FLN Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Stronger Cash GenerationA clear 2025 inflection in operating and free cash flow provides durable funding for dividends, buybacks, M&A and technology investment. Sustained cash generation improves financial flexibility to absorb underwriting cycles and fund efficiency programmes without recurring external financing.
Material Deleveraging & Capital StrengthSharp debt reduction combined with strong solvency (193% reported) meaningfully derisks the balance sheet. Lower leverage increases capacity for shareholder returns, strategic M&A and provides a buffer against underwriting volatility, cementing long-term financial resilience.
Diversification & AI-driven EfficiencyScaleable AI and digital initiatives materially improve claims prediction, pricing and operating efficiency across products and regions. Combined with growth in Admiral Money and Europe, this builds durable competitive advantages and margin levers beyond the core UK motor franchise.
Bears Say
U.K. Motor Cyclicality & Pricing PressureAdmiral's core exposure to UK motor creates persistent cyclicality risk: prolonged price competition or delayed rate recovery can compress underwriting margins and limit top-line growth. Because motor is the primary revenue engine, structural market softness meaningfully constrains medium-term profit elasticity.
Sustained Margin Compression Vs Prior PeaksMargins have materially compressed as the business scaled, reflecting tougher underwriting conditions and competitive pricing. Restoring historical peak margins is unlikely without sustained improvement in rate adequacy or structural product repricing, limiting long-term profitability upside.
Reserve & Actuarial Comparator VolatilityMaterial actuarial and reserving shifts (eg Ogden changes and reserve strength moving mid-range) create recurring earnings volatility and reduce one-off reserve release tails. This structural sensitivity to discounting and reserving assumptions can swing underwriting profitability and capital outcomes year-to-year.
Admiral News
FLN FAQ
What was Admiral Group PLC’s price range in the past 12 months?
Currently, no data Available
What is Admiral Group PLC’s market cap?
Admiral Group PLC’s market cap is CHF12.59B.
When is Admiral Group PLC’s upcoming earnings report date?
Admiral Group PLC’s upcoming earnings report date is Aug 06, 2026 which is tomorrow.
How were Admiral Group PLC’s earnings last quarter?
Admiral Group PLC released its earnings results on Mar 05, 2026. The company reported CHF1.212 earnings per share for the quarter, beating the consensus estimate of CHF1.151 by CHF0.061.
Is Admiral Group PLC overvalued?
According to Wall Street analysts Admiral Group PLC’s price is currently Undervalued.
Does Admiral Group PLC pay dividends?
Admiral Group PLC does not currently pay dividends.
What is Admiral Group PLC’s EPS estimate?
Admiral Group PLC’s EPS estimate is 1.08.
How many shares outstanding does Admiral Group PLC have?
Admiral Group PLC has 306,304,700 shares outstanding.
What happened to Admiral Group PLC’s price movement after its last earnings report?
Admiral Group PLC reported an EPS of CHF1.212 in its last earnings report, beating expectations of CHF1.151. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Admiral Group PLC?
Currently, no hedge funds are holding shares in CH:FLN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.71%
12-Months-Change
Fundamentals
Return on Equity
5.47%
Trailing 12-Months
Asset Growth
13.58%
Trailing 12-Months
Company Description
Admiral Group PLC
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
FLN Stock 12 Month Forecast
Average Price Target
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