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Bank Of Montreal (BMO)
NYSE:BMO
Earnings Data
Report Date
Aug 26, 2025TBA Not Confirmed
Period Ending
2025 (Q3)Consensus EPS Forecast
2.13Last Year’s EPS
1.92Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 29, 2025
|% Change Since: 1.00%
|Next Earnings Date:Aug 26, 2025
Earnings Call Sentiment|Neutral
The earnings call reflects a positive outlook with strong financial metrics and strategic initiatives driving growth. However, economic uncertainties and trade challenges pose risks, leading to increased provisions for credit losses and muted commercial loan growth. Overall, the bank is well-positioned for future growth but remains cautious about external economic conditions.Company Guidance
In the Bank of Montreal's Q2 2025 earnings call, several key metrics were highlighted. The bank reported adjusted net income and EPS of $2.62, with PPPT growth of 12%. The CET1 ratio stood at 13.5%, reflecting a robust capital position. Year-to-date EPS grew by 10% due to a 13% increase in revenue. Pre-provision pretax earnings reached $7.8 billion, marking a 22% increase, while ROE improved to 10.6%. The bank announced a 5% dividend increase and completed 50% of its NCIB program. In commercial banking, 90% of borrowers utilized additional services, showcasing diversified revenue streams. Their TPS revenue grew by 20%, contributing substantially to overall revenue. Wealth management's ROE rose to 29%, with net new asset growth being the second highest on record. In capital markets, PPPT exceeded guidance at $684 million, driven by strong trading revenue, particularly in commodities. Despite macroeconomic uncertainties, the bank focuses on maintaining positive operating leverage and enhancing shareholder returns.Strong PPPT Growth
Pre-provision pretax earnings (PPPT) grew 12%, reflecting robust performance across diversified businesses.
CET1 Ratio and Capital Position
CET1 ratio remains strong at 13.5%, allowing for continued investment in growth and shareholder returns.
Dividend Increase
Announced an increase in the dividend by four cents, representing a 5% increase from last year.
Positive Operating Leverage
Achieved positive operating leverage of 2.7% with disciplined expense management and revenue growth.
Wealth Management and Capital Markets Performance
Wealth management net income increased by 13% and Capital Markets PPPT exceeded guidance with strong trading revenue, particularly in commodities.
Digital and Product Innovations
Successful launch of VIP Porter loyalty cards and savings amplifier account surpassing $10 billion in deposits, contributing to customer growth.
BMO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BMO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 29, 2025 | $106.29 | $106.98 | +0.65% |
Feb 25, 2025 | $98.59 | $102.89 | +4.36% |
Dec 05, 2024 | $93.09 | $97.31 | +4.53% |
Aug 27, 2024 | $85.71 | $80.43 | -6.16% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bank Of Montreal (BMO) report earnings?
Bank Of Montreal (BMO) is schdueled to report earning on Aug 26, 2025, TBA Not Confirmed.
What is Bank Of Montreal (BMO) earnings time?
Bank Of Montreal (BMO) earnings time is at Aug 26, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BMO EPS forecast?
BMO EPS forecast for the fiscal quarter 2025 (Q3) is 2.13.
