Tyro Payments Ltd. (AU:TYR)
ASX:TYR
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TYR Stock Chart & Stats
AU$0.82
<AU$0.01(0.60%)
At close: 4:00 PM EST
AU$0.82
<AU$0.01(0.60%)
Day’s Range― - ―
52-Week RangeAU$0.67 - AU$1.30
Previous CloseN/A
Volume1.77M
Average Volume (3M)2.52M
Market Cap
AU$456.84M
Enterprise ValueAU$436.34M
Total Cash (Recent Filing)AU$105.96M
Total Debt (Recent Filing)AU$49.66M
Price to Earnings (P/E)17.3
Beta1.34
Next Earnings
Aug 25, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding531,209,660
10 Day Avg. Volume2,218,839
30 Day Avg. Volume2,520,333
Financial Highlights & Ratios
PEG Ratio-0.84
Price to Book (P/B)2.04
Price to Sales (P/S)0.98
P/FCF Ratio3.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.15Price Target Upside40.24% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.05
Revenue Forecast (FY)AU$494.86M
Bulls Say, Bears Say
Bulls Say
Cash GenerationTyro's materially stronger free cash flow and high FCF/net income ratio indicate durable cash conversion. This provides funding flexibility to invest in growth, absorb regulatory or OpEx step-ups, and reduces refinancing risk — supporting multi-quarter execution and strategic initiatives.
Balance Sheet StrengthVery low leverage and a healthy equity base reduce financial risk and preserve strategic optionality. The conservative capital structure supports M&A, product investment and buffering against merchant volume volatility, allowing management to prioritise long-term growth over short-term cash raises.
Scale & Market PositionLarge merchant footprint and high transaction volumes create durable network effects and distribution scale. This strengthens cross-sell opportunities (banking, lending, software), lowers unit costs, and gives Tyro structural advantages in targeted verticals such as health and hospitality.
Bears Say
Revenue & Margin PressureDeclining revenue and a meaningful narrowing of net margin reduce operating leverage and sustainable earnings power. If top-line trends persist, margin recovery from cost discipline may be insufficient to fund growth investments and could impede long-term profit expansion.
Elevated Customer ChurnChurn that remains higher than long-run averages undermines revenue stability and increases acquisition and retention costs. Persistently elevated churn constrains lifetime value, complicates cross-sell of banking products, and limits reliable growth from the existing merchant base.
Structural Margin HeadwindsVery modest payment-margin gains and management's choice to pass scheme/interchange savings to merchants limit margin upside from core payments. Coupled with policy-driven volume shifts in healthcare, this constrains the primary revenue engine's ability to sustainably lift profitability.
Tyro Payments Ltd. News
TYR FAQ
What was Tyro Payments Ltd.’s price range in the past 12 months?
Tyro Payments Ltd. lowest share price was AU$0.67 and its highest was AU$1.29 in the past 12 months.
What is Tyro Payments Ltd.’s market cap?
Tyro Payments Ltd.’s market cap is AU$456.84M.
When is Tyro Payments Ltd.’s upcoming earnings report date?
Tyro Payments Ltd.’s upcoming earnings report date is Aug 25, 2026 which is in 80 days.
How were Tyro Payments Ltd.’s earnings last quarter?
Tyro Payments Ltd. released its earnings results on Feb 23, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of AU$0.023 by AU$0.01.
Is Tyro Payments Ltd. overvalued?
According to Wall Street analysts Tyro Payments Ltd.’s price is currently Undervalued.
Does Tyro Payments Ltd. pay dividends?
Tyro Payments Ltd. does not currently pay dividends.
What is Tyro Payments Ltd.’s EPS estimate?
Tyro Payments Ltd.’s EPS estimate is 0.01.
How many shares outstanding does Tyro Payments Ltd. have?
Tyro Payments Ltd. has 531,209,660 shares outstanding.
What happened to Tyro Payments Ltd.’s price movement after its last earnings report?
Tyro Payments Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of AU$0.023. Following the earnings report the stock price went up 2.674%.
Which hedge fund is a major shareholder of Tyro Payments Ltd.?
Currently, no hedge funds are holding shares in AU:TYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tyro Payments Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
AU$1.15 (40.24% Upside)
AU$1.15 (40.24% Upside)
Blogger Sentiment
Bullish
AU:TYR Sentiment 87%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.99%
12-Months-Change
Fundamentals
Return on Equity
10.65%
Trailing 12-Months
Asset Growth
10.62%
Trailing 12-Months
Company Description
Tyro Payments Ltd.
Tyro Payments Limited provides payment solutions to merchants in Australia. The company operates through Payments and Banking segments. It offers electronic funds transfer at point of sale (EFTPOS) solutions, business loans, and banking solutions. The company also acquires credit, debit, and EFTPOS cards; and offers Medicare and private health fund claiming and rebating services. In addition, it provides complementary banking solutions, including merchant cash advance, transaction account, and a term-deposit account. Further, the company offers Tyro Go, a mobile payment card reader; Tyro Connect that integrates apps and services with POS system designed for cafes, restaurants, QSRs, pubs, clubs, and bars; and Medipass, a digital health payment platform that links practitioners, funders, and patients. It primarily serves health, hospitality, services, corporate, accommodation, and retail industries. The company was incorporated in 2003 and is based in Sydney, Australia.
TYR Stock 12 Month Forecast
Average Price Target
AU$1.15
▲(40.24% Upside)
Technical Analysis
Options Prices
Currently, No data available
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