Want to see CH:TEMN full AI Analyst Report?
TEMN Stock Chart & Stats
CHF61.80
CHF3.35(5.42%)
At close: 4:00 PM EDT
CHF61.80
CHF3.35(5.42%)
Day’s Range― - ―
52-Week RangeCHF59.20 - CHF87.00
Previous CloseN/A
Volume256.82K
Average Volume (3M)191.87K
Market Cap
CHF4.29B
Enterprise ValueCHF5.94K
Total Cash (Recent Filing)CHF151.18M
Total Debt (Recent Filing)CHF844.46M
Price to Earnings (P/E)29.1
Beta0.40
Next Earnings
Oct 27, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend Yield2.09%
Share Statistics
EPS (TTM)2.85
Shares Outstanding68,590,760
10 Day Avg. Volume137,839
30 Day Avg. Volume191,865
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF87.50Price Target Upside41.59% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.5
Revenue Forecast (FY)CHF1.17B
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsSustained high gross and net margins indicate strong pricing power and efficient delivery of software and services. These margins provide structural buffer to fund R&D, sales expansion and dividends, and imply the core business generates durable operating leverage even if revenue growth moderates.
Strong Free Cash Flow GenerationRobust and improving operating and free cash flow underpin financial flexibility: they fund reinvestment, dividends and buybacks while supporting debt servicing. High cash conversion (FCF relative to income) reduces refinancing risk and sustains capital return or strategic investment capacity.
Recurring ARR Momentum & Commercial WinsA growing ARR base and >90% product-recurring mix materially raise revenue visibility and predictability. Above-market product growth, Tier‑1 client wins and rising cloud ARR support durable customer spend, enabling predictable cashflows and easier long-term planning for product investment.
Bears Say
Elevated & Rising LeverageSharply higher debt-to-equity reduces financial flexibility and amplifies downside risk if revenue or cash flow weakens. Elevated leverage can constrain optionality for M&A or large investments, and makes the company more sensitive to interest, FX and non-operating cost swings over the medium term.
Top-line Decline & Revenue VolatilityA sharp trailing revenue drop undermines the durability of strong margins and cash flow. If core demand is uneven, margin gains can be driven by cost actions rather than sustainable volume growth, leaving the business exposed to client churn and making long-term target ramps harder to achieve.
Customer Concentration & Renewal Timing RiskDependence on several large deals and clustered renewals creates lumpiness and execution risk: delays or losses can materially swing ARR and revenue. This concentration increases planning uncertainty and could pressure reported growth and margins if a major renewal is delayed or not renewed.
Temenos News
TEMN FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was CHF59.20 and its highest was CHF87.00 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is CHF4.29B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Oct 27, 2026 which is in 86 days.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Jul 22, 2026. The company reported CHF1.058 earnings per share for the quarter, beating the consensus estimate of CHF1.016 by CHF0.042.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of CHF1.4 which represents an annual dividend yield of 2.09%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 0.9.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of CHF1.058 in its last earnings report, beating expectations of CHF1.016. Following the earnings report the stock price went down -1.039%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in CH:TEMN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
TEMN Company Deck
TEMN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all CH:TEMN earnings summariesTEMN Stock 12 Month Forecast
Average Price Target
CHF87.50
▲(41.59% Upside)