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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained revenue growth of 12.43% indicates expanding customer adoption and market traction. Over a 2–6 month horizon this trend supports scalable recurring revenues, provides room to invest in product and sales, and underpins potential margin recovery if cost controls follow revenue gains.
Low Leverage / Capital StructureVery low debt-to-equity (0.06) and a strong equity ratio give the company financial flexibility. This durable strength lowers interest burden, preserves borrowing capacity for strategic investments or M&A, and reduces solvency risk during business cycles.
Improving Free Cash FlowNotable free cash flow improvement and an FCF/net income ratio near one show improving cash generation despite accounting losses. Durable FCF strength supports day-to-day operations, funds reinvestment without heavy external financing, and increases runway for execution of strategy.
Bears Say
Negative ProfitabilityPersistent negative net profit and EBIT margins undermine the business's ability to self-fund growth and erode shareholder equity over time. Without sustainable margin improvement, the company may face pressure to cut costs, dilute shareholders, or seek external capital, affecting long-term stability.
Declining Gross MarginA year-over-year decline in gross margin suggests structural cost pressures or pricing weakness. Sustained margin compression reduces operating leverage and the capacity to absorb fixed costs, making durable profitability harder to achieve unless the company restores pricing power or reduces cost of goods sold.
Weak Operating Cash ConversionLow conversion of earnings into operating cash indicates that reported results may not translate into sustainable liquidity. Even with improved FCF, weak operational cash conversion leaves the company exposed to working capital swings and increases reliance on non-operating cash or external financing for recurring needs.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.06 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$52.47M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 59 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

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                    Neutral
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                    Company Description

                    Change Financial Ltd

                    Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.

                    Change Financial Ltd (CCA) Earnings & Revenues

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