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Hypothekarbank Lenzburg AG (HBLN) Price & Analysis

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HBLN Stock Chart & Stats

CHF4020.00

-CHF20.00(-0.49%)

At close: Mar 06 4:00 PM EST

CHF4020.00

-CHF20.00(-0.49%)

Day’s Range― - ―

52-Week RangeCHF3,940.00 - CHF4,220.00

Previous CloseN/A

Volume7.00

Average Volume (3M)19.00

Market Cap

CHF300.31M

Enterprise Value-CHF245.72M

Total Cash (Recent Filing)CHF1.89B

Total Debt (Recent Filing)CHF1.35B

Price to Earnings (P/E)15.0

Beta-0.03

Next EarningsN/A

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.87%

Share Statistics

EPS (TTM)N/A

Shares Outstanding72,000

10 Day Avg. Volume21

30 Day Avg. Volume19

Financial Highlights & Ratios

PEG Ratio-5.91

Price to Book (P/B)0.48

Price to Sales (P/S)1.70

P/FCF Ratio-53.45

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Earnings ResilienceNet income stability around CHF 18–21M shows earnings resilience despite volatile top-line trends. This durable profit base supports dividend continuity, regulatory capital buffers and risk absorption, giving the bank time to manage cyclical mortgage origination and margin pressures without immediate capital strain.

Local Mortgage FocusA long-standing local mortgage and retail banking focus builds customer relationships, deposit stability and referral pipelines via real estate partnerships. That regional franchise and tailored SME/client knowledge create a defensible origination moat and steady interest income over multiple cycles.

Stable CapitalizationSteady asset and equity growth with ROE near 3.6–4.0% indicates disciplined capital generation and moderate profitability. Consistent capitalization provides capacity for underwriting, absorbs credit shocks, and supports prudent balance-sheet growth without frequent external recapitalization.

Bears Say

Sharp Revenue DropA ~56% revenue decline in 2025 represents a material deterioration in core top-line drivers for a mortgage-focused bank. Persistent or recurrent revenue weakness would erode margins and reserve-building capacity, limiting reinvestment, advisory fee growth and the ability to expand lending without stressing profitability.

Weak Cash GenerationRepeated negative operating cash flow and persistent negative free cash flow indicate inconsistent conversion of accounting earnings into liquid resources. Over the medium term this undermines funding for growth, increases reliance on wholesale or deposit funding, and constrains flexibility for dividends or capital investments.

Rising LeverageHigher leverage, with debt-to-equity rising into the 1.7–2.4x range and increasing in 2025, heightens sensitivity to credit losses and funding stress. Structurally higher leverage can amplify earnings volatility, raise capital adequacy attention from regulators, and reduce strategic flexibility during adverse market conditions.

HBLN FAQ

What was Hypothekarbank Lenzburg AG’s price range in the past 12 months?

Hypothekarbank Lenzburg AG lowest stock price was CHF3940.00 and its highest was CHF4220.00 in the past 12 months.

What is Hypothekarbank Lenzburg AG’s market cap?

Hypothekarbank Lenzburg AG’s market cap is CHF300.31M.

When is Hypothekarbank Lenzburg AG’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Hypothekarbank Lenzburg AG’s earnings last quarter?

Currently, no data Available

Is Hypothekarbank Lenzburg AG overvalued?

According to Wall Street analysts Hypothekarbank Lenzburg AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Hypothekarbank Lenzburg AG pay dividends?

Hypothekarbank Lenzburg AG pays a Annually dividend of CHF120 which represents an annual dividend yield of 2.87%. See more information on Hypothekarbank Lenzburg AG dividends here

What is Hypothekarbank Lenzburg AG’s EPS estimate?

Hypothekarbank Lenzburg AG’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Hypothekarbank Lenzburg AG have?

Hypothekarbank Lenzburg AG has 72,000 shares outstanding.

What happened to Hypothekarbank Lenzburg AG’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Hypothekarbank Lenzburg AG?

Currently, no hedge funds are holding shares in CH:HBLN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Hypothekarbank Lenzburg AG

Hypothekarbank Lenzburg AG is a Swiss financial institution that delivers a broad spectrum of banking and financial solutions. Serving both individual clients and businesses across Switzerland, its offerings encompass savings accounts, real estate financing and mortgage services, a range of payment cards (credit, debit, and travel), investment opportunities, pension products, tailored financial planning, and tax assistance. The bank maintains a physical presence through 13 branches and 2 advisory offices, strategically located across 12 municipalities within the Aargau canton. Established in 1868, its corporate headquarters are situated in Lenzburg, Switzerland.