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COG Stock Chart & Stats
AU$1.32
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$1.32
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$1.14 - AU$2.46
Previous CloseN/A
Volume42.05K
Average Volume (3M)370.74K
Market Cap
AU$355.10M
Enterprise ValueAU$512.26
Total Cash (Recent Filing)AU$187.00M
Total Debt (Recent Filing)AU$345.81M
Price to Earnings (P/E)15.7
Beta0.37
Next Earnings
Feb 25, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.87%
Share Statistics
EPS (TTM)0.12
Shares Outstanding213,273,060
10 Day Avg. Volume339,748
30 Day Avg. Volume370,736
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.85
Price to Sales (P/S)0.72
P/FCF Ratio3.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.15Price Target Upside62.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.16
Revenue Forecast (FY)AU$438.67M
Bulls Say, Bears Say
Bulls Say
Revenue And Profit GrowthStrong FY2026 revenue acceleration and substantial improvement in net income indicate expanding operating activity and better earnings capacity. If this performance is sustained, the company should have greater scope to reinvest in origination and lending operations while strengthening its ability to absorb normal business volatility.
Cash GenerationThe strong FY2026 operating and free cash flow demonstrates that reported earnings are being converted into substantial cash. High cash generation can support funding needs, debt management, and continued business investment, providing a durable financial resource beyond accounting profitability alone.
Growing Asset BaseExpansion of the asset base over several years indicates that COG has increased the scale of its financing activities and operating platform. A larger base of assets can support greater earning capacity over time, provided credit performance, funding costs, and leverage remain controlled.
Bears Say
Elevated LeverageHigh debt relative to equity leaves COG more exposed to weaker earnings, funding pressure, and higher financing costs. Although debt declined in FY2026, equity has remained broadly steady rather than expanding strongly, so leverage continues to constrain financial flexibility and resilience.
Cash Flow VolatilityThe wide swings in operating cash flow suggest that cash generation has not been consistently stable across the cycle. Even with a strong FY2026 recovery, uneven prior performance can complicate debt reduction, liquidity planning, and the timing of investments in the lending and origination platform.
Earnings And Margin VolatilityThe history of changing margins, volatile gross profit, and a prior loss indicates that earnings quality remains sensitive to changes in revenue mix and costs. This variability makes future profitability less predictable and could limit the consistency of retained capital available to support growth.
COG Financial Services Limited News
COG FAQ
What was COG Financial Services Limited’s price range in the past 12 months?
COG Financial Services Limited lowest share price was AU$1.14 and its highest was AU$2.46 in the past 12 months.
What is COG Financial Services Limited’s market cap?
COG Financial Services Limited’s market cap is AU$355.10M.
When is COG Financial Services Limited’s upcoming earnings report date?
COG Financial Services Limited’s upcoming earnings report date is Feb 25, 2027 which is in 158 days.
How were COG Financial Services Limited’s earnings last quarter?
COG Financial Services Limited released its earnings results on Aug 25, 2026. The company reported AU$0.09 earnings per share for the quarter, beating the consensus estimate of AU$0.077 by AU$0.013.
Is COG Financial Services Limited overvalued?
According to Wall Street analysts COG Financial Services Limited’s price is currently Undervalued.
Does COG Financial Services Limited pay dividends?
COG Financial Services Limited pays a Semiannually dividend of AU$0.035 which represents an annual dividend yield of 3.87%. See more information on COG Financial Services Limited dividends here
What is COG Financial Services Limited’s EPS estimate?
COG Financial Services Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does COG Financial Services Limited have?
COG Financial Services Limited has 213,273,060 shares outstanding.
What happened to COG Financial Services Limited’s price movement after its last earnings report?
COG Financial Services Limited reported an EPS of AU$0.09 in its last earnings report, beating expectations of AU$0.077. Following the earnings report the stock price went up 14.366%.
Which hedge fund is a major shareholder of COG Financial Services Limited?
Currently, no hedge funds are holding shares in AU:COG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
COG Financial Services Limited Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
AU$2.15 (62.88% Upside)
AU$2.15 (62.88% Upside)
Insider Transactions
Sold Shares
Worth AU$12.6M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.74%
12-Months-Change
Fundamentals
Return on Equity
3.87%
Trailing 12-Months
Asset Growth
7.07%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
COG Financial Services Limited
COG Financial Services Limited, along with its group of companies, delivers a broad spectrum of services across Australia. Its core offerings encompass equipment financing and broking, aggregation services, insurance broking, and novated leasing. The company's operations are divided into three principal segments: Finance Broking and Aggregation, Funds Management and Lending, and an 'All Other/Intersegment' category. Additionally, COG manages investment funds, facilitates financial solutions for commercial customers acquiring vital business assets, and provides managed IT services. Established in 2002, the firm is based in Chatswood, Australia. It adopted its current name, COG Financial Services Limited, in November 2020, having previously been known as Consolidated Operations Group Limited.
COG Stock 12 Month Forecast
Average Price Target
AU$2.15
▲(62.88% Upside)