month Forecast
Average Price Target
€2.06
▲(52.43% Upside)
Technical Analysis
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